Medical Policy Coverage and Provisions Quiz

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30 Questions

What is the objective of the medical policy mentioned in the text?

To provide comprehensive medical benefits to officers

What does the medical allowance cover?

Domiciliary expenses

Which group is eligible for the medical insurance on a voluntary basis?

Parents, in-laws, and dependent children over 25 years

What is the reason for consolidating the current medical reimbursement into a single medical allowance?

Changes in tax laws making all medical reimbursements taxable

What provision does the medical policy make for maternity medical assistance?

It provides maternity medical assistance to officers

What is the objective of tying up with an insurance company for group insurance policies?

To provide additional insurance coverage on a voluntary basis

What is the maximum annual medical allowance for employees aged 40 years and above in Grade L1 Strategic and below?

₹ 20,000/-

According to the medical policy, what is the floater cover limit for hospitalization expenses for an employee in Grade L6 Managerial to L7 Managerial?

₹ 4 lacs

For hospitalization, which type of room is permissible for Grade L5 Department Head to L7 Managerial in a Metro area?

Median A (on twin sharing)

What is the maximum maternity expenses reimbursement limit mentioned in the medical policy?

₹ 50,000/-

What is the annual medical allowance for employees aged less than 40 years in Grade L2 Strategic and below?

₹ 15,000/-

Under the medical policy, which expenses can be reimbursed as special medical sanction if they exceed the insurance limits?

Dependent children's hospitalization expenses

What is the maximum limit for reimbursement of hospitalization expenses incurred over & above the insurance limits?

Depends on the insurance company's limits

In case of twins, how will the maternity expenses reimbursement be treated?

$50,000 will be reimbursed in total

According to the medical policy, who must first avail the medical benefit if an employee's spouse or domestic partner is covered under their respective employer's medical scheme?

Employee's spouse or domestic partner

What is the purpose of the tie-up with an insurance company for group insurance policies?

To provide additional coverage for critical ailments beyond the existing medical insurance

What is the impact of changes in the tax laws on medical reimbursements?

All medical reimbursements are now taxable due to merging with standard deduction

What does the medical policy provide for officers beyond the existing medical insurance?

Medical loan for officers

What is the eligibility criteria for the medical allowance under the policy?

Applicable to all officers from grade L10 O and upwards

What type of medical insurance is provided on a voluntary basis to parents, in-laws, and dependent children over 25 years?

Hospitalization and critical ailments coverage

Why was the consolidation of medical reimbursement into a single medical allowance implemented?

Due to changes in tax laws making all medical reimbursements taxable

What is the annual medical allowance for an employee aged 40 years and above in Grade L1 Strategic and below?

₹ 20,000

Under what conditions can hospitalization expenses incurred over & above the insurance limits be reimbursed?

As a special medical sanction

What is the maximum limit for reimbursement of maternity expenses mentioned in the medical policy?

₹ 50,000

Which grade has a floater cover limit of ₹ 10 lacs for hospitalization expenses?

Grade L2 Executive & above

What is the effective date of the medical policy document?

23rd June 2023

For which category of employees is the maximum annual medical allowance ₹ 15,000?

L2 Strategic and below

What is the room tariff limit for hospitalization for Grade L5 Department Head to L7 Managerial in a Metro area?

(on twin sharing) ₹ 2,500 (Metro) ₹ 1,700 (Non-Metro)

Who is the issuing authority of the medical policy document?

Ruzbeh Irani

What is the next review date of the medical policy document?

23rd June 2025

Test your knowledge about the coverage and provisions of a medical policy, including medical allowance, insurance for hospitalization and critical ailments, maternity medical assistance, and more. Learn about the specific benefits provided to officers and the tie-up with an insurance company.

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