10 Questions
What is one of the learning objectives of the chapter on business credit analysis?
Recognize the various legal entities characteristic, and borrowing capacity.
Which type of bank focuses on lending to SMEs?
Retail Banking
What does the acronym 'SME' stand for in the context of banking?
Small and Medium Enterprises
What is the primary focus of Corporate Banking in the context of business credit analysis?
Lending to large corporations
What is one of the topics covered in the chapter on SME lending?
Evaluation of SME Lending Applications
According to the new SME definition endorsed in July 2013, how are SMEs defined in the manufacturing sector?
Firms with sales turnover not exceeding RM50 million or number of full-time employees not exceeding 200
What does the new SME definition exclude?
Entities that are public-listed on the main board, subsidiaries of publicly listed companies on the main board, multinational corporations (MNCs), government-linked companies (GLCs), and state-owned enterprises
What percentage of total employment do SMEs represent in Malaysia?
65%
In which sectors was lending to SMEs diversified according to the text?
Manufacturing and distributive trade
What are the two criteria used in determining the new SME definition?
Sales turnover and number of full-time employees
Test your understanding of Small and Medium Enterprises (SME) lending and evaluation of SME lending applications with this quiz based on Chapter 3 of Business Credit Analysis. Created by Module Authors Jasman Tuyon, PhD; Rapheedah Musneh, PhD; and Siti Julea Supar Nurziya Muzzawer from the Faculty of Business and Management, Universiti Teknologi MARA, Sabah Branch, Kota Kinabalu Campus.
Make Your Own Quizzes and Flashcards
Convert your notes into interactive study material.
Get started for free
