Inheritance Laws and Financial Planning Quiz

Study Notes

Matrimonial regimes include community reduced to acquisitions, universal community, and separation of property.
PACS is a contract that unites two people to organize their common life.
Beneficiary clauses for life insurance contracts must be carefully chosen to designate the partner.
In the event of separation or death, common law applies to determine the distribution of assets.
The hereditary reserve ensures that a parent cannot disinherit a child.
The available quota is the share of inheritance that remains after the hereditary reserve is allocated.
The partnership of acquests is a third mass that functions like the community in the separation of property regime.
The participation in acquisitions regime is a hybrid regime that calculates enrichment during the lifetime of the couple.
The degrees of succession determine who inherits the estate of a deceased person.
The rule of representation allows the descendants of an heir who has already died to collect their share of the inheritance.
Funds in a life insurance contract do not apply to the hereditary reserve.
Reductions in life insurance contracts are advantageous for inheritance rights beyond the 2nd degree.
Regulated savings accounts have conditions set by public authorities.
Bank savings accounts have no minimum deposit limit or maximum amount.
Capitalization contracts have euro funds and UCs and are subject to inheritance tax.
AEP allows building capital by investing in European markets with advantageous taxation.
PEA has a maximum deposit of €150,000 and no beneficiary clause.
Securities account allows managing investments on financial markets.
Taxation for capital gains, stock dividends, or bond income is flat tax.
PEA has a greater diversity of product types and geographical areas than the securities account.

Description

Test your knowledge on matrimonial regimes, inheritance laws, life insurance contracts, and financial planning strategies including regulated savings accounts and investment instruments. Learn about hereditary reserve, community reduced to acquisitions, and key terms in financial planning.