The Duties and Ethics of a Public Adjuster

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Which of the following is NOT a requirement for public adjusters?

Public adjusters must not provide services for personal injury claims.
Public adjusters must not solicit or accept compensation from contractors. (correct)
Public adjusters must ensure that all contracts for their services are in writing.
Public adjusters must not file complaints on behalf of their clients.

What is the prohibited action for a public adjuster in relation to repair work?

Providing services for personal injury claims.
Entering into a contract for repair work on behalf of the insured.
Choosing the persons who will perform the repair work. (correct)
Rendering legal advice to the insured.

When can a public adjuster act as an appraiser or umpire?

When adjusting any part of the claim or property subject to the appraisal provision. (correct)
When adjusting any part of the claim but not the property subject to the appraisal provision.
When adjusting all parts of the claim but not the property subject to the appraisal provision.
When adjusting all parts of the claim and property subject to the appraisal provision.

Which of the following statements is true about a public adjuster's obligations?

A public adjuster must serve with objectivity and complete loyalty to the interest of his insured alone. (D) Signup and view all the answers

When is it permissible for a public adjuster to solicit an insured?

After the completion of a loss-producing occurrence. (D) Signup and view all the answers

What is prohibited for a public adjuster in relation to the claim?

Having a direct or indirect financial interest in any aspect of the claim. (A) Signup and view all the answers

Which of the following actions is prohibited for a public adjuster in relation to salvage of property?

Acquiring an interest in salvage of property (B) Signup and view all the answers

What is a public adjuster prohibited from doing in relation to soliciting employment for attorneys, contractors, or subcontractors?

Collecting any fee or compensation for referrals (C) Signup and view all the answers

What is a public adjuster obligated to do under their license?

Serve with objectivity and complete loyalty to the insured (B) Signup and view all the answers

Which of the following is NOT a general requirement for public adjusters?

A public adjuster must not solicit or accept compensation from a contractor or subcontractor. (D) Signup and view all the answers

Under what circumstances can a public adjuster act as an appraiser or umpire?

A public adjuster can act as an appraiser or umpire if they have not adjusted any part of the claim or property subject to the appraisal provision. (B) Signup and view all the answers

What is the prohibited action for a public adjuster in relation to filing complaints?

A public adjuster shall not file or record any complaint to or with any court of record or agency of the state. (A) Signup and view all the answers

The Duties and Ethics of a Public Adjuster

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