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Questions and Answers
What is the general rule of thumb for Gross Margin, Composite?
What is the general rule of thumb for Gross Margin, Composite?
What does the Return on Assets ratio measure?
What does the Return on Assets ratio measure?
What is the general rule of thumb for SG & A, %?
What is the general rule of thumb for SG & A, %?
What does the Return on Equity ratio measure?
What does the Return on Equity ratio measure?
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What is the general rule of thumb for Operating Profit Margin?
What is the general rule of thumb for Operating Profit Margin?
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What is the resulting impact of new banks' entry in the credit market?
What is the resulting impact of new banks' entry in the credit market?
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What is the major challenge for a bank to disburse quality loans?
What is the major challenge for a bank to disburse quality loans?
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What is the focus of banks in recent times?
What is the focus of banks in recent times?
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What has changed the banking business environment?
What has changed the banking business environment?
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What is a key aspect of managing a quality loan portfolio?
What is a key aspect of managing a quality loan portfolio?
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What is the main objective of credit planning at the bank level?
What is the main objective of credit planning at the bank level?
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What is one of the key factors to consider when making a bank-level credit plan?
What is one of the key factors to consider when making a bank-level credit plan?
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What is the ultimate goal of allocating loanable funds amongst various alternatives uses?
What is the ultimate goal of allocating loanable funds amongst various alternatives uses?
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What is the benefit of considering national level credit growth targets in credit planning?
What is the benefit of considering national level credit growth targets in credit planning?
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What is the purpose of prudential regulations in credit planning?
What is the purpose of prudential regulations in credit planning?
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What is capital budgeting referring to?
What is capital budgeting referring to?
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What does the term 'capital' refer to in capital budgeting?
What does the term 'capital' refer to in capital budgeting?
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What is the payback period defined as?
What is the payback period defined as?
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How is the payback period computed?
How is the payback period computed?
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What is the main purpose of capital budgeting techniques?
What is the main purpose of capital budgeting techniques?
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What is the primary purpose of ratio analysis in financial statements?
What is the primary purpose of ratio analysis in financial statements?
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What does a ratio express in financial statement data?
What does a ratio express in financial statement data?
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What type of ratio measures a company's potentiality and performance?
What type of ratio measures a company's potentiality and performance?
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Why is ratio analysis necessary in financial statement analysis?
Why is ratio analysis necessary in financial statement analysis?
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What is the benefit of using ratio analysis to evaluate financial performance?
What is the benefit of using ratio analysis to evaluate financial performance?
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What is the primary goal of a bank when sanctioning credit?
What is the primary goal of a bank when sanctioning credit?
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Why does a bank prefer preventive measures over curative measures?
Why does a bank prefer preventive measures over curative measures?
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What is the role of a Relationship Manager (RM) in the credit process?
What is the role of a Relationship Manager (RM) in the credit process?
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What is the purpose of a credit investigation?
What is the purpose of a credit investigation?
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Why is it important for a bank to select good borrowers?
Why is it important for a bank to select good borrowers?
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What is the outcome of a successful discussion between a banker and a customer?
What is the outcome of a successful discussion between a banker and a customer?
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What is the role of a Credit Information Bureau (CIB) report in the credit process?
What is the role of a Credit Information Bureau (CIB) report in the credit process?
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Why is it better for a bank not to sanction any credit rather than sanctioning a bad credit?
Why is it better for a bank not to sanction any credit rather than sanctioning a bad credit?
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What is the purpose of a banker's credit investigation?
What is the purpose of a banker's credit investigation?
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What is the first step in the credit process?
What is the first step in the credit process?
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What is the purpose of applying different techniques on the financial statements of the client?
What is the purpose of applying different techniques on the financial statements of the client?
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What is considered by the bank before finalizing the loan terms?
What is considered by the bank before finalizing the loan terms?
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What happens if the bank finds the applicant's aspects satisfactory?
What happens if the bank finds the applicant's aspects satisfactory?
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What is the purpose of financial analysis based on projected data?
What is the purpose of financial analysis based on projected data?
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What is the final step in the loan application process?
What is the final step in the loan application process?
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