Fair Housing Terminology Quiz
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Fair Housing Terminology Quiz

Created by
@CompliantMemphis

Questions and Answers

What is a complainant?

The person or entity who files an administrative complaint accusing someone of violating Maryland fair housing law.

What is a conciliation agreement?

A negotiated agreement between the complainant and the respondent in which both agree to resolve a fair housing complaint.

What is a natural person?

An individual living person.

Who is a respondent?

<p>The person or entity who is being accused in a complaint filed alleging violation of Maryland fair housing law.</p> Signup and view all the answers

What does canvassing mean in the context of Baltimore City law?

<p>Forbidden door-to-door solicitation or solicitation by use of circulars, visitations, or telephone.</p> Signup and view all the answers

What does impairments refer to?

<p>Persons with physical or mental impairments.</p> Signup and view all the answers

Members of the Maryland Commission on Human Relations (MCHR) are appointed by the:

<p>Governor</p> Signup and view all the answers

The Maryland Commission on Human Relations (MCHR) enforces Maryland opportunity law in all of the following EXCEPT:

<p>Landlord tenant rights</p> Signup and view all the answers

Fair housing violations by a real estate licensee violate all of the following EXCEPT:

<p>The Foreign Discrimination Act</p> Signup and view all the answers

What fair housing law does a private club that limits tenancy to its own members violate, if any?

<p>No state or federal laws</p> Signup and view all the answers

In Maryland, all of the following are, at least partially, exempt from fair housing EXCEPT:

<p>A REALTOR® selling her own house</p> Signup and view all the answers

What should a licensed real estate salesperson do if a couple of Chinese descent wants a house in a neighborhood that is hostile towards Asians?

<p>Inform the couple about the availability of the house and arrange to show them the listing</p> Signup and view all the answers

Before 1968, it was common for all of the following to occur EXCEPT:

<p>Mortgage companies loaning to single women</p> Signup and view all the answers

The disciplinary result of an administrative hearing at the Maryland Commission on Human Relations could require the respondent to do all of the following EXCEPT:

<p>Give up his real estate license</p> Signup and view all the answers

With respect to fair housing, which of the following is TRUE of all persons engaged in real estate transactions?

<p>It is their responsibility to know all applicable federal, state, and local antidiscrimination statutes and ordinances</p> Signup and view all the answers

Which of the following is NOT protected under federal and/or Maryland state fair housing laws?

<p>Age</p> Signup and view all the answers

The Real Estate Brokers Act prohibits all of the following EXCEPT:

<p>Sending flyers to everyone in a particular neighborhood indicating that a buyer may be interested in a home in that neighborhood</p> Signup and view all the answers

The person or entity accused of discrimination is the:

<p>Respondent</p> Signup and view all the answers

The Maryland statewide protected classes include all federal classes plus:

<p>Sexual orientation, marital status, and gender identity</p> Signup and view all the answers

One Maryland entity that may be responsible for enforcement of fair housing law is the:

<p>County human rights enforcement agency</p> Signup and view all the answers

What is the behavior called when a broker tells homeowners to sell because property values may drop due to a minority group influx?

<p>Blockbusting</p> Signup and view all the answers

Study Notes

Fair Housing Terminology

  • Complainant: Individual or entity filing a complaint for violating Maryland fair housing law.
  • Conciliation Agreement: A negotiated settlement between complainant and respondent to resolve a fair housing complaint.
  • Natural Person: Refers to a living individual, excluding corporations and legal entities.
  • Respondent: Individual or entity accused of violating Maryland fair housing law.

Canvassing and Solicitation

  • Canvassing: Prohibited door-to-door and circular solicitation in Baltimore City; legitimate methods include ads in newspapers, radio, TV, and U.S. mail.

Impairments and Discrimination

  • Impairments: Refers to individuals with physical or mental disabilities, evolving from the earlier term 'handicap'.

Maryland Commission on Human Relations (MCHR)

  • MCHR Appointments: Members appointed by the Governor for six-year terms.
  • MCHR Oversight: Enforces fair housing, public accommodation, and equal employment laws but not landlord-tenant rights.

Fair Housing Violations

  • Real Estate License Violations: Fair housing violations impact federal, state, and local laws except the Foreign Discrimination Act.
  • Private Clubs and Discrimination: Private clubs that do not discriminate on race or national origin can limit tenancy to members without legal violation.

Exemptions from Fair Housing Laws

  • Exemptions in Maryland: Individuals selling their own home, religious organizations renting facilities, and people seeking roommates have some exemptions, except real estate licensees cannot discriminate in their sales.

Responsibilities of Real Estate Licensees

  • Best Practices: Licensees must inform clients of all relevant property options without steering based on neighborhood residents' attitudes.

Historical Context

  • Pre-1968 Discrimination: Common practices included refusal of sales based on religion and discrimination against African Americans, while loaning to single women was rare.

Disciplinary Hearing Outcomes

  • Possible Outcomes: Respondents may face actions to rectify behavior, cease discrimination, or equitable relief but not necessarily lose their real estate license.

Liability and Knowledge

  • Liability Awareness: All real estate professionals must understand applicable antidiscrimination laws and statutes; ignorance is not an excuse.

Protected Classes

  • Exclusions from Protection: Age is not a protected class under federal and Maryland state fair housing laws, whereas color, disability, and marital status are protected.

Real Estate Brokers Act

  • Prohibited Practices: Brokers cannot misrepresent property values based on nearby protected classes, but soliciting flyers indicating buyer interest is permissible if accurate.

Enforcement Bodies

  • County Human Rights Agencies: Many counties and Baltimore City host agencies responsible for enforcing fair housing laws.

Blockbusting Practices

  • Blockbusting: Brokers using fear tactics to induce homeowners to sell due to perceived drops in property value from minority influx, a practice actionable under the Brokers Act.

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Description

Test your knowledge on key terms related to fair housing laws in Maryland. This quiz covers definitions and concepts such as complainants, conciliation agreements, and more. Perfect for students and professionals involved in real estate and human relations.

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