PM-JAY Health Scheme Overview
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Questions and Answers

What is the financial coverage provided per year under the Ayushman Bharat Yojana (AB-PMJAY) for secondary and tertiary care hospitalization?

  • ₹3 lakh
  • ₹1 lakh
  • ₹5 lakh (correct)
  • ₹10 lakh

    • The Ayushman Bharat Yojana (AB-PMJAY) has increased catastrophic health expenditure (CHE) among beneficiaries.

    False

    How many Health and Wellness Centers (HWCs) had been established as of September 2024?

    1,74,453

    The scheme has authorized _____ hospital admissions.

    <p>7.79 crore</p> Signup and view all the answers

    Which of the following is a primary goal of the PM-JAY initiative?

    <p>Provide cashless medical treatments</p> Signup and view all the answers

    There are no challenges associated with the implementation of the AB-PMJAY scheme.

    <p>False</p> Signup and view all the answers

    What percentage of families have benefited from the Ayushman Bharat Yojana (AB-PMJAY)?

    <p>More than 519 million families</p> Signup and view all the answers

    What is one of the main challenges faced by the Ayushman Bharat Yojana (AB-PMJAY) in claims processing?

    <p>Claims processing delays</p> Signup and view all the answers

    Match the following aspects of the AB-PMJAY with their respective details:

    <p>Cost coverage = Up to ₹5 lakh per year Health and Wellness Centers = 1.5 lakh establishments planned Beneficiary count = More than 519 million families Reduction in CHE = From 65.5% to approximately 29%</p> Signup and view all the answers

    The Ayushman Bharat Yojana has resulted in a decrease in the healthcare workforce.

    <p>False</p> Signup and view all the answers

    What has contributed to the job creation in India's healthcare sector under the PMJAY scheme?

    <p>Expansion of healthcare services</p> Signup and view all the answers

    The healthcare workforce grew from 4.7 million in 2015 to an estimated ______ million by 2022.

    <p>7.5</p> Signup and view all the answers

    Match the following challenges to their corresponding descriptions within the healthcare sector:

    <p>Shortage of skilled professionals = Qualified doctors preferring urban settings Need for more training institutions = Impact on new workforce preparedness Education and training quality issues = Preparedness of new entrants affected</p> Signup and view all the answers

    Which of the following healthcare job roles has been created due to the PMJAY initiative?

    <p>Doctor</p> Signup and view all the answers

    Investments in infrastructure due to PMJAY have negatively impacted diagnostic centers and telemedicine services.

    <p>False</p> Signup and view all the answers

    How has the PMJAY initiative the potential to empower women in the healthcare sector?

    <p>By increasing female labor force participation through nursing and community health positions.</p> Signup and view all the answers

    What is one of the key demographic challenges faced by AB-PMJAY in improving women's health?

    <p>Low awareness among lower socioeconomic backgrounds</p> Signup and view all the answers

    Benefits of the AB-PMJAY scheme are universally known among eligible women.

    <p>False</p> Signup and view all the answers

    What technology is used for verifying beneficiaries' identities in the AB-PMJAY scheme?

    <p>Digital identity solutions like the Aadhaar system.</p> Signup and view all the answers

    The implementation of __________ has improved the accuracy of identifying people who need assistance.

    <p>data analytics and machine learning algorithms</p> Signup and view all the answers

    Match the following features of AB-PMJAY with their descriptions:

    <p>Digital Identity Integration = Improves beneficiary identification with biometric methods Real-Time Monitoring = Allows for tracking utilization patterns Data-Driven Targeting = Uses analytics to identify those in need Quality of Care = Varies across facilities affecting access equity</p> Signup and view all the answers

    Which of the following is a benefit of data-driven targeting in AB-PMJAY?

    <p>It increases resource allocation efficiency.</p> Signup and view all the answers

    The quality of care provided under AB-PMJAY is consistent across all facilities.

    <p>False</p> Signup and view all the answers

    What role does real-time monitoring play in the AB-PMJAY scheme?

    <p>It enables quick adjustments to service delivery.</p> Signup and view all the answers

    What is the primary goal of the scheme mentioned in the document?

    <p>To provide affordable healthcare to all recipients</p> Signup and view all the answers

    The existing difficulties in the scheme can be ignored to maximize its impact.

    <p>False</p> Signup and view all the answers

    What is the name of the healthcare scheme discussed?

    <p>Ayushman Bharat Pradhan Mantri Jan Arogya Yojana</p> Signup and view all the answers

    The scheme aims to provide __________, high-quality healthcare to all intended recipients.

    <p>equitable</p> Signup and view all the answers

    Match the following phrases with their descriptions:

    <p>Ayushman Bharat = Healthcare scheme in India Equitable healthcare = Fair distribution of healthcare resources Lofty objectives = Ambitious goals of the scheme Continued efforts = Ongoing work to overcome challenges</p> Signup and view all the answers

    What is one of the challenges faced by the Ayushman Bharat Yojana?

