Healthcare Organization Models and Financing

Choose a study mode

Play Quiz
Study Flashcards
Spaced Repetition
Chat to Lesson

Podcast

Play an AI-generated podcast conversation about this lesson
Download our mobile app to listen on the go
Get App

Questions and Answers

What is the primary role of the gatekeeping physician?

  • To increase the number of specialists in the healthcare system
  • To provide treatments directly without referrals
  • To recommend the most suitable specialist to the patient (correct)
  • To manage patient records and billing

In which type of system is a referral from a GP mandatory to see a specialist?

  • Gatekeeping systems (correct)
  • Privately funded systems
  • Direct access systems
  • Non-gatekeeping systems

Which of the following countries operates under a non-gatekeeping system?

  • Sweden
  • US (correct)
  • Germany
  • Australia

Which patient access characteristic reflects 'complete freedom of choice'?

<p>Patients can choose any provider, public or private (B)</p> Signup and view all the answers

Which country is categorized as having 'limited choice' in healthcare access?

<p>Switzerland (A)</p> Signup and view all the answers

What additional task is assigned to the gatekeeper physician besides recommending specialists?

<p>Advising and guiding patients throughout their care process (A)</p> Signup and view all the answers

Which statement correctly describes the mixed healthcare system?

<p>Patients experience both gatekeeping and non-gatekeeping characteristics. (B)</p> Signup and view all the answers

Which of the following is NOT a characteristic of gatekeeping systems?

<p>Direct access to specialists without any referral (A)</p> Signup and view all the answers

What does the standard developmental path begin with?

<p>Diffusion of voluntary insurance (D)</p> Signup and view all the answers

Which country was the first to establish the principle of social health insurance?

<p>Germany (A)</p> Signup and view all the answers

What is the final development stage in the standard path for national health systems?

<p>Universalist scheme (B)</p> Signup and view all the answers

What significant transition occurs regarding health insurance systems according to the content?

<p>From voluntary insurance to mandatory insurance (D)</p> Signup and view all the answers

In what year did New Zealand adopt the NHS/universalist scheme?

<p>1938 (A)</p> Signup and view all the answers

What does 'VH + subsidies + TPs' refer to in the context of health insurance development?

<p>The first stage of diffusion (D)</p> Signup and view all the answers

What is necessary for the first transition in the standard path of health systems?

<p>Establishment of SHI (B)</p> Signup and view all the answers

What role does the state primarily play in health system financing according to the content?

<p>Collection of funds to pay for services (D)</p> Signup and view all the answers

What majority type of hospitals have been transformed into independent hospital agencies in Italy?

<p>Larger specialized hospitals (D)</p> Signup and view all the answers

What is the expected outcome for regions adopting the 'Community House' model?

<p>Integration of health professionals and social workers (A)</p> Signup and view all the answers

How many community houses are expected to be established by mid-2026?

<p>1,000 (C)</p> Signup and view all the answers

What funding initiative supports the establishment of community houses?

<p>Next Generation EU/Recovery Plan funding (A)</p> Signup and view all the answers

What is the primary goal of the 'Community House' model?

<p>To consolidate various community services in one location (C)</p> Signup and view all the answers

Which aspect is a change prompted by ongoing reforms in Italy's healthcare system?

<p>Formation of independent hospital agencies (B)</p> Signup and view all the answers

Which professionals are envisaged to work together in the 'Community House' model?

<p>Health professionals and social workers (D)</p> Signup and view all the answers

What is a characteristic feature of the hospitals that have become independent agencies?

<p>They tend to be larger and more specialized. (A)</p> Signup and view all the answers

What does vertical integration imply about insurers and providers?

<p>They belong to the same organization. (B)</p> Signup and view all the answers

Countries like Denmark and Finland are examples of which model of integration?

<p>Vertical integration (B)</p> Signup and view all the answers

In which of the following countries is the separated model of healthcare integration utilized?

<p>Canada (D)</p> Signup and view all the answers

What characterizes a horizontal integration model?

<p>Primary and secondary care are separate. (A)</p> Signup and view all the answers

Which of these countries is an example of a horizontal integration model?

<p>Australia (A)</p> Signup and view all the answers

What is a common characteristic of countries with a vertical integration model?

<p>Insurers and providers coordinate efforts. (D)</p> Signup and view all the answers

Which statement is true about the integrated model in healthcare?

