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Home Insurance Policy Coverage

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Questions and Answers

What is a benefit of modern stucco siding?

Reduced durability
Increased weight
Higher cost
Improved flexibility (correct)

What is hardboard siding made of?

Aluminum and copper
Wood fibers, flakes, or chips mixed with glues and resins (correct)
Metal and zinc
Cement and lime

What is a characteristic of wood siding?

It is usually made from cedar or redwood (correct)
It is naturally resistant to decay
It is typically made from aluminum
It is only available in vertical profiles

What is the primary purpose of vinyl siding?

Weatherproofing and decoration (B) Signup and view all the answers

What is a type of metal siding material?

Copper (C) Signup and view all the answers

What is a characteristic of metal siding?

It offers a modern aesthetic (A) Signup and view all the answers

What is stucco siding composed of?

Cement, lime, sand, and water (B) Signup and view all the answers

What is a benefit of hardboard siding?

It is more affordable than wood or metal siding (A) Signup and view all the answers

What is vinyl siding often used to imitate?

Wood clapboard, batten board, and shakes (A) Signup and view all the answers

Under which section of an HO policy are exclusions listed?

Section II (B) Signup and view all the answers

What is the purpose of exclusions in Coverage E and Coverage F?

To limit the insurer's potential liability (C) Signup and view all the answers

Which of the following is NOT an exclusion under Section II?

Natural disasters (D) Signup and view all the answers

Which of the following motor vehicles is NOT excluded from coverage?

Golf cart used on a golf course (C) Signup and view all the answers

Which of the following watercrafts is excluded from coverage?

Powered sailboat used on the ocean (B) Signup and view all the answers

Which of the following is an exclusion under Section II?

War or its consequences (B) Signup and view all the answers

What is the primary purpose of Section II coverages in an HO policy?

To provide liability coverage to others (D) Signup and view all the answers

Which of the following is NOT excluded under Section II?

Property damage to neighbor's property (A) Signup and view all the answers

Which of the following is an exclusion under Section II?

Bodily injury to any person eligible to receive workers' compensation (C) Signup and view all the answers

Which of the following is excluded under Section II?

Sexual molestation, corporal punishment, or physical or mental abuse (C) Signup and view all the answers

Home Insurance Policy Coverage

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Questions and Answers

What is a benefit of modern stucco siding?

What is hardboard siding made of?

What is a characteristic of wood siding?

What is the primary purpose of vinyl siding?

What is a type of metal siding material?

What is a characteristic of metal siding?

What is stucco siding composed of?

What is a benefit of hardboard siding?

What is vinyl siding often used to imitate?

Under which section of an HO policy are exclusions listed?

What is the purpose of exclusions in Coverage E and Coverage F?

Which of the following is NOT an exclusion under Section II?

Which of the following motor vehicles is NOT excluded from coverage?

Which of the following watercrafts is excluded from coverage?

Which of the following is an exclusion under Section II?

What is the primary purpose of Section II coverages in an HO policy?

Which of the following is NOT excluded under Section II?

Which of the following is an exclusion under Section II?

Which of the following is excluded under Section II?

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