Impact of Bank Presence on Health

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What is the impact of increasing bank presence in underserved areas, according to the paper?

Households' probability of suffering from a non-chronic disease in a given month is 36% lower

What role do banks play in improving health, as per the paper?

Banks provide health insurance to households and credit to hospitals

What is the percentage difference in the number of branches between treatment and control districts after six years?

19% more branches in treatment districts than control districts

What effect is observed on health care demand and supply in equilibrium?

An increase in health care demand and supply

What are two understudied aspects of banking that play a role in improving health, as per the paper?

Banks provide health insurance to households and credit to hospitals

What does the author use to measure morbidity rates and gain insights into the economic situation of households?

IHDS II (2011/2012) and DHS (2015/2016)

What type of illnesses does the author concentrate on when investigating the effect of bank presence on morbidity rates?

Non-chronic illnesses such as fever, cough, or diarrhea

What is the purpose of using a second data set in the analysis?

To replicate findings from the first data set for further confidence in the results

Which survey allows the author to capture effects on low-probability events such as miscarriages?

DHS (2015/2016)

What does the author observe in the IHDS II survey to measure morbidity rates?

$f(x) = $ how many days of work or education households missed in the past month due to an illness.

Explore the relationship between increased bank presence in underserved areas and the improvement of households' health. This paper presents findings from a regression discontinuity design applied to a policy of the Reserve Bank of India, demonstrating a substantial decrease in the probability of suffering from non-chronic diseases due to the increase in bank branches.

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