Health Insurance Policy and Pre-existing Conditions
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Questions and Answers

What must a health insurance policy cover if it uses a simplified application form without asking any health-related questions?

  • Only losses from pre-existing conditions before the date of enrollment
  • Losses from pre-existing conditions nine months after the date of enrollment (correct)
  • Losses from pre-existing conditions immediately after the date of enrollment
  • All medical expenses without any waiting period
  • What is the waiting period for coverage of pre-existing conditions in the simplified application form health insurance policy?

  • Six months after the date of enrollment
  • Nine months after the date of enrollment (correct)
  • Three months after the date of enrollment
  • One year after the date of enrollment
  • What kind of questions does the simplified application form for the health insurance policy not ask?

  • Employment history and qualifications
  • Personal habits and social activities
  • Health or medical treatment history (correct)
  • Financial status and income
  • What would cause a loss from a pre-existing condition not to be covered by the simplified application form health insurance policy?

    <p>It is specifically excluded from coverage</p> Signup and view all the answers

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