Fair Housing Quiz - WI Real Estate

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Questions and Answers

What does Norton encourage his clients to do to learn more about a neighborhood?

Contact local agencies.

Where might you file a fair housing complaint against a Wisconsin licensee?

Wisconsin Department of Safety and Professional Services.

What happens after a federal fair housing complaint is made?

A fair housing specialist will review the complaint.

Where is the best place for Maddie to file a fair housing complaint based on discrimination as a student?

Madison Equal Opportunities Division. Signup and view all the answers

Why did the Civil Rights Act of 1866 fail to have an immediate impact on practice?

There was no agency put in place to enforce the laws. Signup and view all the answers

What is the missing protected class in Wisconsin's fair housing law? Sexual orientation, ancestry, marital status, status as a victim of domestic abuse, sexual assault, or stalking, and _____?

Age Signup and view all the answers

What is true about Susie, an elderly woman renting out units in her apartment building?

She isn't allowed to discriminate against tenants based on their membership in a protected class even though she lives in the same building. Signup and view all the answers

Which protected class extends protections to Ramon and Bill from discrimination in housing based on their sexual orientation?

Sex Signup and view all the answers

State and local law override federal law in cases of conflicting fair housing laws.

False Signup and view all the answers

Under which of the following federally protected classes might Corinne be protected if she faces housing discrimination?

National origin, sex, disability, and familial status Signup and view all the answers

The Office of Fair Housing and Equal Opportunity is a part of which federal department?

HUD. Signup and view all the answers

Title VIII of which law prohibits discrimination in the sale, rental, and financing of housing?

Civil Rights Act of 1968. Signup and view all the answers

Which of these is an example of blockbusting?

A real estate licensee approaches a homeowner as soon as a demographic shift starts to occur in her neighborhood and convinces her that she needs to sell now, or she'll never be able to sell. Signup and view all the answers

What action can Nelson legally take regarding Shanna's rental application?

Nelson can allow Shanna to rent the unit but can't charge a pet deposit or any extra fees. Signup and view all the answers

What is the maximum amount Mark can be fined for violating Wisconsin's Open Housing Law?

$10,000 Signup and view all the answers

This may be discrimination based on _______.

Color Signup and view all the answers

Which act was the first to prohibit any exceptions for discrimination based on race or color?

Civil Rights Act of 1866 Signup and view all the answers

Must Cambridge reserve a parking place specifically for Alton if he requests?

Cambridge must allow an exception to the first-come, first-served policy for Alton. Signup and view all the answers

Which of the following statements is true regarding the ad targeting married couples and Italian families?

The ad would violate both federal and state fair housing laws. Signup and view all the answers

How is the landlord violating fair housing law when refusing to show a unit to single women with children?

He is discriminating against people based on familial status by refusing to show available housing. Signup and view all the answers

Which agency enforces Title II under the Americans with Disabilities Act when it relates to housing?

Department of Housing and Urban Development Signup and view all the answers

As a new licensee in Wisconsin, what should Carolyn know about fair housing?

She'll need to avoid discriminating based on the seven federally protected classes, Wisconsin's six additional protected classes, and any additional classes protected at the local level. Signup and view all the answers

What is likely to be considered a reasonable accommodation requested by Angela?

This is likely to be considered a reasonable accommodation, and Angela should be permitted to install it at her own expense. Signup and view all the answers

Which protected class status applies to Jericho and Cindy?

Familial status Signup and view all the answers

What class was added to federal fair housing law by the Housing and Community Development Act of 1974?

Sex Signup and view all the answers

What is true regarding the discrimination against a woman with a service animal?

This is discrimination based on disability. Signup and view all the answers

What act provided legal protection against sexual harassment from landlords?

Housing and Community Development Act of 1974 Signup and view all the answers

In addition to the protected classes in the federal Fair Housing Act, what does Wisconsin also recognize?

Victims of domestic abuse Signup and view all the answers

What must a landlord do regarding reasonable accommodations for a disabled tenant?

The landlord must permit the tenant to make the reasonable accommodations and can require the tenant to pay for the changes and return the unit to its original condition when vacating. Signup and view all the answers

What is a protected class under Wisconsin fair housing laws but not under the federal Fair Housing Act?

Ancestry Signup and view all the answers

Did Adam and Sherry violate Wisconsin fair housing laws by refusing to rent to a large family?

No, because there is an exemption for maximum occupancy limits. Signup and view all the answers

What condition must be true for Gerald's case to qualify as an exemption from Wisconsin fair housing law?

Gerald has a past history of causing physical harm. Signup and view all the answers

What is true about senior housing in Wisconsin?

At least 80% of the occupants must be 55 years of age or older to be exempt from fair housing laws. Signup and view all the answers

What true statement applies to a licensee facing a conflict with her broker over housing discrimination actions?

The licensee may face consequences for her actions, but she's doing the right thing. Signup and view all the answers

Which scenario represents a violation of federal fair housing laws?

Miguel follows his client's request to only show him properties where the neighborhood is mainly Hispanic. Signup and view all the answers

Which individual is protected under federal housing law?

