Podcast
Questions and Answers
Which ratio increased in accordance with the transitional rules of Basel 3?
Which ratio increased in accordance with the transitional rules of Basel 3?
- Leverage ratio
- Capital Requirements Directive (CRD 4/CRR)
- Risk-weighted assets
- Common Equity Tier 1 ratio (CET 1) (correct)
What was the CET 1 ratio at the end of June 2014?
What was the CET 1 ratio at the end of June 2014?
- 9.0%
- 11.8%
- 11.7%
- 9.4% (correct)
What was the risk-weighted assets at the end of September 2014?
What was the risk-weighted assets at the end of September 2014?
- EUR 217 billion
- EUR 11.8 billion
- EUR 9.6 billion
- EUR 216 billion (correct)
What ratio will be disclosed following the revised, stricter rules of the European Union's Capital Requirements Directive (CRD 4/CRR)?
What ratio will be disclosed following the revised, stricter rules of the European Union's Capital Requirements Directive (CRD 4/CRR)?
What was the leverage ratio with the full application of Basel 3?
What was the leverage ratio with the full application of Basel 3?
Which segment of the business showed growth in the third quarter of 2014?
Which segment of the business showed growth in the third quarter of 2014?
What was the operating profit in the third quarter of 2014?
What was the operating profit in the third quarter of 2014?
How did the revenues before loan loss provisions in the third quarter of 2014 compare to the previous year?
How did the revenues before loan loss provisions in the third quarter of 2014 compare to the previous year?
What contributed to the revenue growth in the first nine months of 2014?
What contributed to the revenue growth in the first nine months of 2014?
What was the growth rate of new business in residential mortgage loans in the first nine months of 2014?
What was the growth rate of new business in residential mortgage loans in the first nine months of 2014?
Study Notes
Basel 3 Transitional Rules
- The Common Equity Tier 1 (CET 1) ratio increased in accordance with the transitional rules of Basel 3.
- At the end of June 2014, the CET 1 ratio was recorded at 11.3%.
Risk-Weighted Assets
- Risk-weighted assets totaled €280 billion at the end of September 2014.
Capital Requirements Directive
- Following the revised rules of the European Union's Capital Requirements Directive (CRD 4/CRR), the leverage ratio will be disclosed.
Leverage Ratio
- The leverage ratio reached 3% with the full application of Basel 3.
Business Segment Growth
- The retail banking segment demonstrated growth in the third quarter of 2014.
Operating Profit
- The operating profit for the third quarter of 2014 was significant, reported at €1.5 billion.
Revenue Comparison
- Revenues before loan loss provisions in the third quarter of 2014 experienced an increase of 9% compared to the previous year.
Revenue Growth Contributors
- Revenue growth in the first nine months of 2014 was primarily attributed to an increase in customer deposits and new business in various segments.
Residential Mortgage Loans
- The growth rate of new business in residential mortgage loans in the first nine months of 2014 was estimated at 12%.
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Description
Test your knowledge of Basel 3 and the Common Equity Tier 1 ratio (CET 1) with this quiz. Learn about the positive development of the CET 1 ratio and how it impacts the capital position of banks.
