Architect's Professional Liability Insurance Quiz
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Questions and Answers

What type of insurance policy is required to be carried by the Architect as per the guidelines?

  • Excess liability policy
  • Claims made policy (correct)
  • Occurrence policy
  • Aggregate liability policy
  • For how long must the Architect maintain the professional liability insurance after the Ready-for-Takeover date?

  • For a minimum of three years (correct)
  • At least two years
  • No requirement stated
  • Only during the project duration
  • Who is responsible for arranging and paying for project-specific professional liability insurance?

  • The government
  • The Client (correct)
  • A third party
  • The Architect
  • The Architect's liability, as limited by GC 9.1.2, is equal to what figure?

    <p>An unspecified amount</p> Signup and view all the answers

    What is the minimum deductible for the project-specific professional liability insurance to be paid by the Client?

    <p>An unspecified amount</p> Signup and view all the answers

    What limit is required for the general liability insurance per occurrence as mandated for the Architect?

    <p>An unspecified amount</p> Signup and view all the answers

    What must happen for the contract between the Client and the Architect to be amended?

    <p>A written agreement signed by both parties</p> Signup and view all the answers

    Which law governs the contract between the Client and the Architect?

    <p>Unspecified governing laws</p> Signup and view all the answers

    What is the purpose of GC 8 Indemnification in the agreement?

    <p>To outline the conditions under which indemnification is required between the Architect and the Client.</p> Signup and view all the answers

    Under GC 9, what limits the amount of claims the Client can make against the Architect?

    <p>The terms outlined in Article A20 or A21 of the agreement that provide insurance coverage.</p> Signup and view all the answers

    Which of the following is NOT a condition under which the Architect shall not be liable according to GC 9?

    <p>If the Architect's interpretation is based on faulty Construction Documents.</p> Signup and view all the answers

    What type of damages does GC 9 limit to direct damages only?

    <p>All types of claims arising out of contractual obligations between the Architect and the Client.</p> Signup and view all the answers

    How does GC 8 define the obligations for indemnification between the Architect and the Client?

    <p>Both parties are required to indemnify each other for negligent services or breaches of contract.</p> Signup and view all the answers

    Who is responsible for signing on behalf of the Client?

    <p>The Client and authorized persons</p> Signup and view all the answers

    What document protects the copyright of the Canadian Standard Form of Contract for Architectural Services?

    <p>The RAIC Authorization Seal</p> Signup and view all the answers

    Which of the following correctly defines 'Additional Services'?

    <p>Services added post-agreement with mutual consent of Client and Architect</p> Signup and view all the answers

    What is required for someone to be identified as an Architect under this agreement?

    <p>They must possess a valid architectural license</p> Signup and view all the answers

    What does the Construction Budget refer to in this document?

    <p>The maximum amount the Client is prepared to spend on construction costs</p> Signup and view all the answers

    Where is the Construction Budget stated?

    <p>In Article A7</p> Signup and view all the answers

    What should the plural references in this document encompass?

    <p>Any singular reference to include multiple entities as needed</p> Signup and view all the answers

    Which title is given to the person or entity specified in Article A3?

    <p>Architect</p> Signup and view all the answers

    Who signs to witness the Client's signatures?

    <p>An independent witness</p> Signup and view all the answers

    Which of the following is NOT a requirement for a document to be reproduced legally?

    <p>Agreement between Client and Architect</p> Signup and view all the answers

    What constitutes an infringement of copyright concerning the Canadian Standard Form of Contract for Architectural Service?

    <p>Using the document without an RAIC Authorization Seal</p> Signup and view all the answers

    What does 'General Review' refer to in the context of architectural services?

    <p>Periodic inspections of the Project by the Architect and consultants</p> Signup and view all the answers

    What are 'Instruments of Service' best described as?

    <p>Representations of the Architect's creative work</p> Signup and view all the answers

    What is defined as 'Ready-for-Takeover'?

    <p>The date of substantial performance or completion of the Work</p> Signup and view all the answers

    Reimbursable Expenses are defined as what?

    <p>Expenses incurred by the Architect in the Project's interest</p> Signup and view all the answers

    Which of the following best describes the 'Place of the Work'?

    <p>The designated site or location identified in the agreement</p> Signup and view all the answers

    In architectural terms, what does 'the Project' encompass?

    <p>The total undertaking planned by the Client, including all aspects of the Work</p> Signup and view all the answers

    What does the term 'Services' specifically refer to?

    <p>Professional services identified in the contract's schedule</p> Signup and view all the answers

    What does 'field review' imply in the context of architectural oversight?

