Podcast
Questions and Answers
Which of the following is NOT a standard of conduct for claims adjusters according to the text?
Which of the following is NOT a standard of conduct for claims adjusters according to the text?
- An adjuster shall treat all claimants fairly. (correct)
- An adjuster shall not solicit employment for any attorney at law, contractor, or subcontractor.
- An adjuster shall not have a direct or indirect financial interest in any aspect of the claim.
- An adjuster shall not acquire any interest in salvage of property subject to the contract with the insurer.
What should an adjuster do when handling a claim, according to the text?
What should an adjuster do when handling a claim, according to the text?
- Provide favored treatment to any claimant.
- Handle every adjustment and settlement with dishonesty and lack of integrity.
- Make truthful and unbiased reports of the facts after completing a thorough investigation. (correct)
- Approach investigations, adjustments, and settlements in a manner prejudicial to the insured.
What is NOT allowed for an adjuster in relation to compensation, according to the text?
What is NOT allowed for an adjuster in relation to compensation, according to the text?
- Have a direct or indirect financial interest in any aspect of the claim.
- Provide remuneration to himself except that to which he is legally entitled.
- Solicit or accept any compensation from any contractor or subcontractor engaged by or on behalf of any insured. (correct)
- Receive salary, fee, or other consideration established with the insurer.
What should an adjuster do if they witness a licensed insurance representative violating any provision of the Title or department rule?
What should an adjuster do if they witness a licensed insurance representative violating any provision of the Title or department rule?
What should an adjuster do when dealing with elderly claimants?
What should an adjuster do when dealing with elderly claimants?
When can an adjuster negotiate or settle directly with a third-party claimant represented by an attorney?
When can an adjuster negotiate or settle directly with a third-party claimant represented by an attorney?
Can an adjuster interview a witness without the consent of opposing counsel or party?
Can an adjuster interview a witness without the consent of opposing counsel or party?
Which of the following is NOT a standard of conduct for claims adjusters?
Which of the following is NOT a standard of conduct for claims adjusters?
What should an adjuster do upon undertaking the handling of a claim?
What should an adjuster do upon undertaking the handling of a claim?
What should an adjuster do when completing a thorough investigation?
What should an adjuster do when completing a thorough investigation?
What action should an adjuster take if a witness requests a copy of their signed or recorded statement?
What action should an adjuster take if a witness requests a copy of their signed or recorded statement?
When can an adjuster advise a claimant to refrain from seeking legal advice or against the retention of counsel?
When can an adjuster advise a claimant to refrain from seeking legal advice or against the retention of counsel?
What action should an adjuster take if they are not currently competent and knowledgeable about the terms and conditions of the insurance coverage for a claim?
What action should an adjuster take if they are not currently competent and knowledgeable about the terms and conditions of the insurance coverage for a claim?
What action should an adjuster take if they witness an unlicensed employee or representative conducting business that requires a license?
What action should an adjuster take if they witness an unlicensed employee or representative conducting business that requires a license?
Which of the following is NOT considered a violation of the adjuster standards of conduct?
Which of the following is NOT considered a violation of the adjuster standards of conduct?
When can an adjuster negotiate or effect settlement directly with a third-party claimant represented by an attorney?
When can an adjuster negotiate or effect settlement directly with a third-party claimant represented by an attorney?
What action should an adjuster take if they witness a licensed insurance representative violating any provision of the Title or department rule?
What action should an adjuster take if they witness a licensed insurance representative violating any provision of the Title or department rule?
What is the consequence for an adjuster who violates the provisions in Subsection A of this Section?
What is the consequence for an adjuster who violates the provisions in Subsection A of this Section?
Which of the following is NOT a standard of conduct for claims adjusters?
Which of the following is NOT a standard of conduct for claims adjusters?
What should an adjuster do if they witness an unlicensed employee or representative conducting business that requires a license?
What should an adjuster do if they witness an unlicensed employee or representative conducting business that requires a license?
When can an adjuster negotiate or settle directly with a third-party claimant represented by an attorney?
When can an adjuster negotiate or settle directly with a third-party claimant represented by an attorney?
Match the following standards of conduct to the related descriptions for claims adjusters:
Match the following standards of conduct to the related descriptions for claims adjusters:
Match the following standards of conduct with their respective prohibitions for claims adjusters:
Match the following standards of conduct with their respective prohibitions for claims adjusters:
Match the following descriptions with their corresponding standards of conduct for claims adjusters:
Match the following descriptions with their corresponding standards of conduct for claims adjusters:
Match the following adjuster conduct rules with their descriptions:
Match the following adjuster conduct rules with their descriptions:
Match the following adjuster obligations with their provisions:
Match the following adjuster obligations with their provisions:
Match the following adjuster's responsibilities with their respective rule numbers:
Match the following adjuster's responsibilities with their respective rule numbers:
Match the rules with their corresponding conduct for an adjuster:
Match the rules with their corresponding conduct for an adjuster:
