BOB Current Account Booklet 2024 PDF

Scan to know more  INDEX Sr.No. Particulars 1 bob Lite Current Account 2 bob Women Power Current Account 3 bob Smart Current Account 4 bob Gold Current Account 5 bob Platinum Current Account 6 bob Rhodium Current Account 7 bob Diamond Cur...

Scan to know more  INDEX Sr.No. Particulars 1 bob Lite Current Account 2 bob Women Power Current Account 3 bob Smart Current Account 4 bob Gold Current Account 5 bob Platinum Current Account 6 bob Rhodium Current Account 7 bob Diamond Current Account 8 bob Advantage Current Account 9 bob Premium Current Account 10 bob Supreme Current Account 11 bob Start-Up Current Account 12 bob Scale-Up Current Account 13 bob Govt Bodies Current Account 14 bob CA for LIC Others 15 bob CA for other Banks 16 bob Family CA Segment 17 bob RERA Current Account Schemes  Pay as you go, Get ready to grow! bob Lite Current Account bob Lite Current Account Sr. Parameters Sr. Parameters Scheme Code - CA140 Scheme Code - CA140 1 Monthly Average Balance NIL 24 Sol Transfer Allowed (MAB) (Subject to compliance of Terms and 2 Eligible Customers All customers eligible to open Current Conditions for Sol Transfer of Current Account as per Bank's Extant Guidelines. Accounts) 3 Eligible Branches All Branches 25 Scheme Transfer Allowed from CA124 only (Subject to compliance of Terms and 4 Sweep Facility Not Allowed Conditions for Scheme guidelines of Current 5 Free Anywhere Cash Deposit 1,000 notes per day Account Scheme) Limit (CDM, Recyclers, 26 All other Terms and As per Bank's extant guidelines & applicable Currency Chest, Base & Conditions and Service Service Charges as per Schedule of Service Non-Base and Outstation Charges Charges. Branches.) 6 Cash Deposit Charges (over `10/- per packet or a part thereof. (Min. the limit as above) `10/- , and Maximum `10,000/- (per day per txn) 7 Free Cash Withdrawal 5 transaction per month at Base Branch, Local Non- Base and Outstation Branch (excluding ATM withdrawals) 8 Total limit on Immediate ₹ `20,000/- Credit of Outstation Cheque (at any point of time) 9 Charges for Non- Nil Maintenance of MAB 10 Free Cheque Leaves Free first 50 Cheque Leaves 11 SMS Alerts / Email Alerts Allowed 12 Standing Instruction (within Free Bank) 13 Debit Card (Subject to VISA Vyapaar DI Debit Card eligibility) 14 NEFT / RTGS / IMPS / UPI As per Schedule of Charges (including BULK) - ONLINE 15 NEFT / RTGS / IMPS / UPI As per Schedule of Charges (including BULK) - Branch Mode 16 bobWorld Internet / Allowed, bobWorld Mobile Subject to Bank's extant guidelines. 17 No. of Free QR Code Free generation* 18 No of Free Soundbox QR 1 19 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, additional Soundbox QR subject to a minimum transaction by each Soundbox Machine of `1,00,000/- per month over and above the complementary Soundboxes. 20 Monthly Charges for POS / 100% waiver of monthly Rental Charges, MPOS subject to a minimum transaction by each POS Machine of `2,00,000/- per month over and above the complementary POS machines. 21 Collateral Free Overdraft Up to ₹` 25, 00,000/- (Subject to Eligibility, Limit Calculation, ROI and Terms & Conditions set out by Bank) 22 Corporate Credit Card Free (Subject to Eligibility criteria of captioned Credit Card of Bank’s subsidiary BOBFSL) 23 BCMS, IPG, POS, QR, Available Soundbox, BHIM facilities as per respective products guidelines* *Terms & Conditions apply.  Women entrepreneurs… it’s time to show your power! bob Women Power Current Account bob Women Power Current Account Sr. Parameters Sr. Parameters Scheme Code - CA141 Scheme Code - CA141 1 MAB ₹ `10,000/- 32 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, 2 Eligible Customers For Women Entrepreneurs only as detailed in additional Soundbox QR subject to a minimum transaction by each the table below. Soundbox Machine of `1,00,000/- per month over and above the complementary 3 Eligible Branches All Branches Soundboxes. 4 Sweep Facility Allowed on specific request 33 No. of Free M-POS* / POS* 1 5 Minimum Threshold `2,00,000/- 34 Monthly Charges for POS / 100% waiver of monthly Rental Charges, 6 In Multiple of `50,000/- MPOS subject to a minimum transaction by each POS 7 First Sweep will happen `2,50,000/- Machine of `2,00,000/- per month over and above the complementary POS machines. 8 Default Sweep Period 15D 35 Collateral Free Overdraft Up to ₹` 25,00,000/- 9 Reverse Sweep in multiple of ₹` 50,000/- (Subject to Eligibility, Limit Calculation, ROI 10 Sweep Happens Every Monday and Terms & Conditions set out by Bank) 11 Free Anywhere Cash Deposit Up to `1,00,000/- per day subject to 10 36 Concession in Interest Rates 0.25% - Two wheeler Limit (CDM, Recyclers, times of MAB (Maximum 1,000 notes of Retail Loans 0.15% - Education loan Currency Chest, Base & per day) 0.10% - Auto, Home Mortgage loan Non-Base and Outstation 37 Discount in Locker Charges* 50% Branches.) 