Questions and Answers
Is a legal contract between the Insured and the Insurer which applies for the policy period.
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Which are the two primary duties of insurance companies?
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These are examples of first-party policies, EXCEPT:
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Which of the following statements about the scope of Bodily Injury within an insurance policy is true?
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What is the definition of 'Accident' within the policy language?
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Under California Law, Uber drivers are not considered employees while driving a vehicle, so if they suffer an injury during this activity it will be covered under the driver's UM/UIM policy.
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The following are exclusions of insurance coverage, EXCEPT:
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What is the difference between Excess Liability Coverage and Umbrella Coverage?
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Most policies have a Medpay reimbursement provision that would require them to pay back the covered amount if there is a recovery from a Third Party as a result of the Third Party's negligence. This can be negotiable with most insurances under California Law.
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Is the amount that the Insured is responsible for paying on the claim.
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