Programming Languages Quiz
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Questions and Answers

What is a common use of Python programming language?

  • Web development
  • Data analysis
  • Game development
  • All of the above (correct)
  • JavaScript is primarily used for server-side programming.

    False

    What does SQL stand for?

    Structured Query Language

    CSS is primarily used for ______ web pages.

    <p>styling</p> Signup and view all the answers

    Match the following programming languages with their primary usage:

    <p>Python = Data analysis JavaScript = Web development SQL = Database management HTML = Web page structure</p> Signup and view all the answers

    A person who owns shares of corporation stock is called what?

    <p>Stockholder</p> Signup and view all the answers

    Earnings distributed to shareholders of a corporation or a share of the company's profit is called what?

    <p>Dividend</p> Signup and view all the answers

    A certificate of a long-term promissory note issued by a corporation or government in exchange for a sum of money is called what?

    <p>Bond</p> Signup and view all the answers

    What amount of interest will be charged on $2,500.00 borrowed for 2 years at a simple interest rate of 10%?

    <p>$550.00</p> Signup and view all the answers

    The date on which money is received by the borrower is known as?

    <p>Loan date</p> Signup and view all the answers

    What is the formula for the future value when the interest is compounded?

    <p>F = P(1 + j)^n</p> Signup and view all the answers

    What refers to the interest charged on the principal alone for the entire duration of the loan or investment?

    <p>Simple interest</p> Signup and view all the answers

    What is the total number of conversion periods when a certain amount is borrowed at 10% compounded monthly for 5 years?

    <p>60</p> Signup and view all the answers

    Rhea deposited $7,500.00 for two years into a money market account. At the end of two years, she had a total of $8,700.00. What rate of interest did she receive?

    <p>8%</p> Signup and view all the answers

    What is the interest rate per conversion period if $25,900.00 was invested at 3.5% compounded annually for 4 years and 6 months?

    <p>0.035</p> Signup and view all the answers

    A person borrows $5,000.00 for 2 years at 4% per annum simple interest. He immediately lends it to another person at 6.25% for 2 years. Find his gain in the transaction per year.

    <p>$112.50</p> Signup and view all the answers

    Which of the following is TRUE about the market price of one $5,000.00 bond at 113%?

    <p>The market price is $5,650.00 and the bond is selling at a premium.</p> Signup and view all the answers

    Corporation X, with a current market value of $52, gave a dividend of $8 per share for its common stock. Corporation Y, with a current market value of $95, gave a dividend of $12 per share. If you are to decide, in which company will you invest your money?

    <p>I will invest in Company Y because it has a higher stock yield ratio than in Company X.</p> Signup and view all the answers

    Which of the following is an example of a tangible asset?

    <p>Stock</p> Signup and view all the answers

    Ms. Cagape wants to borrow money from the bank to finance her Masteral degree. This statement is an example of

    <p>Consumer Loan</p> Signup and view all the answers

    Mr. Santos owns a hotdog food cart business. He wants to put another food cart in a newly opened mall. He decided to have a loan to establish a new business. This statement is an example of

    <p>Business Loan</p> Signup and view all the answers

    It is a theory that asserts that investors gain little from fundamental analysis or the practice of examining a company's financial statements and recent developments.

    <p>Strong-form Efficient Market Theory</p> Signup and view all the answers

    It refers to the process of paying off a debt over time through regular payments.

    <p>Amortization</p> Signup and view all the answers

    If a person wants to borrow money from a bank, he used his car to secure his loan. This statement is an example of

    <p>Collateral</p> Signup and view all the answers

    It is an index measure of a portion of a stock market that helps the investor to calculate market performance.

    <p>Stock Market Index</p> Signup and view all the answers

    A tool used by investors and financial managers to describe the market, and to compare the return on specific investments.

    <p>Stock Market Index</p> Signup and view all the answers

    It is a theory that asserts that investors cannot benefit from technical analysis, fundamental analysis, or insider information

    <p>Strong-form Efficient Market Theory</p> Signup and view all the answers

    30 months is equivalent to

    <p>3 years</p> Signup and view all the answers

    How much is the simple interest on this financial transaction, P = $5,000.00, r = 6%, and t = 2 years?

    <p>$600.00</p> Signup and view all the answers

    This refers to the interest rate per conversion period.

    <p>Periodic rate</p> Signup and view all the answers

    This refers to the amount paid or earned for the use of money.

    <p>Interest</p> Signup and view all the answers

    How much is the future value on this financial transaction, P = P10,000.00, r = 5%, and t = 3 years?

    <p>P11,576.25</p> Signup and view all the answers

    What is the total number of conversion periods when a certain amount is borrowed at 5.5% compounded quarterly for 4 years?

    <p>16</p> Signup and view all the answers

    What is the interest rate per conversion period if $29,500.00 was invested at 2.5% compounded semi-annually for 5 years and 4 months?

    <p>0.0125</p> Signup and view all the answers

    This refers to the number of years for which the money is borrowed or invested.

    <p>Time</p> Signup and view all the answers

    An interest resulting from the periodic addition of simple interest to the principal amount.

    <p>Compound interest</p> Signup and view all the answers

    How much was the interest if Althea invested $30,400.00 and received a total of $40,300.00 at the end of the term?

    <p>$9,900.00</p> Signup and view all the answers

    Mr. Smith invests $2,500.00 at a rate of. What will her balance be at the end of three years?

