Financial Challenges

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SecureWoodland5927
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True or false: For most ordinary people, survival is very difficult due to various pressures such as mortgage, debt, marriage, and the pandemic, and most people's wages are only enough to sustain basic living, so it is normal not to save money.

True

True or false: Even if you manage to find a good way to make money, it will be quickly targeted, and you may not be able to keep the job for long.

True

True or false: Vampires will cultivate high-quality young people or seek out the lower class as representatives of alliance interests.

True

True or false: A couple of urban middle-class elites, with a monthly income of 15,000 yuan per person, a total of 30,000 yuan per month, borrowed some money from relatives, and spent a total of 1.5 million yuan on down payment and renovation.

True

True or false: In the end, the couple lost their jobs and had to sell the house, but they couldn't sell it and had to keep reducing the price. The house was gone, the down payment was gone, and they still owed a large sum of money to the bank.

True

在疫情下,这对夫妻发生了什么样的变故?

一个人失业了,然后全家只能喝粥。两人失业,只能卖房,房子卖不出去还得打折再打折,最后房子没了,首付款也没了,还欠下银行一大笔钱!

这对夫妻的月供是多少?

月供13000元

这对夫妻花了多少钱来购买房子?

共花了150万

这对夫妻的月总收入是多少?

共有30000元

对于大部分普通人来说,为什么存不到钱?

房贷,负债,婚姻,以及疫情下的各种压力,导致大部分人的工资只够维持基本生存,所以存不到钱

Study Notes

Financial Struggles

  • For most ordinary people, survival is difficult due to various pressures such as mortgage, debt, marriage, and the pandemic, making it normal to struggle with saving money.

Couple's Experience

Financial Situation

  • A couple, both with a monthly income of 15,000 yuan, spent a total of 1.5 million yuan on down payment and renovation for a house.
  • Their total monthly income was 30,000 yuan.

Consequences

  • The couple lost their jobs and had to sell the house but couldn't, and had to keep reducing the price.
  • They lost the house, the down payment, and still owed a large sum of money to the bank.

Reasons for Struggle

  • For most ordinary people, it is difficult to save money due to various pressures such as mortgage, debt, marriage, and the pandemic.

Surviving Financial Challenges Quiz: Test your knowledge on the difficulties faced by ordinary people in managing finances, including mortgages, debts, marriage, and the impact of the pandemic. Explore the reasons why most individuals struggle to save money and the challenges of finding stable income sources. Discover strategies to overcome financial obstacles and secure a brighter future.

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