Are You an Arizona State Farm Auto Insurance Expert?

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Questions and Answers

Which type of coverage pays for damage to your vehicle caused by non-collision events?

  • Comprehensive coverage (correct)
  • Collision coverage
  • Liability coverage
  • Underinsured motorist coverage

What is the minimum liability coverage required by Arizona law?

  • 15/30/10
  • 20/40/15
  • 10/20/10
  • 25/50/15 (correct)

What does rental reimbursement coverage pay for?

  • The cost of a rental car while your vehicle is being repaired due to a covered loss (correct)
  • The cost of public transportation while your vehicle is being repaired
  • The cost of a taxi while your vehicle is being repaired
  • The cost of a rental car for any reason

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Study Notes

Trivia Game: Arizona State Farm Auto Insurance

  • The minimum liability coverage required by Arizona law is 25/50/15.
  • Liability coverage helps pay for the other driver's medical expenses and property damage if you're at fault in an accident.
  • Comprehensive coverage protects against damage to your vehicle caused by non-collision events.
  • "Full coverage" is not an official insurance term, but generally refers to a combination of liability, collision, and comprehensive coverage.
  • Collision coverage pays for damage to your vehicle when it collides with another vehicle or object, regardless of who is at fault.
  • Underinsured motorist coverage protects you if you're involved in an accident with a driver who has insufficient insurance.
  • Personal injury protection covers medical expenses and other damages resulting from an accident, regardless of who is at fault.
  • Uninsured motorist coverage is not mandatory in Arizona, but it is recommended.
  • Rental reimbursement coverage pays for the cost of a rental car while your vehicle is being repaired due to a covered loss.
  • State Farm offers discounts for safe driving and bundling multiple insurance policies.
  • A deductible is the amount you pay out of pocket before your insurance coverage kicks in.
  • Gap insurance covers the difference between what you owe on your car loan or lease and the actual cash value of your vehicle if it is totaled in an accident.

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