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New Gold Loan Product Overview

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Questions and Answers

What is the interest rate for the Easy ReConnect Gold Loan?

13.8% p.a (correct)

14.5% p.a

15.0% p.a

12.5% p.a

What is the purpose of the Easy ReConnect Gold Loan?

To encourage new customer acquisitions

To offer loans for purchasing gold jewelry

To reconnect and win back existing Bandhan customers (correct)

To refinance existing loans at a lower rate

What does LTV stand for in the context of the Easy ReConnect Gold Loan?

Liquidity to Value

Limit to Value

Leverage to Value

Loan to Value (correct)

Which of the following statements is true about the Easy ReConnect Gold Loan?

<p>It provides an attractive interest rate with a maximum permissible LTV.</p> Signup and view all the answers

What segment of customers is the Easy ReConnect Gold Loan targeting?

<p>Existing Bandhan customers</p> Signup and view all the answers

Study Notes

New Gold Loan Product

A new gold loan product, "Easy ReConnect Gold loan," is introduced to reconnect and win back Bandhan customers.
The loan features an attractive interest rate of 13.8% per annum.
The maximum loan-to-value ratio (LTV) is capped by the applicable guidelines of the AGLOC (presumably, the Association of Gold Loan Companies or a similar regulatory body).

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Description

Discover the features of the new 'Easy ReConnect Gold Loan' aimed at reconnecting Bandhan customers. Learn about its competitive interest rate of 13.8% per annum and the loan-to-value ratio that adheres to AGLOC guidelines.