Three.docx

Three Other than the satisfaction you received from working, what else do you want your employment career to provide you with throughout your lifetime? Does your employment allow you to fulfill most of your ambitions, and goals and provide you with enough income to sustain you to live the life you w...

Three Other than the satisfaction you received from working, what else do you want your employment career to provide you with throughout your lifetime? Does your employment allow you to fulfill most of your ambitions, and goals and provide you with enough income to sustain you to live the life you want? To better answer this question, you must understand the difference between your needs and your ‘wants’. What are your needs and what are your ‘wants’? How much income do you have to have to satisfy your monthly overhead expense needs such as rent, food, cell phone and utilities? Perhaps a vehicle with a few dollars left over to put away for savings. Most of the time it takes many years to develop a financially rewarding and emotionally satisfying career that is so enjoyable it doesn’t seem like work at all. It’s important to find something you love to do because your career choice will demand most of your time, close to twelve hours of your sixteen waking hours a day at least five days a week. That comes to about 60 hours out of the 168 hours available in a seven-day week or in percentages that come to 38% of the hours of the week. Or another way to look at this is it’s 102 hours or 60% of the hours you are awake, that’s if you sleep only six hours per night. This is a huge personal commitment to dedicate to your job choice therefore, it’s so much easier to get up and go to work if you love what you’re doing. If you are not working the job, you love it will take more of a commitment and sacrifice to earn your paychecks. Many of you want to achieve your ‘American Dreams’ which may mean owning a nice vehicle, house, and a family. Other goals may also include having money in the bank, nice possessions, vacations, retirement savings, and the ability to send their children to college and live to see their grandchildren do well. Is this too much for you to want out of life? No, it isn’t, but it takes a lot of planning. If you have a plan, strategies, patience, and willingness to make the necessary sacrifices to achieve your dreams you will be successful. These are some of the things that you have the power to control and the ability to improve during your life. The sacrifices and commitments needed to achieve your goals will be challenging at first but very rewarding to you as they become your way of life. Then, there are those things you have no control over like the weather, accidents, lay-offs, illness, and death. The roads of life can be very bumpy, and full of unexpected challenges, but the journey is still very attainable with discipline, perseverance, and sometimes a little luck. There is a saying, “People don’t plan to fail, they simply fail to plan”. Planning gives you actual outlines and directions to achieve your goals and the ability to measure your progress and make the necessary adjustments to stay on track. Article: One of the hardest lessons we must learn in life is patience. The dictionary defines patience as the capacity to accept or tolerate delay, trouble, or suffering without getting angry or upset. An athlete who is patient will see a challenge through from start to finish, despite the struggles encountered on his/her journey. Patience is more than a virtue; it is a powerful for achieving your goals. Famous novelist Leo Tolstoy (perhaps best known for War and Peace) summarized the importance of patience with the following: “The strongest of all warriors are these two – Time and Patience.” Unfortunately for many of us, we think we don’t have enough time to be patient. We run around like chickens with their heads cut off in every direction. From the moment we wake up to the moment we put our smartphones down to actually get a few hours of zzzz’s. We are running rampant. Our patience is thin. And it’s very rare. By: Pam Sahota  Sunday, July 16, 2017  Source: Blog, Mind, Soul Article: Be patient as it shows high moral standards. One strength that will benefit you in every area of your life is patience. When things get uncomfortable in life, patience is a virtue and it will help you deal with the discomfort in a way that best suits your life and the people around you. Patience is an exercise of self-control that shows you can handle life when times get tough, have the ability to look outside of yourself, and can withstand judgment when you need to. In short, exhibiting patience shows that you have a high moral standard in life. By: Mercury reasons Y patience is aVirtue. Your ability to put the time in, have patience and allow the natural progressions of your work to take its course is priceless. “Anything worth having is worth waiting for”. Most people are very impatient, they want everything now. They see someone with it, and they want it too. This is called immediate self-gratification. There was a time in the past fifty years when credit cards were not available at all, and you had to wait until you saved the money in order to purchase anything. There used to be retail store’s charge plates and ‘lay-away’ back then as they exist today. Now there are those ‘Buy Now, Pay Later’ loan options which have very high interest rates if you don’t pay off the item in full during the terms of the purchase. These type purchases can negatively affect your credit score if they are not paid off on time. An example of patience is a farmer who plants corn kernels and must depend on the rain and sunshine to nurture the crops until it’s time to harvest them. He cannot influence, control or rush nature’s natural course, so, he must exercise patience. But he must do everything he can to ensure the success of the crops such as preparing and fertilizing the soil. Only then he can reap the benefits of his labor. What are your dreams for your lifetime? As you prepare yourselves for a life of independent living a.k.a. ‘Adulting’. You must select the occupation or craft you intend to spend the next 30 – 40 years of your life earning a ‘Living Wage’. You can train yourselves to have patience in many aspects of your lives, just as you did to learn your job skills. Take your current job, once you become aware of the employers’ pay schedule you have to adapt to every two weeks or the 15th and the 30th pay period. You must make the necessary adjustments in your spending habits to correspond to your pay cycle. This allows you to pay your bills on time. What is the importance of sacrifice in life? - Sacrifice typically means to give something up you perceive of value today to get something even more valuable in the future. The people in the world who achieve the most are the ones who are able to make the necessary sacrifices to become successful. A sacrifice to be real must cost, hurt, and take away from us something we feel is important. As your own Brand Ambassador’, you should begin to plan for something you desire in the future. Your sacrifices should consist of patience, and the willingness to wait until those plans take hold and start to materialize. During the time your plans are coming to