Bank Capital Calculation Quiz
10 Questions
1 Views

Choose a study mode

Play Quiz
Study Flashcards
Spaced Repetition
Chat to Lesson

Podcast

Play an AI-generated podcast conversation about this lesson

Questions and Answers

What percentage of the total assets do Malaysian securities represent for the bank as at 31 December 2021?

  • 13.2% (correct)
  • 1.5%
  • 32.3%
  • 11.7%

Which category of assets has a higher percentage for the non-bank company as compared to the bank as at 31 December 2021?

  • Statutory Reserve with BNM
  • Negotiable Instruments of Deposit (NID)
  • Loans & Advances (correct)
  • Cash & cash equivalent

In terms of assets, what is the main difference between a bank and a non-bank company as at 31 December 2021?

  • Non-bank companies have a higher percentage of Malaysian securities.
  • Non-bank companies have a higher percentage of fixed assets & other assets. (correct)
  • Banks have a higher percentage of cash & cash equivalent.
  • Banks have a higher percentage of Negotiable Instruments of Deposit (NID).

What is the main reason for non-bank companies having a lower percentage in statutory reserves with BNM compared to banks?

<p>Non-bank companies rely more on loans and advances. (B)</p> Signup and view all the answers

Which asset category has a significant difference in percentage between banks and non-bank companies as at 31 December 2021?

<p>Fixed assets &amp; other assets (D)</p> Signup and view all the answers

Why do banks typically have a higher percentage in cash & cash equivalent compared to non-bank companies?

<p>Banks aim to have more liquid assets for quick transactions. (B)</p> Signup and view all the answers

Which liability category has the highest percentage for banks as at 31 December 2021?

<p>Total Deposit (B)</p> Signup and view all the answers

How do non-bank companies finance their operations differently from banks based on the information provided?

<p>Non-bank companies rely more on shareholder equity. (C)</p> Signup and view all the answers

What is the main reason for non-bank companies having lower debts, liabilities & bills payable compared to banks as at 31 December 2021?

<p>Non-bank companies have higher equity capital. (C)</p> Signup and view all the answers

What is the significance of Negotiable Instruments of Deposit (NID) for banks compared to non-bank companies as at 31 December 2021?

<p>NID helps banks maintain liquidity without holding cash. (C)</p> Signup and view all the answers

More Like This

Bank Regulation Pre-1988
11 questions
Bank Capital and Asset Management
30 questions
Bank Capital and Liquidity Requirements
40 questions
Use Quizgecko on...
Browser
Browser