Podcast
Questions and Answers
What type of health screenings and exams are covered by Lincoln Financial Group Accident Insurance?
What type of health screenings and exams are covered by Lincoln Financial Group Accident Insurance?
What is the waiting period for receiving cash back for a covered screening under Lincoln Financial Group Accident Insurance?
What is the waiting period for receiving cash back for a covered screening under Lincoln Financial Group Accident Insurance?
How can claims be submitted for Lincoln Financial Group Accident Insurance?
How can claims be submitted for Lincoln Financial Group Accident Insurance?
What is the time frame for receiving the health assessment benefit after submitting a completed claim form for Lincoln Financial Group Accident Insurance?
What is the time frame for receiving the health assessment benefit after submitting a completed claim form for Lincoln Financial Group Accident Insurance?
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In which states are health assessments not available under Lincoln Financial Group Accident Insurance?
In which states are health assessments not available under Lincoln Financial Group Accident Insurance?
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What are some of the exclusions of the policy under Lincoln Financial Group Accident Insurance?
What are some of the exclusions of the policy under Lincoln Financial Group Accident Insurance?
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What type of care is covered under the policy of Lincoln Financial Group Accident Insurance?
What type of care is covered under the policy of Lincoln Financial Group Accident Insurance?
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What is included in the recovery assistance benefit of Lincoln Financial Group Accident Insurance?
What is included in the recovery assistance benefit of Lincoln Financial Group Accident Insurance?
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What are some of the additional benefits of the policy under Lincoln Financial Group Accident Insurance?
What are some of the additional benefits of the policy under Lincoln Financial Group Accident Insurance?
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Study Notes
Lincoln Financial Group Accident Insurance: Benefits and Exclusions
- Lincoln Financial Group Accident Insurance pays individuals for keeping up with important health screenings.
- A wide range of health screenings and exams are covered, including routine dental exams, annual physicals, eye and hearing exams, and immunizations.
- Each plan year, individuals receive cash back for one covered screening with no waiting period.
- Claims can be submitted via fax, mail, online, or email and are processed within 24 hours of receipt.
- The health assessment benefit is paid within 24 hours of receiving a completed claim form.
- Health assessments are not available in Connecticut, Indiana, Michigan, Minnesota, Missouri, North Dakota, New Hampshire, New Jersey, New York, New Mexico, Vermont, and Washington.
- The policy has exclusions, including diseases, self-inflicted injuries, drug use, felonies, war, and participation in professional sports.
- Cosmetic or elective surgery is also excluded from coverage.
- The policy covers hospitalization and ongoing care, including accident hospital admission and daily confinement.
- Recovery assistance is also included, covering family care, companion lodging, and transportation.
- The policy provides coverage for accidental death and dismemberment, including benefits for education, spouse training, and modification to home or auto.
- Additional benefits include portability, child sports injury benefit, and coverage for specific injuries, such as burns, dislocations, and fractures.
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Description
Test your knowledge on Lincoln Financial Group's Accident Insurance benefits and exclusions with this informative quiz. From routine health screenings to accidental death and dismemberment coverage, this policy offers a wide range of benefits for individuals and families. However, there are also certain exclusions to be aware of, such as diseases and self-inflicted injuries. Challenge yourself to see how much you know about this important insurance policy.
