Medicare Part A Flashcards
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Questions and Answers

What does Medicare Part A cover?

  • Outpatient care
  • Vision care
  • Inpatient care (correct)
  • Dental services

Enrollment in Medicare Part A for people over 65 and covered by Social Security is automatic and free.

True (A)

What does Medicare Part A's inpatient hospital coverage include?

Meals, supplies, medical services, drugs taken as an inpatient, a semi-private room.

Medicare Part A's inpatient hospital coverage does NOT cover _____ duty nursing.

<p>private</p> Signup and view all the answers

A benefit period for Medicare Part A starts over after 60 days of hospital discharge.

<p>False (B)</p> Signup and view all the answers

How many days of hospital care does a Medicare Part A beneficiary receive per benefit period?

<p>90 days</p> Signup and view all the answers

Intermediate Care and Custodial Care are covered by Medicare.

<p>False (B)</p> Signup and view all the answers

For Medicare Part A to cover skilled nursing facility care, the SNF stay must begin immediately after a hospital stay of at least ____ days.

<p>3</p> Signup and view all the answers

What are the coverage details for days in a skilled nursing facility under Medicare Part A?

<p>Days 1-20 are fully paid, Days 21-100 Medicare pays most with a daily co-pay, Day 100+ Medicare pays nothing.</p> Signup and view all the answers

What does Medicare Part A's home health care benefit cover?

<p>Visits by a home health aid, part-time nursing care, and certain therapies.</p> Signup and view all the answers

Medicare Part A's home health care benefit includes coverage for meals, shopping, cleaning, or laundry.

<p>False (B)</p> Signup and view all the answers

A patient could have up to _______ days of Medicare coverage for a single hospital stay if they have not tapped into the lifetime reserve days.

<p>150</p> Signup and view all the answers

Flashcards

What does Medicare Part A cover?

Medicare Part A covers inpatient care, including hospital stays, skilled nursing facility (SNF) care, and home health care.

Is Medicare Part A enrollment automatic and free for people over 65 covered by Social Security?

Yes, Medicare Part A enrollment is automatic and free for people over 65 who are covered by Social Security.

What does Medicare Part A's inpatient hospital coverage include?

Medicare Part A's inpatient hospital coverage includes costs for meals, supplies, medical services, drugs administered while in the hospital, and a semi-private room.

What does Medicare Part A NOT cover regarding inpatient hospital care?

Medicare Part A's inpatient hospital coverage does NOT cover private duty nursing, which refers to having a nurse dedicated solely to one patient.

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When does a Medicare Part A benefit period start over?

A benefit period for Medicare Part A doesn't start over after 60 days of hospital discharge. It only resets when there's a new hospital stay.

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How many days of hospital care does a Medicare Part A beneficiary receive per benefit period?

A Medicare Part A beneficiary typically receives up to 90 days of hospital care per benefit period. This means they can avail themselves of up to 90 days of covered hospital care before the benefit period is exhausted.

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Are Intermediate Care and Custodial Care covered by Medicare?

Intermediate care and custodial care are not covered by Medicare. Intermediate care involves some healthcare services, but is less intensive than skilled nursing care. Custodial care provides help with daily activities, but doesn't involve medical services.

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What is the requirement for Medicare Part A to cover skilled nursing facility care?

To be eligible for Medicare Part A's coverage of skilled nursing facility (SNF) care, the SNF stay must be directly after a hospital stay of at least 3 days.

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What are the coverage details for days in a skilled nursing facility under Medicare Part A?

Under Medicare Part A, the first 20 days in a skilled nursing facility are fully paid, days 21-100 involve a co-pay, and after day 100, Medicare does not pay.

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What does Medicare Part A's home health care benefit cover?

Medicare Part A's home health care benefit covers visits by a home health aid, part-time nursing care, and specific therapies. This benefit helps individuals receive necessary medical care in the comfort of their homes.

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What does Medicare Part A's home health care benefit NOT cover?

Medicare Part A's home health care benefit does not include coverage for meals, shopping, cleaning, or laundry. These everyday tasks are typically not covered.

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How many days of Medicare coverage could a patient have for a single hospital stay?

A patient could have up to 150 days of Medicare coverage for a single hospital stay if they haven't tapped into the lifetime reserve days. These reserve days are a safety net for extended hospital stays in certain situations.

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Study Notes

Medicare Part A Overview

  • Covers inpatient care, including hospitals, skilled nursing facilities, hospice, and home health care.

Enrollment

  • Automatic and free for individuals over 65 who are covered by Social Security.

Inpatient Hospital Coverage

  • Includes meals, supplies, medical services, drugs administered during inpatient stays, and semi-private rooms.
  • Excludes private duty nursing, the first three pints of blood, and non-medical services like room, phone, and TV.

Benefit Periods

  • Based on benefit periods instead of a calendar year.
  • A benefit period begins upon hospital admission and ends 60 days after discharge; readmission within 60 days does not start a new period.

Coverage Limits

  • Each benefit period allows for 90 days of hospital care.
  • A deductible applies, and full coverage is provided for the first 60 days.

Care Not Covered

  • Intermediate and custodial care are not covered by Medicare.

Skilled Nursing Facility (SNF) Care

  • Covered if care is received at a Medicare-approved facility and starts immediately after a hospital stay of at least three days.
  • Coverage and cost-sharing:
    • Days 1-20: Fully paid by Medicare.
    • Days 21-100: Medicare pays the majority, with a daily co-pay required.
    • Day 100+: No coverage from Medicare.

Home Health Care Benefit

  • Covers part-time nursing care, physical, occupational, or speech therapy, and visits by home health aides.
  • Pays 80% of the cost for durable medical equipment, such as hospital beds or wheelchairs.

Home Health Care Exclusions

  • Does not cover meals, shopping, cleaning, or laundry services.

Additional Coverage Exclusions

  • First three pints of blood, private duty nursing, non-medical services, intermediate care, and custodial care are not covered.

Lifetime Reserve Days

  • Patients with unused lifetime reserve days can have up to 150 days of Medicare coverage for a single hospital stay.

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Test your knowledge about Medicare Part A with these flashcards. Learn about its coverage, enrollment process, and benefits for those over 65. Perfect for anyone looking to understand Medicare better.

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