Separate and Unequal

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What is the main reason that makes it challenging for Americans to live in neighborhoods that are affordable, green, close to jobs, and racially and economically integrated?

Resistance from the white majority towards integration (correct)
Gentrification causing racial integration without economic integration
Urbanist movement's focus on controversial research
Lack of available housing in such neighborhoods

What is the term used to describe racial integration without economic integration?

Exclusive neighborhood planning
Affordable housing development
Urban sprawl
Gentrification (correct)

What is one of the key components of communities of opportunity?

Access to exclusive clubs
Proximity to high-end retail stores
Quality schools (correct)
Availability of luxury housing

What has hindered the progress towards integrating American neighborhoods, according to the text?

Real estate industry practices and local policies (C) Signup and view all the answers

Why does the text highlight the importance of integrating neighborhoods?

To ensure fair opportunities for Americans of all races and incomes (D) Signup and view all the answers

Why were Black neighborhoods excluded from eligibility for homeownership or rehabilitation loans?

Because of a practice known as redlining. (D) Signup and view all the answers

What term is used to describe the real estate finance industry targeting Black and Latino neighborhoods with subprime loan products?

Reverse redlining (B) Signup and view all the answers

Why are homes in majority-Black neighborhoods significantly devalued relative to predominantly white neighborhoods?

Because of systemic bias in lending and appraisals. (D) Signup and view all the answers

What is a consequence of racial wealth differences as mentioned in the text?

Worse access to employment opportunities for minority communities. (A) Signup and view all the answers

Why do Black entrepreneurs have less access to capital according to the text?

As a result of racial prejudice and ongoing redlining by business lenders and the appraisal industry. (D) Signup and view all the answers

How do Black small businesses owners often start their businesses?

Using personal savings and finances, including home equity (B) Signup and view all the answers

What long-term impacts does race- and income-based segregation have on a community?

Lower educational attainment for both white and Black people (D) Signup and view all the answers

What is the estimated cumulative loss due to the devaluation of homes in Black neighborhoods?

$156 billion (C) Signup and view all the answers

According to Sheryll Cashin, who is impacted by the 'segregation tax'?

Both Black and white people (D) Signup and view all the answers

What is the estimated economic cost to the U.S. due to racial and economic segregation by 2028?

4% - 6% of GDP (A) Signup and view all the answers

Which of the following factors contributed to the racial segregation in metropolitan areas after World War II?

Federal housing loan programs favored suburbs and excluded Black people. (D) Signup and view all the answers

How has the racial composition of neighborhoods in the 100 largest metropolitan areas changed between 2000 and 2018?

The average white resident's neighborhood became more diverse with an increase in Latino/Hispanic population. (C) Signup and view all the answers

What role did modern zoning and housing industry production play in reinforcing segregation, according to the text?

They channeled growth into different types of housing rigidly segregated in space. (A) Signup and view all the answers

What is the contrast between low-income white people and low-income people of color in terms of their residential patterns?

Low-income people of color are more likely to live in communities defined as "low-income". (D) Signup and view all the answers

What is the potential consequence of the segregation patterns described in the text, according to the author?

Increased political tension between wealthy white neighborhoods and low-income communities of color. (A) Signup and view all the answers