IRFC Feb-25

<p>IRFC secured the project as the lowest bidder, surpassing banks and NBFCs. (D)</p> Signup and view all the answers

<p>To provide the cheapest funding for projects with excellent asset quality. (B)</p> Signup and view all the answers

<p>They provide a perennial revenue stream adding to PAT because of cost optimization. (C)</p> Signup and view all the answers

<p>Actively exploring new business areas related to Indian Railways. (D)</p> Signup and view all the answers

<p>Actions speak louder than words. (D)</p> Signup and view all the answers

<p>Profit After Tax (PAT) (A)</p> Signup and view all the answers

<p>Shifting the asset mix towards more lucrative assets with higher yields. (A)</p> Signup and view all the answers

<p>A railway infrastructure project worth more than Rs. 3,000 crores. (B)</p> Signup and view all the answers

<p>A Rs. 700 crore ticket with NTPC. (A)</p> Signup and view all the answers

<p>The lack of allocation in the last two budgets and expectations for the upcoming budget. (D)</p> Signup and view all the answers

<p>Efficient management of assets and higher yield projects can drive PAT growth, independent of steep AUM growth. (D)</p> Signup and view all the answers

<p>Railways projects involve larger contracts, but the profit margin on these is relatively low. (B)</p> Signup and view all the answers

<p>The company's Profit After Tax (PAT) will increase. (A)</p> Signup and view all the answers

<p>Less than 1% (D)</p> Signup and view all the answers

<p>IRFC quoted very competitively due to access to cheap funds. (C)</p> Signup and view all the answers

<p>Approximately 40 basis points (D)</p> Signup and view all the answers

<p>Between 3x to 5x (A)</p> Signup and view all the answers

<p>Based on the opportunity available to them without any specific threshold. (D)</p> Signup and view all the answers

<p>It marks their first entry into business outside of Railway-related projects. (C)</p> Signup and view all the answers

<p>IRFC can bid more competitively and still maintain profitability. (D)</p> Signup and view all the answers

<p>Around 250-300 bps (C)</p> Signup and view all the answers

<p>To be the cheapest provider in the market, ensuring larger margins than traditional railway business. (D)</p> Signup and view all the answers

<p>Expanding business scope to include related areas like coal evacuation from their developed coal block and port connections to railway lines. (D)</p> Signup and view all the answers

<p>The chance to select profitable ventures, quote competitive rates, and earn substantial profits beyond typical railway earnings. (C)</p> Signup and view all the answers

<p>Expansion into railway-allied businesses does not require MOU changes as it falls within IRFC's ambit; non-railway ventures may need permissions. (C)</p> Signup and view all the answers

<p>A first-time venture into potentially lucrative opportunities, including refinancing options, while leveraging existing mandates. (A)</p> Signup and view all the answers

<p>To inquire whether the new ventures require changes to the Memorandum of Understanding (MOU). (B)</p> Signup and view all the answers

<p>The ability to offer the most expensive services in the market. (B)</p> Signup and view all the answers

<p>They strive to quote very competitive rates while still achieving handsome earnings. (D)</p> Signup and view all the answers

<p>Consistent improvement every quarter, outperforming the previous quarter. (D)</p> Signup and view all the answers

<p>A change in business strategy focusing on diversification within and outside the railway ecosystem, expected to positively impact results quarter by quarter. (C)</p> Signup and view all the answers

<p>The company is reducing its dependence on EBR from the Railways and is exploring business opportunities within the broader ecosystem. (A)</p> Signup and view all the answers

<p>No specific numbers are provided, but assurance is given that the business mix will shift towards more non-Railway ventures. (B)</p> Signup and view all the answers

<p>A very exciting period due to the company's focus on new business opportunities and diversification. (B)</p> Signup and view all the answers

<p>Press ‘*’ and ‘1’ on their phone. (B)</p> Signup and view all the answers

<p>They moderate and conclude the conference call. (C)</p> Signup and view all the answers

<p>Diversifying within the Railway ecosystem and expanding into non-Railway related business. (B)</p> Signup and view all the answers

<p>Focusing more on the bottom line (profitability) than the top line (revenue). (B)</p> Signup and view all the answers

<p>The limited impact on the Net Interest Margin (NIM) due to the size of the existing AUM. (A)</p> Signup and view all the answers

<p>He suggests waiting to see how the mix unfolds before providing specific numbers. (D)</p> Signup and view all the answers

<p>Its potential for multimodal connectivity projects and funding opportunities in dedicated freight corridors. (C)</p> Signup and view all the answers

<p>The details of which portion of the capital expenditure (CAPEX) will be funded by GBS (Gross Budgetary Support) versus IRFC. (C)</p> Signup and view all the answers

<p>Rs. 10,000 crores of business outside is equivalent to Rs. 30,000 crores to Rs. 40,000 crores within the Railway. (B)</p> Signup and view all the answers

<p>The four lines of the golden quadrilateral. (D)</p> Signup and view all the answers

<p>By estimating based on potential ratios like 10:90 or 20:80 for the mix of different businesses. (A)</p> Signup and view all the answers

A measure of a company's financial leverage, calculated by dividing total liabilities by shareholder equity.

Capital to Risk-Weighted Assets Ratio, a measure of a bank's capital adequacy to cover risks.

Non-Performing Asset, loans or advances in which the borrower has defaulted.

Profit After Tax, the net profit a company earns after taxes have been deducted.

A business model where assets are rented to customers, generating steady income.

A designation that exempts a company from paying certain taxes under government rules.

Strategies and methods to reduce expenses and enhance operational efficiency.

An advantage a company has over its competitors, making it more efficient or profitable.

Assets Under Management, the total market value of the investments a financial institution manages on behalf of clients.

The proportion of business generated outside of railway-related activities by a finance company.

A competitive bidding process where multiple participants submit bids for a project.

Submitting bids at lower rates than peers to win contracts.

The difference between the cost of financing and the revenue generated from financing deals.

The participant with the lowest submitted bid in a competitive bidding process.

Funds available at lower interest rates, allowing for better profit margins in financing.

A network of operations, services, and assets related to rail transport.

The rivalry among sellers to attract customers and increase market share.

Connections between different stages of production, particularly relating to supply chains.

The process of creating facilities for extracting and transporting coal.

Pricing strategies aimed at attracting business while maintaining profit margins.

Documents outlining the rules and regulations governing a company’s operations.

Business activities outside the traditional railway operations.

Options to restructure existing debts for better terms or rates.

Bottom line refers to net income, while top line refers to gross revenue.

A program for multimodal connectivity and infrastructure development in India.

CAPEX stands for Capital Expenditure, funds used by a company to acquire or upgrade physical assets.

Specialized railway lines designed to carry freight efficiently, reducing congestion on passenger lines.

Backward linkages refer to supply chain inputs, while forward linkages deal with distribution and sales.

A major highway network connecting four major cities in India: Delhi, Mumbai, Chennai, and Kolkata.

Top line refers to a company's gross revenue or sales.

Bottom line indicates a company's net income or profit.

Lucrative assets are investments that provide a high return.

Budget allocation refers to the distribution of financial resources in a budget.

Progress in Profit After Tax, indicating a rise in net profit post-tax deductions.

A shift in the company's plan to increase revenue or market share.

The variety of products offered by a business to meet diverse customer needs.

Predictions about company performance released every quarter.

Expectations for financial performance in the fiscal year 2025-2026.