fruition, you have opportunities to continue building and tweaking your initial plans. When the first plans have worked, you should already know what your next steps are going to be in this huge puzzle of managing your life. These plans provide the strategic steps for you as you attempt to navigate your way through the mazes of life. However, you must be flexible to changes. Plans provide you with a visual starting point to build bridges to give you a much clearer path toward your goals. You must remain focused and determined in your efforts to work on your plan. Trust me, there will be many distractions the way you have to deal with but mustn’t let them distract you permanently. You must quickly get back on track knowing how important it is to accomplish your goals. Remember, very few positive things happen in your life without you making plans and sacrifices. The ability to make the necessary sacrifices equals success. The Act of Sacrifice consists of many characteristics, here are some definitions: Plans - A plan is typically any diagram or list of steps with details of timing and resources, used to achieve an objective to do something. Goals - the object of a person's ambition or effort; an aim or desired result. Going to music school has become their most important goal in his life. Commitment - obligates you to do something. Making a commitment involves dedicating yourself to something, like a person or a cause. Example: Getting married. Before you make a commitment, think carefully. Self-Discipline - is the ability to control yourself and to make yourself work hard or behave in a particular way without needing anyone else to tell you what to do. They had the self-discipline to reach their weight loss goals. Time Management - is the process of planning and exercising conscious control of time spent on specific activities, especially to increase effectiveness, efficiency, and productivity. It will require a lot of Time Management for them to go to school and work part-time. Flexibility - the ability to be easily modified; the willingness to change or compromise. They showed tremendous flexibility when asked to change schedules with another employee. Determination - is a positive emotional feeling that involves persevering toward a difficult goal in spite of obstacles. Determination occurs prior to goal attainment and serves to motivate behavior that will help achieve one's goal. She built a successful very business over the past four years through hard work and determination. Focus - a center of activity, attraction, or attention; a state or condition permitting clear perception or understanding. If you remain focused, you will not be distracted from achieving your goals. Accountability - refers to an obligation or willingness to accept responsibility for one's actions. ... When individuals are accountable, they understand and accept the consequences of their actions for the areas in which they assume responsibility. The vendor accepted accountability for the order being late. Perseverance - is not giving up. It is persistence and tenacity, the effort required to do something and keep doing it till the end, even if it's hard. The team showed a lot of perseverance throughout the season despite all the injuries. Your years of employment in the career field you have chosen can be very gratifying and rewarding. These years will pass quickly, your occupation will allow you to pursue your ‘American Dreams’, whatever that means to you. Basically, it means the ‘pursuit of happiness’ as stated in our ‘Constitution’. Things may go well for years or even decades, just make sure you are prepared financially with savings in the event of a company merger, lay-off, or time away from your job. No matter what you do or where you decide to work, work hard, and do the best job you possibly can. Hard work builds character and will supply you with the income you need to put a roof over your head, and feed and clothe you and your family. Acquiring the financial knowledge to plan, budget, and manage your income allows you to determine if you should pursue additional skills or education to increase your earning capability. It’s essential that you always ‘live within your means’. This will create the best work-life balance for you, is the best way to reduce your financial stress and have an opportunity to enjoy and live your very best life. This book will offer you strategies and solutions to help you prepare, budget, and reduce and manage your expenditures. As you become accustomed to building enough savings for at least six months to one year of your overhead monthly expenses. Especially, if work for yourself, as an independent contractor or in the event, you are laid off for several months. This would provide you with enough financial cushion, money, and time to seek new employment in the same field, retrain yourself for a new profession and or start your own business. How many of the listed above Act of Sacrifice characteristics do you have? How many of these characteristics are you currently incorporating into your lives? How many of these are you willing to implement into your lives? Do you want to increase the purchasing power of your income? Are you willing to sacrifice and prepare to eat more meals at home? Are you willing to make the necessary changes in your life to achieve your goal of maintaining a great credit score? Do you want to achieve your ‘American Dream’? Do want to start ‘Soaring Toward Financial Freedom’? If you answered yes to many of these questions, then you are ready to make sacrifices. You’ll find the information in this book quite informative, helpful, and beneficial in helping you make sacrifices. It offers you numerous financial strategies on how you might go about making changes in your finances. Allowing you to increase the probability of paying less interest on your large ticket purchases throughout your lifetime. Therefore, freeing up huge amounts of your money and putting that money back in your ‘pockets’. These budget and interest savings tips can amount to tens of thousands, if not hundreds of thousands of dollars put back into your pockets over your lifetime. This good money, credit, and financial plan will allow you to compound this new-found money into a small windfall of wealth and fortune. Just remember no one will ever fight for your financial success harder than you. It is your responsibility alone, a personal obligation to stay focused and never give up in your efforts to build bridges and clear paths to fulfill your dreams. You must learn and acquire the financial literacy knowledge life skill tools needed to best manage your money, credit, and finances. As long as you continue to fight for what’s right, you will always have ‘HOPE. ‘HOPE’, is that feeling that exists in all of us that we want to be successful. It’s like a little spark or that tiny amber you need to start a raging fire that will burn furiously. Never let the spark within you die, you must keep your spark glowing to achieve your best life. ‘HOPE’ is all you have therefore you must find ways to build on that ‘HOPE’ with knowledge, inspiration, motivation, courage, and confidence. These are the characteristics that will empower you to seek the necessary life skill tools to achieve your goals and dreams.