The Duties and Ethics of a Public Adjuster
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The Duties and Ethics of a Public Adjuster

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Questions and Answers

Which of the following is NOT a requirement for public adjusters?

  • Public adjusters must not provide services for personal injury claims.
  • Public adjusters must not solicit or accept compensation from contractors. (correct)
  • Public adjusters must ensure that all contracts for their services are in writing.
  • Public adjusters must not file complaints on behalf of their clients.
  • What is the prohibited action for a public adjuster in relation to repair work?

  • Providing services for personal injury claims.
  • Entering into a contract for repair work on behalf of the insured.
  • Choosing the persons who will perform the repair work. (correct)
  • Rendering legal advice to the insured.
  • When can a public adjuster act as an appraiser or umpire?

  • When adjusting any part of the claim or property subject to the appraisal provision. (correct)
  • When adjusting any part of the claim but not the property subject to the appraisal provision.
  • When adjusting all parts of the claim but not the property subject to the appraisal provision.
  • When adjusting all parts of the claim and property subject to the appraisal provision.
  • Which of the following statements is true about a public adjuster's obligations?

    <p>A public adjuster must serve with objectivity and complete loyalty to the interest of his insured alone.</p> Signup and view all the answers

    When is it permissible for a public adjuster to solicit an insured?

    <p>After the completion of a loss-producing occurrence.</p> Signup and view all the answers

    What is prohibited for a public adjuster in relation to the claim?

    <p>Having a direct or indirect financial interest in any aspect of the claim.</p> Signup and view all the answers

    Which of the following actions is prohibited for a public adjuster in relation to salvage of property?

    <p>Acquiring an interest in salvage of property</p> Signup and view all the answers

    What is a public adjuster prohibited from doing in relation to soliciting employment for attorneys, contractors, or subcontractors?

    <p>Collecting any fee or compensation for referrals</p> Signup and view all the answers

    What is a public adjuster obligated to do under their license?

    <p>Serve with objectivity and complete loyalty to the insured</p> Signup and view all the answers

    Which of the following is NOT a general requirement for public adjusters?

    <p>A public adjuster must not solicit or accept compensation from a contractor or subcontractor.</p> Signup and view all the answers

    Under what circumstances can a public adjuster act as an appraiser or umpire?

    <p>A public adjuster can act as an appraiser or umpire if they have not adjusted any part of the claim or property subject to the appraisal provision.</p> Signup and view all the answers

    What is the prohibited action for a public adjuster in relation to filing complaints?

    <p>A public adjuster shall not file or record any complaint to or with any court of record or agency of the state.</p> Signup and view all the answers

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