    <p>Limited interoperability among government departments</p> Signup and view all the answers

    The Ayushman Bharat Yojana has fully achieved its main goals of providing comprehensive medical care and financial security.

    <p>False</p> Signup and view all the answers

    What percentage of families has received Ayushman cards under the scheme?

    <p>More than 35 crore families</p> Signup and view all the answers

    The Ayushman Bharat Yojana aims to increase healthcare _______ and access.

    <p>affordability</p> Signup and view all the answers

    Which of the following is a goal of Ayushman Bharat Yojana?

    <p>To provide universal health coverage</p> Signup and view all the answers

    Data privacy concerns are irrelevant to the success of digital solutions in the Ayushman Bharat Yojana.

    <p>False</p> Signup and view all the answers

    Name two ongoing challenges that the Ayushman Bharat Yojana faces.

    <p>Gaps in beneficiary awareness and discrepancies in healthcare access</p> Signup and view all the answers

    Match the following achievements with the respective details:

    <p>Ayushman cards = More than 35 crore families provided Health and Wellness Centres = More than 1.74 lakh opened Out-of-pocket costs = Significantly reduced Job creation = Encouraging success noted</p> Signup and view all the answers

    Study Notes

    Ayushman Bharat Yojana (AB-PMJAY) Overview

    • The scheme increased its original target to cover 10.74 crore families, now authorized for 7.79 crore hospital admissions.
    • Financial coverage provided amounts to ₹1,07,125 crores, ensuring beneficiaries can access necessary medical care without out-of-pocket expenses.
    • PM-JAY encompasses over 1,500 medical procedures, including critical operations for cancer and heart diseases, with cashless treatment options.

    Healthcare Access and Infrastructure

    • As of September 2024, over 1,74,453 Health and Wellness Centers (HWCs) have been established to enhance primary healthcare access.
    • The initiative has benefited more than 519 million families, offering health coverage of up to ₹5 lakh per year for secondary and tertiary care.
    • Catastrophic health expenditure reduced from 65.5% to 29% post-hospitalization, alleviating financial strains on families.

    Challenges Faced

    • Quality of healthcare services remains a concern; particularly in rural areas where provider sufficiency and infrastructure may be inadequate.
    • Identification of eligible beneficiaries is problematic; potential beneficiaries often lack knowledge of their entitlements.
    • Shortage of healthcare professionals in rural settings limits timely access to necessary care, impacting scheme effectiveness.
    • Processing delays in claims and inadequate infrastructure hinder many regions, requiring better integration and monitoring.

    Job Creation in Healthcare Sector

    • AB-PMJAY has significantly contributed to job creation, increasing the healthcare workforce from 4.7 million in 2015 to an estimated 7.5 million by 2022.
    • The expansion has opened various employment opportunities for healthcare professionals, including roles in pharmaceuticals and medical technology sectors.
    • Women's empowerment through healthcare jobs is evident, particularly in nursing and community health, boosting female labor participation.

    Ongoing Challenges

    • Skilled professional shortages, especially in rural areas, hinder effective job creation.
    • There’s a pressing need for more training institutions to improve the quality of healthcare education and prepare adequately trained professionals.

    Women's Health Considerations

    • Awareness regarding the scheme among women, particularly in lower socioeconomic groups, remains low, limiting access to services.
    • Disparities in the quality of care provided at facilities can affect women's equitable access to high-quality healthcare services.

    Technological Advancements

    • Digital identity solutions like Aadhaar have streamlined beneficiary identification using biometric authentication, enhancing access for marginalized populations.
    • Advanced data analytics aid in accurately targeting individuals needing assistance, optimizing resource allocation.
    • IT platforms enable real-time monitoring of beneficiary utilization, improving program effectiveness.

    Challenges in Technology Utilization

    • Low awareness of technological solutions and benefits persists in rural areas, affecting service utilization.
    • Fragmented data management systems create challenges in information sharing and collaboration among stakeholders, impeding service efficiency.
    • Data privacy concerns arise with heightened reliance on digital identification methods, necessitating robust security measures.

    Conclusion

    • AB-PMJAY has made strides in enhancing healthcare affordability and access, providing Ayushman cards to over 35 crore families and establishing thousands of HWCs.
    • Although the scheme has made notable progress in financial security and healthcare coverage, challenges like variability in service quality and gaps in beneficiary awareness continue to limit its effectiveness.
    • Ongoing efforts are required to overcome infrastructural issues, improve service quality, and ensure equitable healthcare access for all intended beneficiaries.

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    Description

    Explore the key aspects of the PM-JAY health scheme, which has significantly increased its coverage for hospital admissions and financial assistance. Learn about the breadth of medical procedures covered and the initiative's goals to reduce out-of-pocket expenses for beneficiaries.

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