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Questions and Answers
What must a health insurance policy cover if it uses a simplified application form without asking any health-related questions?
What must a health insurance policy cover if it uses a simplified application form without asking any health-related questions?
- Only losses from pre-existing conditions before the date of enrollment
- Losses from pre-existing conditions nine months after the date of enrollment (correct)
- Losses from pre-existing conditions immediately after the date of enrollment
- All medical expenses without any waiting period
What is the waiting period for coverage of pre-existing conditions in the simplified application form health insurance policy?
What is the waiting period for coverage of pre-existing conditions in the simplified application form health insurance policy?
- Six months after the date of enrollment
- Nine months after the date of enrollment (correct)
- Three months after the date of enrollment
- One year after the date of enrollment
What kind of questions does the simplified application form for the health insurance policy not ask?
What kind of questions does the simplified application form for the health insurance policy not ask?
- Employment history and qualifications
- Personal habits and social activities
- Health or medical treatment history (correct)
- Financial status and income
What would cause a loss from a pre-existing condition not to be covered by the simplified application form health insurance policy?
What would cause a loss from a pre-existing condition not to be covered by the simplified application form health insurance policy?
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