Inheritance Laws and Financial Planning Quiz

10 Questions

What are the three matrimonial regimes mentioned in the text?

Community reduced to acquisitions, universal community, and partnership of acquests

What is PACS?

A contract that unites two people to organize their common life

What must be carefully chosen in a life insurance contract to designate the partner?

Beneficiary clauses

What applies in the event of separation or death to determine the distribution of assets in a common law relationship?

Separation of property

What does the hereditary reserve ensure?

That a parent cannot disinherit a child

What is the available quota in inheritance?

The share of inheritance that remains after the hereditary reserve is allocated

What is the partnership of acquests?

A third mass that functions like the community in the separation of property regime

What is the participation in acquisitions regime?

A hybrid regime that calculates enrichment during the lifetime of the couple

What do the degrees of succession determine?

Who inherits the estate of a deceased person

What is the difference between a PEA and a securities account?

PEA has a greater diversity of product types and geographical areas than the securities account

Study Notes

Matrimonial regimes include community reduced to acquisitions, universal community, and separation of property.
PACS is a contract that unites two people to organize their common life.
Beneficiary clauses for life insurance contracts must be carefully chosen to designate the partner.
In the event of separation or death, common law applies to determine the distribution of assets.
The hereditary reserve ensures that a parent cannot disinherit a child.
The available quota is the share of inheritance that remains after the hereditary reserve is allocated.
The partnership of acquests is a third mass that functions like the community in the separation of property regime.
The participation in acquisitions regime is a hybrid regime that calculates enrichment during the lifetime of the couple.
The degrees of succession determine who inherits the estate of a deceased person.
The rule of representation allows the descendants of an heir who has already died to collect their share of the inheritance.
Funds in a life insurance contract do not apply to the hereditary reserve.
Reductions in life insurance contracts are advantageous for inheritance rights beyond the 2nd degree.
Regulated savings accounts have conditions set by public authorities.
Bank savings accounts have no minimum deposit limit or maximum amount.
Capitalization contracts have euro funds and UCs and are subject to inheritance tax.
AEP allows building capital by investing in European markets with advantageous taxation.
PEA has a maximum deposit of €150,000 and no beneficiary clause.
Securities account allows managing investments on financial markets.
Taxation for capital gains, stock dividends, or bond income is flat tax.
PEA has a greater diversity of product types and geographical areas than the securities account.