19 Questions
What is a benefit of modern stucco siding?
Improved flexibility
What is hardboard siding made of?
Wood fibers, flakes, or chips mixed with glues and resins
What is a characteristic of wood siding?
It is usually made from cedar or redwood
What is the primary purpose of vinyl siding?
Weatherproofing and decoration
What is a type of metal siding material?
Copper
What is a characteristic of metal siding?
It offers a modern aesthetic
What is stucco siding composed of?
Cement, lime, sand, and water
What is a benefit of hardboard siding?
It is more affordable than wood or metal siding
What is vinyl siding often used to imitate?
Wood clapboard, batten board, and shakes
Under which section of an HO policy are exclusions listed?
Section II
What is the purpose of exclusions in Coverage E and Coverage F?
To limit the insurer's potential liability
Which of the following is NOT an exclusion under Section II?
Natural disasters
Which of the following motor vehicles is NOT excluded from coverage?
Golf cart used on a golf course
Which of the following watercrafts is excluded from coverage?
Powered sailboat used on the ocean
Which of the following is an exclusion under Section II?
War or its consequences
What is the primary purpose of Section II coverages in an HO policy?
To provide liability coverage to others
Which of the following is NOT excluded under Section II?
Property damage to neighbor's property
Which of the following is an exclusion under Section II?
Bodily injury to any person eligible to receive workers' compensation
Which of the following is excluded under Section II?
Sexual molestation, corporal punishment, or physical or mental abuse
Understand the extended coverage options for your home insurance policy, including additional insurance for ordinance or law compliance and glass breakage. Learn about the limitations and conditions that apply to these additional coverages.
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