Excess Annexure PDF - Discovery Insure

Excess Annexure This annexure must be read in conjunction with your Discovery Insure Plan Schedule and your Discovery Insure Plan Guide. This annexure replaces all previous annexures received from us. The excess amount payable for the insured event will be the total of your basic, additional excess...

Excess Annexure This annexure must be read in conjunction with your Discovery Insure Plan Schedule and your Discovery Insure Plan Guide. This annexure replaces all previous annexures received from us. The excess amount payable for the insured event will be the total of your basic, additional excess chosen by you or applied by us. Where benefit limits are applicable, the settlement of the planholder’s claim is limited to the amounts stated in the Benefit Limit Annexure less their excess amount. Core Plan Essential Plan Classic Plan Purple Plan Section Excess description Excess Excess Excess Excess Motor Basic excess: Accidental damage, including R7,000 or your chosen amount, R6,000 or your chosen amount and R5,500 or your chosen amount and R5,500 or your chosen amount and write-off and emergency repairs minimum R5,500, any additional any voluntary amount as selected any voluntary amount as selected any voluntary amount as selected vehicle excesses and any voluntary amount and stated in the Plan Schedule and stated in the Plan Schedule and stated in the Plan Schedule selected and stated in the Plan Schedule Basic excess: Theft, attempted theft, R7,000 or your chosen amount, R6,000 or your chosen amount and R0 or your chosen amount and any R0 or your chosen amount and any hijacking, fire, lightning, explosion, storm, minimum R5,500, any additional any voluntary amount as selected voluntary amount as selected and voluntary amount as selected and water, hail, snow, flood, earthquake, excesses and any voluntary amount and stated in the Plan Schedule stated in the Plan Schedule stated in the Plan Schedule malicious damage or third party liability selected and stated in the Plan Schedule Basic excess: Windscreen and window R2,500 and any voluntary amount R1,000 or your chosen amount and R1,000 or your chosen amount and R1,000 or your chosen amount and glass replacement selected and stated in the Plan any voluntary amount as selected any voluntary amount as selected any voluntary amount as selected Schedule and stated in the Plan Schedule and stated in the Plan Schedule and stated in the Plan Schedule Windscreen repairs R0 R0 R0 R0 Basic excess: When the driver of the motor R7,000 or your chosen amount, R0 and any voluntary amount as R0 and any voluntary amount as R0 and any voluntary amount as vehicle is 55 years or older minimum R5,500, any additional selected and stated in the Plan selected and stated in the Plan selected and stated in the Plan excesses and any voluntary amount Schedule Schedule Schedule selected and stated in the Plan Schedule Basic excess: Warranty R3,000 or your chosen amount and R3,000 or your chosen amount and R3,000 or your chosen amount and R3,000 or your chosen amount and any voluntary amount as selected any voluntary amount as selected any voluntary amount as selected any voluntary amount as selected and stated in the Plan Schedule and stated in the Plan Schedule and stated in the Plan Schedule and stated in the Plan Schedule Basic excess: Scratch and Dent R500 R500 R500 R500 Loss of or damage to keys, locks and R750 R750 R750 R750 remote control units (not applicable following theft or hijacking) Loss of or damage to keys, locks and R750 R0 R0 R0 remote control units (not applicable following theft or hijacking) – when the primary driver is 55 years or older Theft of specified extra sound equipment R750 R750 R750 R750 Theft of specified extra sound equipment R750 R0 R0 R0 – when driver of the motor vehicle is 55 years or older Incorrect class of use as shown in the Plan 20% of the claim, in addition to any 20% of the claim, in addition to any 20% of the claim, in addition to any 20% of the claim, in addition to any Schedule other applicable excess other applicable excess other applicable excess other applicable excess