Accident Insurance Short Answers

Study Notes

Lincoln Financial Group Accident Insurance: Benefits and Exclusions

Lincoln Financial Group Accident Insurance pays individuals for keeping up with important health screenings.
A wide range of health screenings and exams are covered, including routine dental exams, annual physicals, eye and hearing exams, and immunizations.
Each plan year, individuals receive cash back for one covered screening with no waiting period.
Claims can be submitted via fax, mail, online, or email and are processed within 24 hours of receipt.
The health assessment benefit is paid within 24 hours of receiving a completed claim form.
Health assessments are not available in Connecticut, Indiana, Michigan, Minnesota, Missouri, North Dakota, New Hampshire, New Jersey, New York, New Mexico, Vermont, and Washington.
The policy has exclusions, including diseases, self-inflicted injuries, drug use, felonies, war, and participation in professional sports.
Cosmetic or elective surgery is also excluded from coverage.
The policy covers hospitalization and ongoing care, including accident hospital admission and daily confinement.
Recovery assistance is also included, covering family care, companion lodging, and transportation.
The policy provides coverage for accidental death and dismemberment, including benefits for education, spouse training, and modification to home or auto.
Additional benefits include portability, child sports injury benefit, and coverage for specific injuries, such as burns, dislocations, and fractures.

Lincoln Financial Group Accident Insurance: Benefits and Exclusions

Lincoln Financial Group Accident Insurance pays individuals for keeping up with important health screenings.
A wide range of health screenings and exams are covered, including routine dental exams, annual physicals, eye and hearing exams, and immunizations.
Each plan year, individuals receive cash back for one covered screening with no waiting period.
Claims can be submitted via fax, mail, online, or email and are processed within 24 hours of receipt.
The health assessment benefit is paid within 24 hours of receiving a completed claim form.
Health assessments are not available in Connecticut, Indiana, Michigan, Minnesota, Missouri, North Dakota, New Hampshire, New Jersey, New York, New Mexico, Vermont, and Washington.
The policy has exclusions, including diseases, self-inflicted injuries, drug use, felonies, war, and participation in professional sports.
Cosmetic or elective surgery is also excluded from coverage.
The policy covers hospitalization and ongoing care, including accident hospital admission and daily confinement.
Recovery assistance is also included, covering family care, companion lodging, and transportation.
The policy provides coverage for accidental death and dismemberment, including benefits for education, spouse training, and modification to home or auto.
Additional benefits include portability, child sports injury benefit, and coverage for specific injuries, such as burns, dislocations, and fractures.

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