PD Quiz

What PD damage can be claimed on auto cases?

PD has the same coverage as BI

We should use a preferred body shop and not an independent body shop for our client's vehicle repair

A _____ is a shop that the insurance companies use because they are cheap

We like to use ______ body shops for our client's vehicle repair

____ insurance is an insurance kicks in if the PD damages are higher than PD policy limits

If the car is totaled, the client will get paid for the purchase value of the car.

If the car is totaled, the client will be paid for the current car value

It is better to use ______ insurance for PD

Type of coverage the client needs to have so we can use his/her insurance to cover PD damage

We use this to put pressure on defendant to accept liability

If the client has a lien on the car and the car was totaled, then the PD check will be used to cover the car's lien, and the remainder (if any) will be sent to the client.

If the car is not owned by the client and the case is a tier ___ we might sign the owner to assit with the PD (as a favor to the client)

If the car is repairable, as a Case Manager you should request and follow up with:

If the client's car is in a towe yard, you should tell him/her to take it out ASAP

We need this in order to request a rental thru plaintif's insurance

If the client does not have rental coverage, and there is no PD limit issue from defendant's insurance, defendant can pay for the rental directly

If there is a 5K PD limit issue on defendant's insurance and there are 2 claimants (including client). Claimant 1 PD damage was of 8K and our client's PD damage was of 4k, How much of the 5k PD will go to each party?