A 35-year-old single Jewish man. Signup and view all the answers

Which situation demonstrates the illegal practice of redlining?

Hunter refuses to underwrite mortgage applications based on neighborhood demographics. Signup and view all the answers

Which landlord action would NOT be considered a reasonable accommodation?

Moving disabled tenants to units near an elevator. Signup and view all the answers

Which situation does the Americans with Disabilities Act address?

Meridian Apartments provides a gym and pool area but it's not accessible to residents who use wheelchairs. Signup and view all the answers

What is a true statement about fair housing laws in Wisconsin?

It is NOT a violation to restrict occupancy to the maximum number of persons permitted to occupy a dwelling. Signup and view all the answers

What are the possible monetary penalties REEB may impose on a licensee accused of a fair housing violation?

A monetary fine of as much as $1,000, and six months jail time. Signup and view all the answers

What is one of HUD's primary goals?

To ensure that everyone has access to fair and equal housing. Signup and view all the answers

What describes finance- and housing-related legislation?

The Fair Housing Act of 1968 prohibited discrimination in housing based on race, color, religion, or national origin. Signup and view all the answers

Which scenario might bring a charge of illegal steering against a licensee?

Benny shows properties strictly based on racial backgrounds instead of client needs. Signup and view all the answers

Study Notes

Fair Housing Overview

Fair housing laws prohibit discrimination in housing based on specific protected classes, ensuring equal opportunity for all individuals.
Disabilities are recognized, and assistance animals must be accommodated regardless of pet policies.

Key Definitions and Concepts

Nelson must allow a disabled tenant to rent a unit without charging extra fees, adhering to rules surrounding service animals.
Violations of Wisconsin's Open Housing Law can lead to fines up to $10,000 for landlords.
Discrimination can occur based on color, race, and familial status, as seen in examples of unequal treatment between applicants.

Historical Context

The Civil Rights Act of 1866 was significant for prohibiting discrimination based on race or color; it was the first to establish these protections.
The Housing and Community Development Act of 1974 added sex as a protected class to federal fair housing law.

State-Specific Regulations

Wisconsin has additional protected classes not recognized federally, including ancestry and victims of domestic abuse.
Fair housing laws in Wisconsin require landlords to respond to accommodation requests and specify conditions under which pets or assistance animals can reside.

Various Scenarios and Legal Interpretations

Landlords must grant reasonable accommodations for tenants with disabilities and can't financially penalize them for the necessary modifications.
Imposing a "no pets" policy on tenants with service animals constitutes discrimination based on disability.
Senior housing regulations in Wisconsin require at least 80% occupancy by individuals aged 55 or older for exemptions under fair housing laws.

Fair Housing Complaint Process

Complaints can be filed through various channels, including the Equal Rights Division and HUD, depending on the nature and jurisdiction of the complaint.
After a complaint is lodged, a fair housing specialist will conduct a review to assess the claim's validity.

Consequences of Violations

Licensees can face penalties, including fines and potential jail time, for participating in discriminatory practices.
Redlining, the practice of denying services based on neighborhood demographics, is illegal and subject to scrutiny under fair housing laws.

Responsibilities of Real Estate Professionals

Real estate agents must avoid practices such as steering, which involve directing clients towards or away from certain neighborhoods based on demographics.
Licensees are expected to uphold ethical standards and compliance with both federal and state laws regarding fair housing and discrimination prevention.

Conclusion

Upholding fair housing laws is essential for providing equitable housing opportunities and protecting individuals from discrimination, thus fostering a more inclusive society.### Civil Rights Act and Housing Discrimination
The Civil Rights Act faced challenges in understanding, with necessary approval for protected classes and lack of enforcement agency.
The Fair Housing Act does not explicitly protect sexual orientation, but protection can be extended through other classes.

Protected Classes in Wisconsin's Fair Housing Law

Includes: age, sexual orientation, ancestry, marital status, and status as a victim of domestic abuse, sexual assault, or stalking.

Housing Discrimination Case: Susie's Situation

Susie, as a landlord in Madison, cannot discriminate against tenants based on membership in a protected class, even while living in the same building.

Victims of Discrimination: Ramon and Bill

Discrimination based on sexual orientation is not directly protected but falls under the class of sex which provides them protection.

Understanding State vs. Federal Law

In cases of conflict between state and federal laws regarding fair housing, state law cannot diminish rights granted under federal law.

Corinne's Protected Classes

Corinne, facing potential housing discrimination, may be protected under national origin, sex, disability, and familial status.

Office of Fair Housing and Equal Opportunity

This office operates under the Department of Housing and Urban Development (HUD).

Title VIII of the Civil Rights Act

The Civil Rights Act of 1968 prohibits discrimination in housing transactions.

Blockbusting Defined

An example of blockbusting is when a real estate licensee encourages a homeowner to sell due to demographic changes, leading them to believe they'll be unable to sell later.

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Description

Test your knowledge on Fair Housing laws as they apply to real estate in Wisconsin. This quiz covers regulations regarding assistance animals and tenant rights. Understand the nuances of fair housing and how they affect property management.