Credit Analyst - FIG PDF

At ANZ our purpose is to shape a world where people and communities thrive. We're making this happen by improving our customers' financial wellbeing so they can achieve incredible things -- be it buying their home, building a business or saving for things big or small. The team will perform research...

At ANZ our purpose is to shape a world where people and communities thrive. We're making this happen by improving our customers' financial wellbeing so they can achieve incredible things -- be it buying their home, building a business or saving for things big or small. The team will perform research & analysis and credit management activities for FIG clients (Bank & NBFIs) which includes; Annual and interim credit memoranda preparation Tracking the rating changes, publication of new financials and any other industry developments/news that will impact the portfolio. Quality and oversight of static data in different systems Respond to requests from stakeholders in a timely and professional manner. All other credit management activities as identified by R&A team from time to time Key responsibilities: Responsible for write-up of credit proposals for bank/non-bank financial institution clients by working closely with Frontline and Risk. Comprehensive credit memo/diary note coverage covering all key analytical areas -- risk rating, financials, recent news, economic, political/regulatory environment and views from rating agencies/other research institutions. Personally develop and maintain strong working relationships with Business (RM\'s and R&A Associates) and Risk Executives to ensure all key risks are properly recognized and thoughtfully mitigated in credit proposals. Adherence to internal group policies, procedures and processes. Incumbent must lead by example and demonstrate the highest risk and compliance standards and attitudes. Play an active and constructive role in identifying opportunities to improve the efficiency and quality of credit process. Instilling a customer centric approach to process Data quality assurance in various systems for the portfolio covered. CAMELS is an international rating system used by regulatory banking authorities to rate financial institutions Essential Experience: Academic understanding of Credit principles and policies Qualified Chartered Accountant or MBA Finance from a premier institution or other relevant avenues such as Masters in Economics, etc Excellent communication and ability to build effective relationships stakeholders 4-8 years' relevant work experience in the field of FI credit analysis and research field