Health Insurance Organizations Overview
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Questions and Answers

Which type of organization requires members to pay in advance for healthcare services from a network of providers?

  • HMO (correct)
  • FFS
  • EPO
  • PPO
  • What is a key feature that distinguishes HMOs from other health plan types?

  • Lower premiums than all types
  • Members must use out-of-network providers
  • Fee-for-service payments
  • Prepayment for healthcare services (correct)
  • Which health plan typically allows members to choose from a wider network of providers than HMOs?

  • PPO (correct)
  • POS
  • EPO
  • HMO
  • Which of the following types of plans combines features of both HMO and PPO?

    <p>POS</p> Signup and view all the answers

    Which type of healthcare organization primarily focuses on preventative care through network physicians?

    <p>HMO</p> Signup and view all the answers

    Study Notes

    Health Insurance Organizations

    • HMOs (Health Maintenance Organizations) are prepaid group health plans.
    • HMO members pay in advance for services from participating physicians and hospitals.

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    Description

    This quiz covers key concepts surrounding Health Maintenance Organizations (HMOs), including their structure and payment models. Learn about how HMOs function and the implications for members who prepay for health services. Test your understanding of these vital health insurance organizations.

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