HDFC Bank Credit Card Statement Quiz

The minimum amount that needs to be paid by the due date to avoid late fees and maintain a good credit score.

The total amount of money owed on the credit card including any outstanding balances, interest and fees.

The maximum amount of money you can borrow using your credit card.

The remaining amount of credit available to you on your card.

The maximum amount of cash you can withdraw using your credit card.

The minimum amount due on a credit card is the smallest sum you can pay by the deadline to avoid late fees.

The total amount of money you owe on your credit card, including any outstanding balances, interest charges, and fees, is your total dues.

The maximum amount of money you can borrow using your credit card is your credit limit.

The remaining credit available to you after using your credit card is the available credit limit.

The maximum amount of cash you can withdraw from an ATM using your credit card is the available cash limit.

The Banking Codes and Standards Board of India (BCSBI) sets voluntary guidelines for banks to follow.

The interest calculated on the credit card balance, considering a decreasing balance each day, is called the average daily reducing balance method.

A method of assessing credit risk that involves sharing a borrower's credit account conduct with approved companies.

The process of marking your credit card as unusable to prevent unauthorized transactions is called hotlisting.

You can manage features like contactless payments, online transactions, international usage, and POS transactions for your credit card through your bank's online services.

Interest charges apply if the minimum payment due is less than the total amount owed.

It includes the total balance owed, interest charges, and any other fees.

A detailed summary of your card's activity, including balance, payments, purchases, finance charges, and total dues due.

Payments you've made on your credit card account.