Are You an Auto Insurance Pro?

Auto Insurance Coverage Options and Definitions with State Farm

• Arizona law requires a minimum liability coverage of 25/50/15.
• Liability coverage helps pay for the other driver's medical expenses and property damage if you're at fault in an accident.
• Comprehensive coverage typically covers damage caused by natural disasters.
• Full coverage insurance does not include all possible coverage options.
• Collision coverage is defined by State Farm as coverage for damage caused by a collision with another vehicle or object.
• Underinsured motorist coverage provides coverage for injuries and damages if you're in an accident with an at-fault driver who has insufficient insurance.
• Personal injury protection (PIP) covers medical expenses, lost wages, and other damages resulting from an accident.
• Uninsured motorist coverage is not required in Arizona.
• Rental reimbursement coverage provides coverage for the cost of a rental car while your vehicle is being repaired.
• State Farm offers discounts for safe driving and having multiple insurance policies.
• A deductible in an auto insurance policy is the amount you're responsible for paying out of pocket before your insurance coverage kicks in.
• State Farm offers roadside assistance coverage, as well as online tools to help you manage your auto insurance policy.
• Gap insurance provides coverage for the difference between what you owe on your vehicle and its actual cash value.