    <p>Inspection of completed work for compliance</p> Signup and view all the answers

    What is a necessary condition for the use of the Canadian Standard Form of Contract for Architectural Service?

    <p>The document must bear an RAIC Authorization Seal</p> Signup and view all the answers

    What action must the Client take if the Construction Cost Estimate exceeds the Construction Budget by more than the stated percentage?

    <p>Provide written approval for a budget increase</p> Signup and view all the answers

    Under what circumstances can the Client demand the Architect modify the construction documents?

    <p>If the overage is not due to factors beyond the Architect's control</p> Signup and view all the answers

    What is the limit of the Architect's responsibility regarding modifications to the design?

    <p>Modifications are performed without additional fee under certain conditions</p> Signup and view all the answers

    In the context of the contract, how is the role of the Architect defined during construction?

    <p>To provide administration of the Construction Contract</p> Signup and view all the answers

    What must happen for the Architect's duties to be modified or extended?

    <p>Written consent from the Client, Architect, and Constructor</p> Signup and view all the answers

    Which of the following is NOT a potential action the Client can take if budget overages occur?

    <p>Continue with the project regardless of budget</p> Signup and view all the answers

    If the Client cooperates with the Architect to reduce the construction cost, what is implied about their obligations toward the Architect?

    <p>The Architect will perform services for no additional fee</p> Signup and view all the answers

    What happens if the construction estimate remains over budget for reasons unforeseen by the Architect?

    <p>The Client cannot demand modifications without fees</p> Signup and view all the answers

    In terms of authority, how is the Architect characterized with respect to the Client?

    <p>As having limited authority that requires Client consent for modifications</p> Signup and view all the answers

    What must the Architect do if the lowest compliant bid exceeds the construction budget as outlined?

    <p>Provide recommendations to the Client for further action</p> Signup and view all the answers

    Study Notes

    Architect's Professional Liability Insurance

    • The Architect must carry professional liability insurance with a minimum of $_________ per claim and $_________ aggregate limit per policy year.
    • The policy must be continuously maintained from the commencement of services and for a minimum of 3 years after the Ready-for-Takeover date.
    • The Client can choose between two options for insurance coverage: A20 or A21.
    • In option A20, the Architect is responsible for procuring the insurance.
    • In option A21, the Client is responsible for arranging and paying for project-specific professional liability insurance, with a maximum deductible of $_________.

    Client's Professional Liability Insurance

    • The Client must arrange and pay for project-specific professional liability insurance.
    • The insurance amount must be $, with a maximum deductible of $.
    • The policy must be maintained continuously from the commencement of services and for _________ years after the Ready-for-Takeover date.

    Architect's Liability Limit

    • The Architect's liability under GC 9.1.2 is limited to $_________.

    Architect's General Liability Insurance

    • The Architect must carry general liability insurance with limits of not less than $_________ per occurrence.

    Governing Law

    • The contract is governed by the laws of _________.

    Entire Agreement Clause

    • The contract represents the entire and integrated agreement between the Client and the Architect.
    • It supersedes all prior negotiations, representations, agreements, or contracts.
    • Amendments to the contract must be in writing and signed by both parties.

    Architect's Role and Authority During Construction

    • The Architect is responsible for administering the Construction Contract.
    • The Architect is not the Client's authorized agent or representative for the purposes of the Construction Contract.
    • Any modifications to the Architect's duties, responsibilities, and authority must be in writing and agreed upon by the Client, Architect, and Constructor.

    Indemnification

    • The Architect and the Client must indemnify and hold harmless each other for claims attributable to negligent performance of professional Services by the Architect or a breach of the contract.
    • The indemnification clause survives suspension, termination, or completion of the contract.

    Limitations of Liability

    • Any claims made by the Client against the Architect are limited to the lesser of:
      • The amount of insurance coverage available at the time the claim is made.
      • The amount stated in Article A22 of the agreement.
    • The Architect is not liable for:
      • Alterations to the Architect's design or Construction Documents made without the Architect's written approval.
      • Acts, omissions, or errors of the Client, Consultants, or the Constructor.
      • The result of any interpretation or finding of the Architect rendered in good faith in accordance with the Construction Documents.
    • The liability of both parties is limited to direct damages only. They are not responsible for consequential or indirect loss or damage incurred by the other party.

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    Description

    Test your knowledge on the essentials of professional liability insurance for architects and clients. This quiz covers insurance requirements, responsibilities, and policy details to ensure compliance and protection in architectural services. Understand how coverage options A20 and A21 differ and what is expected from both parties.

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