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Arugmentaire CS

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Increased consumer spending

Increased financing costs (correct)

Improved acceptance policy

Decreased consumer spending

Increased financing costs

Cut back on spending

Adapted its acceptance policy (correct)

Increased consumer spending

6.5%

7.2%

8.6% (correct)

9.1%

Inflation in the Eurozone reached 8.6% in June 2022, its highest level ever recorded.
This has had a significant impact on our financing costs, which have increased significantly.
On the consumer side, consumers are forced to cut back on their spending due to the increased inflation.
Alma is struggling to cope with the increased inflation, and has adapted its acceptance policy to reflect this new macro-economic context.