Podcast
Questions and Answers
The United States is the ony wealthy nation without universal healthcare.
The United States is the ony wealthy nation without universal healthcare.
True (A)
According to the video clip, the American healthcare system is relatively easy to navigate.
According to the video clip, the American healthcare system is relatively easy to navigate.
False (B)
In terms of cost of health care per capita (per person), the United States tops the list at $11,072.
In terms of cost of health care per capita (per person), the United States tops the list at $11,072.
True (A)
According to the woman from Japan, at least 70% of medical expenses are covered.
According to the woman from Japan, at least 70% of medical expenses are covered.
Thirty-five percent (35%) of American adults report avoiding medical care because of cost.
Thirty-five percent (35%) of American adults report avoiding medical care because of cost.
Half of Americans have health care coverage through an employer.
Half of Americans have health care coverage through an employer.
Insulin prices are much lower in the United States compared to Canada, Australia, France, Germany, and Japan.
Insulin prices are much lower in the United States compared to Canada, Australia, France, Germany, and Japan.
In the United States, 22% of bankruptcies are tied to medical issues.
In the United States, 22% of bankruptcies are tied to medical issues.
The United States has no government agency that regulates drug prices.
The United States has no government agency that regulates drug prices.
According to the film, the one constant, is when you lose your job, you lose your health insurance.
According to the film, the one constant, is when you lose your job, you lose your health insurance.
According to the video, in one instance, holding a baby "skin-to-skin" directly after a C-section would cost the patient $39.35 extra.
According to the video, in one instance, holding a baby "skin-to-skin" directly after a C-section would cost the patient $39.35 extra.
People sometimes resort to crowdfunding platforms like GoFundMe to pay for medical bills.
People sometimes resort to crowdfunding platforms like GoFundMe to pay for medical bills.
Americans generally spend less on healthcare compared to people in Japan.
Americans generally spend less on healthcare compared to people in Japan.
Higher spending on healthcare always leads to better health outcomes.
Higher spending on healthcare always leads to better health outcomes.
The average life expectancy in the United States - 84.6 years - tops the list of countries listed in the video.
The average life expectancy in the United States - 84.6 years - tops the list of countries listed in the video.
An individual in Canada had heart surgery costing around $60,000 and only had to pay for parking.
An individual in Canada had heart surgery costing around $60,000 and only had to pay for parking.
Assuming you are a citizen of the United States, if you could say one thing to the people in the video about the U.S. health care system, what would you say?
Assuming you are a citizen of the United States, if you could say one thing to the people in the video about the U.S. health care system, what would you say?
Flashcards
OOP Max
OOP Max
Maximum amount you pay out-of-pocket for healthcare in a plan year.
Deductible
Deductible
Amount you pay for healthcare services before your insurance starts to pay.
Co-pay
Co-pay
A fixed amount you pay for a covered healthcare service, like a doctor's visit.
Canada's Healthcare
Canada's Healthcare
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Japan's Healthcare
Japan's Healthcare
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Healthcare Security
Healthcare Security
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Insulin Prices (US vs. Canada)
Insulin Prices (US vs. Canada)
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Singapore
Singapore
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US Healthcare Paradox
US Healthcare Paradox
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Alec
Alec
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Emma Rittner
Emma Rittner
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Study Notes
Healthcare Systems and Costs
- Claiming healthcare as a constitutional right is considered by some as a form of communism due to the potential need to seize assets for funding.
- Many countries globally seem to have successfully implemented functional healthcare systems.
- In the American healthcare system, individuals have to consider factors such as OOP max (out-of-pocket maximums) and deductibles when choosing plans.
- Co-pays are an additional expense, like paying for Spotify Premium and still having to pay per song.
- The complexity of the American system can be overwhelming.
- Canada has a simpler system with one monthly payment covering major treatments.
- At least 70% of medical expenses are covered in Canada's healthcare system.
- Uninsured individuals may resort to self-medication based on internet advice due to unaffordability.
- Japan ensures individuals retain their health insurance even if they lose their jobs.
- Healthcare system support can empower individuals to pursue creative careers without fear of financial ruin.
- The average price per unit for insulin in Germany is $11, and in Canada, $12.
- The price of insulin is approximately eight times higher in the U.S. compared to Canada, leading some Americans to purchase medication in Canada.
- The FDA seemingly lacks authority over drug prices.
- Germany privatized health insurance companies, but the government regulates prices for two years.
- Singapore regulates healthcare prices to prevent exorbitant costs.
- Holding a baby after a C-section can incur charges in the American healthcare system, such as $39.35.
- People resort to crowdfunding platforms like GoFundMe to pay for medical bills.
- Americans spend more than twice as much on healthcare compared to people in Japan.
- Higher spending on healthcare should correlate with better outcomes, like longer life expectancy, but that is not the case in the US.
- A man named Alec died from diabetic ketoacidosis after being unable to afford the $1,300 monthly supply of insulin when he was removed from his mothers healthcare plan.
Personal Experiences with Healthcare
- Emma Rittner lost her job in March and self-medicated with antibiotics obtained from a friend due to inability to afford treatment for a tooth infection.
- An individual in Canada had heart surgery, costing about $60,000, and only had to pay for parking at the hospital.
- Another individual in Canada received treatment for a brain virus, including MRIs and lumbar punctures, all free of charge.
- The Canadian healthcare system provides a sense of security, knowing one will be taken care of if sick or injured.
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