<p>Insurers and providers collaborate within the same organization. (C)</p> Signup and view all the answers

Which countries are known for having a separated model for health services?

<p>Australia and Canada (A)</p> Signup and view all the answers

What is a key feature of voluntary health insurance?

<p>Citizens can freely choose their insurance policy. (D)</p> Signup and view all the answers

How does voluntary health insurance differ in structure?

<p>Citizens may design a custom-made insurance policy. (B)</p> Signup and view all the answers

What role do healthcare providers play in voluntary health insurance?

<p>They are independent from insurance companies. (A)</p> Signup and view all the answers

Which of the following is NOT a characteristic of voluntary health insurance?

<p>Dependence on a single government health provider. (B)</p> Signup and view all the answers

Which factor influences an individual's choice in a voluntary health insurance policy?

<p>Health status and income. (C)</p> Signup and view all the answers

Which model of healthcare organization is characterized by citizens' freedom to choose insurance providers?

<p>Voluntary health insurance. (D)</p> Signup and view all the answers

What distinguishes voluntary health insurance from national health insurance?

<p>National health insurance requires mandatory enrollment. (B)</p> Signup and view all the answers

In a voluntary health insurance system, how are healthcare services typically provided?

<p>By independent providers not associated with insurers. (A)</p> Signup and view all the answers

What is the main purpose of the Health Insurance Law introduced in Switzerland in 1996?

<p>To mandate health insurance for every resident. (D)</p> Signup and view all the answers

How are the premiums structured for the mandatory health insurance in Switzerland?

<p>They are identical within each company for the same age category. (A)</p> Signup and view all the answers

Which of the following statements about subsidies for health insurance is true?

<p>Around 30% of residents benefit from public subsidies. (D)</p> Signup and view all the answers

What aspect of health care coverage is primarily excluded from the mandatory health insurance in Switzerland?

<p>Dental care. (D)</p> Signup and view all the answers

What is the range of the annual deductible for Swiss health insurance?

<p>CHF 300 to CHF 2,500. (A)</p> Signup and view all the answers

What is required of every individual intending to reside in Switzerland regarding health insurance?

<p>They must take out an insurance policy within three months of arrival. (B)</p> Signup and view all the answers

In the context of risk equalization among health insurers, what happens to those with fewer women and elderly members?

<p>They must pay money into a common pool. (C)</p> Signup and view all the answers

How does the average cost of health insurance for children compare to that of young adults in 2024?

<p>Children's insurance costs less than young adults. (A)</p> Signup and view all the answers

Flashcards

Voluntary Health Insurance (VHI)

A healthcare system where citizens choose whether to buy health insurance from private companies. It's individual, customizable, and offers a wide range of options.

Social Health Insurance (SHI)

A healthcare system where citizens pay into a social insurance fund, which then covers everyone's healthcare expenses. It's based on solidarity and aims to provide universal coverage.

National Health Insurance (NHI)

A healthcare system where the government manages all aspects of healthcare, from funding to the provision of services. It aims to ensure equal access for all citizens.

Freedom of Choice in VHI

In Voluntary Health Insurance (VHI), citizens have the freedom to choose whether they want to purchase health insurance and can customize the policy to fit their needs.

Signup and view all the flashcards

Customization in VHI

In Voluntary Health Insurance (VHI), individuals can tailor their health insurance policies to their specific situations, including their income, existing health conditions, and risk tolerance.

Signup and view all the flashcards

Independent Providers in VHI

Healthcare providers in VHI are usually independent from insurance companies, meaning they don't have to follow specific company guidelines or be affiliated with particular institutions.

Signup and view all the flashcards

Healthcare Funding Models

The way in which a healthcare system is funded and organized determines its strengths and weaknesses. Understanding different funding models is crucial for evaluating how healthcare systems operate.

Signup and view all the flashcards

Comparing Healthcare Systems

Different funding and organizational models for healthcare have distinct advantages and disadvantages. Evaluating each system's effectiveness requires considering factors like access, affordability, and quality.

Signup and view all the flashcards

Vertical Integration

A healthcare system where insurers and providers are all part of the same organization. This means that the insurance company and the healthcare providers work together to provide healthcare services.

Signup and view all the flashcards

Separated Model (Vertical Integration)

A healthcare system where insurers and providers are separate entities. Insurance companies operate independently from healthcare providers and negotiate contracts for services.

