Are You an Auto Insurance Pro?

Auto Insurance Coverage Options and Definitions with State Farm

• Arizona law requires a minimum liability coverage of 25/50/15.
• Liability coverage helps pay for the other driver's medical expenses and property damage if you're at fault in an accident.
• Comprehensive coverage typically covers damage caused by natural disasters.
• Full coverage insurance does not include all possible coverage options.
• Collision coverage is defined by State Farm as coverage for damage caused by a collision with another vehicle or object.
• Underinsured motorist coverage provides coverage for injuries and damages if you're in an accident with an at-fault driver who has insufficient insurance.
• Personal injury protection (PIP) covers medical expenses, lost wages, and other damages resulting from an accident.
• Uninsured motorist coverage is not required in Arizona.
• Rental reimbursement coverage provides coverage for the cost of a rental car while your vehicle is being repaired.
• State Farm offers discounts for safe driving and having multiple insurance policies.
• A deductible in an auto insurance policy is the amount you're responsible for paying out of pocket before your insurance coverage kicks in.
• State Farm offers roadside assistance coverage, as well as online tools to help you manage your auto insurance policy.
• Gap insurance provides coverage for the difference between what you owe on your vehicle and its actual cash value.

Test your knowledge of auto insurance coverage options and definitions with State Farm! Learn about liability coverage, comprehensive coverage, collision coverage, and more. Discover the benefits of having underinsured motorist coverage, personal injury protection, and rental reimbursement coverage. Plus, find out about discounts and online tools offered by State Farm. Take this quiz to see how well you understand the ins and outs of auto insurance.