Podcast
Questions and Answers
Which organization specifically focuses on upgrading sites and services for social housing production?
Which organization specifically focuses on upgrading sites and services for social housing production?
Which of the following is not a function of the Human Settlements Regulatory Commission (HSRC)?
Which of the following is not a function of the Human Settlements Regulatory Commission (HSRC)?
What is the main purpose of the Housing Finance Corporation (HFC)?
What is the main purpose of the Housing Finance Corporation (HFC)?
Which entity serves as a secondary market for housing mortgages?
Which entity serves as a secondary market for housing mortgages?
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Which organization supports both the Human Settlements Development Corporation and the National Housing Authority in the production of shelter?
Which organization supports both the Human Settlements Development Corporation and the National Housing Authority in the production of shelter?
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What is the role of the Home Development Mutual Fund (HDMF)?
What is the role of the Home Development Mutual Fund (HDMF)?
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Which percentage range represents the reported housing needs from 2015 to 2020 according to the Annual Poverty Indicator Survey?
Which percentage range represents the reported housing needs from 2015 to 2020 according to the Annual Poverty Indicator Survey?
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Which organization is primarily responsible for regulating socialized housing construction?
Which organization is primarily responsible for regulating socialized housing construction?
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What is the primary objective of the National Shelter Program (NSP)?
What is the primary objective of the National Shelter Program (NSP)?
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Which government body is primarily responsible for coordinating the implementation of the National Shelter Program?
Which government body is primarily responsible for coordinating the implementation of the National Shelter Program?
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Since what year has the National Shelter Program been the key housing agenda of the government?
Since what year has the National Shelter Program been the key housing agenda of the government?
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What is considered a short-to-medium-term solution to improve housing affordability according to the NSP?
What is considered a short-to-medium-term solution to improve housing affordability according to the NSP?
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How has the NSP evolved since its inception?
How has the NSP evolved since its inception?
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What substantial housing issue is highlighted in Metro Manila regarding housing supply?
What substantial housing issue is highlighted in Metro Manila regarding housing supply?
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What is a major barrier to housing deliverability mentioned in the NSP?
What is a major barrier to housing deliverability mentioned in the NSP?
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What significant housing related strategy is mentioned as necessary due to an estimated backlog of over 3.7 million?
What significant housing related strategy is mentioned as necessary due to an estimated backlog of over 3.7 million?
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What is one of the major challenges facing the housing situation in the Philippines?
What is one of the major challenges facing the housing situation in the Philippines?
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Which demographic in Metro Manila represents a significant portion of the housing issue?
Which demographic in Metro Manila represents a significant portion of the housing issue?
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What factor is NOT mentioned as a hindrance to providing housing in the Philippines?
What factor is NOT mentioned as a hindrance to providing housing in the Philippines?
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What is a specific issue related to land availability identified in the text?
What is a specific issue related to land availability identified in the text?
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What is one consequence of the non-cooperation of landowners with the Community Mortgage Program (CMP)?
What is one consequence of the non-cooperation of landowners with the Community Mortgage Program (CMP)?
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Which group faces challenges in securing housing due to natural hazards and armed conflict, according to the discussed issues?
Which group faces challenges in securing housing due to natural hazards and armed conflict, according to the discussed issues?
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What role do local government units (LGUs) play in the housing delivery process?
What role do local government units (LGUs) play in the housing delivery process?
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What overarching problem negatively impacts the housing delivery process for the poor in the Philippines?
What overarching problem negatively impacts the housing delivery process for the poor in the Philippines?
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Study Notes
Housing Delivery Process in the Philippines
- The Philippines Development Plan 2017-2022 focuses on constructing secure communities.
- *The housing backlog is estimated at over 3.7 million units.
- The backlog in Metro Manila is projected to approach 500,000 units.
- The housing situation is challenging, with less than a third of the population able to afford proper shelter.
- In Metro Manila, 3.1 million people are considered informal settlers.
- The country faces a backlog in providing land security and housing for the poor.
- This backlog is attributed to financial constraints, land availability, and unclear land use policies.
Government Role
- The Constitution mandates the government to provide decent and affordable housing.
- The National Shelter Program (NSP) serves as the country's comprehensive approach to aiding low- and middle-income families in securing affordable housing.
- The NSP has been the primary housing agenda since 1978.
- Initially centralized, the management system evolved, leading to the creation of the Housing and Urban Development Coordinating Council (HUDCC) to coordinate shelter agencies for NSP implementation.
Housing Agencies
- National Housing Authority (NHA): Responsible for social housing production, specifically upgrading sites and services.
- Human Settlements Development Corporation (HSDC): Involved in shelter production, along with developing new towns and estates.
- National Housing Commission (NHC): Supports HSDC and NHA in shelter Production.
- Human Settlements Regulatory Commission (HSRC): Regulates subdivision development and socialized housing construction.
- National Pollution Control Commission (NPCC):
- National Environmental Planning Council (NEPC):
- Housing Finance Corporation (HFC): Provides mortgage insurance or guarantees to encourage private banks and financial institutions to grant housing loans on easy terms of payment.
- National Home Mortgage Finance Corporation (NHMFC): Acted as a secondary market for housing mortgages.
- Home Development Mutual Fund (HDMF): A provident savings fund maturing after 20 years.
Housing Problems/Social Issues
- Homelessness:
-
Affordability and Delivery:
- Economic growth is seen as a fundamental solution, boosting household income and housing affordability.
- Short-to-medium-term solutions include increasing housing credit availability and reducing land and production costs.
-
Money:
- High transaction costs due to confusing and unclear land use policies.
- Non-cooperation of land owners to engage in the Community Mortgage Program (CMP).
- Misinterpretation or non-implementation of local government unit (LGU) regulations.
-
Availability of Land:
- Other issues exist regarding land and housing provisions for internally displaced persons (IDPs) due to natural hazards and armed conflicts.
Government Strategies
- The National Shelter Program (NSP) is the country's comprehensive approach to assisting low- and middle-income families in securing affordable housing.
- The NSP encompasses various schemes under Direct and Indirect Housing categories, aiming to engage the private sector in housing delivery and finance.
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Description
This quiz explores the housing delivery process in the Philippines, focusing on the significant backlog in affordable housing and the government's role in addressing these issues. It highlights the challenges faced by informal settlers and the initiatives under the National Shelter Program aimed at securing decent housing for low- and middle-income families.