    <p>$3,062.50</p> Signup and view all the answers

    ZACAL Corporation and REYES Corporation are the two leading Corporations in Davao. ZACAL Company has a current market value of P 52.00 and gave a dividend of P 10.00 per share for its common stock while REYES Company has a current market value of P 120 with the dividend of P 15.00 per share. Find the dividend that each shareholder gets in relation to the amount invested. (Note: Use the Stock Yield Ratio formula)

    <p>REYES Corporation has a higher stock yield ratio than ZACAL Corporation, so shareholders would receive a higher return on their investment in REYES Corporation.</p> Signup and view all the answers

    STEVENSON Corporation declared a 2.5% dividend on a stock with a par value of P 750.00. Ms. May Ann owns 150 shares of stock with a par value of P 750.00. How much is the dividend she received?

    <p>P 2,812.50</p> Signup and view all the answers

    StevahnZ Corporation declared a dividend of P 15,000,000.00. This corporation has 65,000 shares of common stocks that pay P 50.00 per share and 75,000 shares of preferred stocks. Find the amount of total preferred dividend and preferred dividend per share.

    <p>The total preferred dividend is P 3,750,000.00 and the preferred dividend per share is P 50.00.</p> Signup and view all the answers

    ABS-GMA Company declared a P 150,000 dividend for the common stocks. If there are 4,100 shares of common stock, how much is the common dividend per share?

    <p>P 35.34</p> Signup and view all the answers

    The Goose Man Corp declared a P 30,000,000.00 dividend for the common stocks. If there are a total of 600,000.00 shares of common stock, how much is the dividend per share?

    <p>P 50.00</p> Signup and view all the answers

    What is the definition of compound interest?

    <p>Compound interest is calculated on both the principal and accumulated interest. It is the interest earned on an investment, where the interest earned in each period is added to the principal of the investment, so that the next period's interest is earned on both the principal and the previously earned interest. This creates a snowball effect, where the balance grows at a faster rate than simple interest.</p> Signup and view all the answers

    What is the definition of simple interest?

    <p>Simple interest is calculated only on the principal amount of a loan or deposit. It's a fixed percentage of the principal amount that is applied over a specific period of time. The interest earned each period does not get added to the principal, so the interest earned remains constant over time.</p> Signup and view all the answers

    What is the definition of a bond?

    <p>A bond is a debt security, typically issued by a corporation or government, that represents a loan from an investor to the issuer. The issuer promises to pay a specific interest rate, known as the coupon rate, on a regular basis, and to repay the original principal amount at maturity.</p> Signup and view all the answers

    What is the definition of a coupon?

    <p>A coupon is a periodic interest payment that a bondholder receives during the time between the purchase date and the maturity date. It's typically paid semi-annually.</p> Signup and view all the answers

    What is the definition of the stock yield ratio?

    <p>The stock yield ratio is a measure of a company's dividend payout relative to its stock price. It's calculated by dividing the annual dividend per share by the current market value per share. This provides an indication of how much dividend income investors can expect to receive for every dollar invested in the company.</p> Signup and view all the answers

    What is the definition of a collateral?

    <p>A collateral is an asset that is pledged as security for a loan. If the borrower defaults on the loan, the lender has the right to seize the collateral to recover their losses.</p> Signup and view all the answers

    Study Notes

    Financial Math Concepts

    • Stock Yield Ratio: A measure of the relationship between the dividend per share and the market value.
    • Dividend per Share: The amount of profit distributed to shareholders of a corporation for each share owned.
    • Market Value: The current price of a share on the market.
    • Investment Decision: Consider stock yield ratio when choosing investments. Higher ratios indicate a higher return on investment.
    • Tangible Asset: A physical asset that can be seen or touched. Examples include stocks, and property.
    • Intangible Asset: assets that have no physical form. These include patents, copyrights, and trademarks.
    • Business Loan: A type of loan used for business purposes, often to expand or operate a business
    • Consumer Loan: A loan for personal or family use.
    • Collateral: Assets used to secure a loan. If the borrower defaults, the lender can seize the collateral.
    • Amortization: A method of paying off debt over time through regular payments, including both principal and interest.
    • Efficient Market Hypothesis (EMH): Suggests market prices reflect all available information (weak, semi-strong, and strong forms).
    • Market Index: An index used to measure a portion of a stock market. It aids investors in calculating market performance.
    • Stock Market Index: An index that measures the overall performance of a stock market
    • Bond Market Index: An index used to track the market performance of the bond market.
    • Conversion Period: The time frame for a loan or investment in which the interest or investment is compounded or converted.
    • Interest Rate: The price charged for borrowing money, or the rate at which an investment earns.
    • Principal: The original amount of money borrowed or invested.
    • Time/Term: The length of time a loan or investment is active.
    • Maturity Date: The date on which the loan or investment is due to be repaid.
    • Repayment Date: The date the borrowed money is repaid.
    • Dividend: The payment of earnings to investors for their stock ownership.
    • Stockholder: A person who owns shares of stock (or equity) in a corporation.

    Additional Concepts

    • Simple Interest: Interest calculated only on the principal amount.
    • Compound Interest: Interest calculated on both the principal and the accumulated interest from previous periods.
    • Future Value: The value of an investment or loan at a future date, considering the effect of interest.
    • Present Value: The current value of a future sum of money or stream of cash flows, given a specified rate of return.
    • Interest: A fee for borrowing money or an amount earned on an investment.
    • Conversion periods: The intervals at which interest is calculated on a compounded loan.

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    Description

    Test your knowledge on the common uses of different programming languages, including Python, JavaScript, SQL, and CSS. This quiz challenges you to match programming languages with their primary usages and fill in the blanks. Improve your understanding of programming concepts through this engaging quiz.

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