5 Questions
Why have people become more cautious in using energy?
Because energy is now very expensive
Why have people become more savvy in using money?
Because of the internet and the availability of financial products
What has contributed to the democratization of people's finances?
The internet
What is the problem when it comes to interest rate issues, particularly with mortgages?
Most people are locked into fixed mortgages
What has led to people becoming more cautious and savvy in using energy and money?
The internet and the proliferation of products and choice
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