Signup and view all the flashcards

Horizontal Integration

A healthcare system where primary care (GPs) and secondary care (hospital specialists) are provided by the same organization. Patients can access both types of care seamlessly within the same system.

Signup and view all the flashcards

Separated Model (Horizontal Integration)

A healthcare system where primary care and secondary care are provided by different organizations. Patients may need to navigate between separate systems to access different levels of care.

Signup and view all the flashcards

Gatekeeping system

A healthcare model where patients need a referral from their primary care physician (GP) to access specialist care.

Signup and view all the flashcards

Non-gatekeeping system

A healthcare model where patients can directly access specialists without needing a referral.

Signup and view all the flashcards

Patient freedom of choice

The level of choice patients have in selecting their healthcare providers.

Signup and view all the flashcards

Complete freedom of choice

Patients can choose any healthcare provider, whether public or private.

Signup and view all the flashcards

Free choice among public + approved private providers

Patients can choose between public healthcare providers and approved private providers.

Signup and view all the flashcards

Limited choice

Patients have restricted options in selecting healthcare providers, typically limited to public providers or a smaller pool of approved private providers.

Signup and view all the flashcards

National Health Service (NHS)

A healthcare system where the government manages all aspects of healthcare, from funding to the provision of services. It aims to ensure equal access for all citizens.

Signup and view all the flashcards

Stage 1: Voluntary Health Insurance Supplement

The first stage of healthcare system development, where voluntary insurance is used as a supplement to the market.

Signup and view all the flashcards

Stage 2: Social Health Insurance Establishment

The second stage of healthcare system development, marked by the introduction of social health insurance.

Signup and view all the flashcards

Stage 3: Universal Healthcare System

The third stage of healthcare system development, characterized by the establishment of a universal healthcare system.

Signup and view all the flashcards

Passage 1: VHI to Mandatory Insurance

The transition from voluntary health insurance to mandatory insurance, a key step in healthcare system development.

Signup and view all the flashcards

Passage 2: SHI to Universal Coverage

The transition from social health insurance to a universal healthcare system, another pivotal step in healthcare development.

Signup and view all the flashcards

Mandatory Health Insurance in Switzerland

All residents of Switzerland are legally obliged to purchase basic health insurance.

Signup and view all the flashcards

Non-Profit Basic Health Insurance

Private health insurance companies in Switzerland are regulated to ensure they don't profit off basic health insurance.

Signup and view all the flashcards

Income-Based Subsidies

The Swiss government provides financial assistance to individuals and families to help cover their health insurance premiums.

Signup and view all the flashcards

Uniform Health Insurance Premiums

Health insurance premiums in Switzerland are the same for everyone within the same age category and region, regardless of health status.

Signup and view all the flashcards

Age-Based Premiums

Swiss health insurance premiums vary based on age groups with three categories: children (0-18), young adults (19-25), and adults (26+).

Signup and view all the flashcards

Risk-Equalization System

A system designed to balance out the risk profiles of different insurers, ensuring that those with more high-risk individuals (like women and elderly) receive adequate financial support.

Signup and view all the flashcards

Annual Deductible

A fixed annual amount that Swiss patients pay towards their healthcare costs, with a choice of different deductibles impacting premium costs.

Signup and view all the flashcards

Co-payment

Swiss patients contribute to the cost of their healthcare by paying a percentage of the total treatment bill.

Signup and view all the flashcards

Independent Hospital Agencies (AO)

In Italy, large, specialized hospitals have been separated from the regional health system and transformed into independent entities.

Signup and view all the flashcards

Community House ('Case della comunità')

The 'Community House' model aims to consolidate all health and social care professionals within a single location, fostering integration and collaboration.

Signup and view all the flashcards

Integration of Health and Social Care

This model emphasizes the importance of having all health and social care professionals working in the same building and coordinating their efforts.

Signup and view all the flashcards

Physical Space for Integrated Care

The 'Community House' model involves setting up a physical space where various health and social care professionals work together.

Signup and view all the flashcards

EU Funding for 'Community Houses'

Italy's Next Generation EU/Recovery Plan designates funding for the establishment of 'Community Houses' across the country.

Signup and view all the flashcards

National Network of 'Community Houses'

The goal is to establish over 1,000 'Community Houses' by mid-2026, strategically dispersed throughout Italy.

Signup and view all the flashcards

Reforms in Italian Healthcare

The establishment of 'Community Houses' is a key aspect of ongoing reforms aimed at strengthening the Italian healthcare system.

Signup and view all the flashcards

Community-Based Approach to Healthcare

The 'Community House' model represents a shift towards a more integrated, collaborative, and community-based approach to healthcare delivery.

Signup and view all the flashcards

Study Notes

Healthcare Organization Models

  • Voluntary health insurance (VHI): Citizens freely choose private insurance. Custom-made policies are possible, based on income, health, and risk tolerance. Health care providers are independent of insurance companies.
  • Social health insurance (SHI): Government mandates insurance for specific occupational groups. State does not directly insure but sickness funds manage multiple entities. Citizens can choose from various sickness funds.
  • National health insurance (NHS): Financed through general taxation. Healthcare is a right for all citizens, with equal access to medical treatment. Hospitals are typically publicly owned, and most physicians are also public employees.

Financing Healthcare

  • Simple market: Healthcare providers and users interact without intermediaries. Users pay providers directly.
  • Voluntary insurance: Citizens choose whether to have private health insurance.
  • Targeted programs: Financed by general taxes, meant for specific vulnerable groups (e.g., low-income, elderly, minors).
  • Social health insurance: Funding happens through employee and employer contributions to sickness funds.
  • Mandatory residence insurance: Government requires residents to purchase health insurance.
  • Universalist model: Financed through general taxation. All citizens have the right to healthcare.
  • Medical savings accounts: Workers deposit a portion of their salary in accounts to cover future healthcare costs.

Targeted Programs

  • Health programs are often for particular target populations, e.g., the elderly or low-income individuals.
  • These programs often provide different benefits and access to medical care than the general population.
  • Medicare and Medicaid are examples of targeted programs in the USA.

Social Health Insurance (Bismarck Model)

  • State mandates certain worker categories to contribute to sickness funds.
  • These funds are typically not-for-profit and subject to government regulation.
  • Contributions aren't a percentage of total income but only earned income.

National Health Service (NHS)

  • Funding is primarily through general taxation.
  • All citizens have the right to the same essential medical treatment.
  • Most hospitals and physicians are publicly owned/employed.

Mandatory Residence Insurance

  • Government mandates all residents to purchase private health insurance.
  • Insurers are expected to provide services to everyone.
  • Residents can choose from several insurers.

Healthcare Services Segmentation

  • Segmentation refers to dividing healthcare services into different packages.
  • Examples include "essential" and "supplementary" procedures.
  • This segmentation can also mean dividing citizens into distinct groups associated with different insurance schemes

Healthcare Provider Organization Models

  • Separated Model: Healthcare providers are autonomous and can choose to work for different organizations. Contracts exist between service providers and payers.
  • Integrated Model: Providers and insurers work together in a large, unified organization. Fewer choices for patients.

Gatekeeping

  • Gatekeeping is when patients must receive a referral from a general practitioner in order to have access to specialists/hospital services.
  • This is common in countries that have a primary care physician as a point of entry into the healthcare system.

Patient Freedom of Choice

  • Complete Freedom: Patients can choose any provider (public or private).
  • Limited Choice: Patients have limited choices of providers either through restrictions in certain medical areas or by defaulting to a particular insurance plan.
  • Free Choice among public + approved private: Patients have a choice of providers but some care is limited to public facilities.

Funding and Provision

  • Funding comes from taxes (usually for national healthcare systems).
  • Provision is the distribution or delivery of healthcare services.
  • Total expenditure on healthcare often varies across countries, impacted by factors like individual contributions to health insurance or taxes and how much care is provided from public vs. private providers.

Medical Savings Accounts (MSAs)

  • Individual deposit accounts into which people deposit a portion of their salary.
  • Resouces accumulated through MSAs are used to reimburse healthcare costs and may or may not be governed by insurance or other plans.

Health Care Systems in OECD

  • The system in various OECD countries combines elements of different models.
  • These systems often combine public funding and private providers under various rules governing their relationship with each other.

Studying That Suits You

Use AI to generate personalized quizzes and flashcards to suit your learning preferences.

Quiz Team

More Like This

Use Quizgecko on...
Browser
Browser