38 Discount in Processing 100% 12 Cash Deposit Charges (over `10/- per packet or a part thereof. charges for Retail Loans the limit as above) (Min. `10/- and Maximum `10,000/- (Home, Auto, Education, (per day per txn) Mortgage and Personal 13 Free Cash Withdrawal 5 Loans) transaction per month at Base Branch, Local Non- Note: Base and Outstation Branch *Discount to be offered to account opened between 08.03.2024 to 30.06.2024 and Loans (excluding ATM withdrawals) sanctioned up to 31.12.2024. 14 Total limit on Immediate `50,000/- *Discount in Retail Loan Processing Charges & Demat AMC is available to Proprietors, Credit of Outstation Cheque Partners, Promoters, Directors and up to 2 authorized signatories of the Current Account (at any point of time) as per Constitution of Account. Subject to recovery of minimum charges per property to 15 Outward Cheque Return 2 be mortgaged as out of pocket expenses (for legal, valuation etc) As per Service Charges Charges (No. of Cheques p.a.) Schedule. 16 Charges for Non- `250/- Maintenance of MAB (per Eligibility for Women Power Current Account month (Excluding GST) Type of Accounts Eligibility 17 Free Cheque Leaves Free first 50 Cheque Leaves Individual Account holder should be woman 18 SMS Alerts / Email Alerts Free Proprietorship Sole proprietor should be woman 19 Standing Instruction (within Free Partnership At least -1- partner should be woman Bank) Company At least -1- Director should be woman 20 Collection Charges of Only postage payable Outstation Cheques 21 Debit Card* *subject to VISA Vyapaar DI Debit Card eligibility 22 Debit Card Issuance Charges 1st Year Free 23 NEFT / RTGS / IMPS / UPI Online only Free (including BULK) - ONLINE 24 NEFT / RTGS / IMPS / UPI As per Service Charges Schedule (including BULK) - Branch Mode 25 bobWorld Internet / Allowed bobWorld Mobile (As per Bank’s extant guidelines.) 26 Monthly Statement Free online only 27 Folio Charges Free 28 Balance Certificate Free 29 Signature Verification Free 30 No. of Free QR Code Free generation* 31 No of Free Soundbox QR 2 *Terms & Conditions apply.  Going Digital? Get smart for the right start! bob Smart Current Account bob Smart Current Account Sr. Parameters Sr. Parameters Scheme Code - CA142 Scheme Code - CA142 1 Monthly Average Balance `25,000/- 31 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, 2 Eligible Customers All customers eligible to open Current additional Soundbox QR subject to a minimum transaction by each Account as per Bank's Extant Guidelines, Soundbox Machine of `1,00,000/- per however Business having majority of Digital month over and above the complementary Transaction requirements Soundboxes. 3 Eligible Branches All Branches 32 No. of Free M-POS* / POS* 1 4 Sweep Facility Allowed on specific request 33 Monthly Charges for POS / 100% waiver of monthly Rental Charges, MPOS subject to a minimum transaction by each POS 5 Minimum Threshold `2,00,000/- Machine of `2,00,000/- per month over and 6 In Multiple of `50,000/- above the complementary POS machines. 7 First Sweep will happen `₹2,50,000/- 34 Collateral Free Overdraft Up to ₹` 25,00,000/- 8 Default Sweep Period 15D (Subject to Eligibility, Limit Calculation, ROI and Terms & Conditions set out by Bank) 9 Reverse Sweep in multiple of `50,000/- 35 Discount of Auto Loan 10% 10 Sweep Happens Every Monday Processing Charges* 11 Free Anywhere Cash Deposit Up to `2,50,000/- per day subject to 10 36 Discount of Retail Loan 10% Limit (CDM, Recyclers, times of MAB (Maximum 1,000 notes (Home, Education, Mortgage Currency Chest, Base & per day) Loans) Processing Charges* Non-Base and Outstation Branches.) 37 Corporate Credit Card Free (Subject to Eligibility criteria of captioned 12 Cash Deposit Charges (over `10/- per packet or a part thereof. Credit Card of Bank’s subsidiary BOBFSL) the limit as above) (Min. `10/- and Maximum 10,000/- (per day per txn) 38 Percentage of Discount on 10% DEMAT AMC* 13 Free Cash Withdrawal 5 transaction per month at 39 BCMS, IPG, POS, QR, Available on Priority Basis. Base Branch, Local Non- Soundbox, BHIM facilities Base and Outstation Branch as per respective products (excluding ATM withdrawals) guidelines* 14 Total limit on Immediate `50,000/- 40 Sol Transfer Allowed Credit of Outstation Cheque (Subject to compliance of Terms and (at any point of time) Conditions for Sol Transfer of Current Accounts) 15 Outward Cheque Return 2 Charges (No. of Cheques p.a.) 41 Scheme Transfer Allowed (Subject to compliance of Terms and 16 Charges for Non- `250/- Conditions for Scheme guidelines of Current Maintenance of MAB (per Account Scheme) month (Excluding GST)) 42 All other Terms and As per Bank's extant guidelines & applicable 17 Free Cheque Leaves Free first 50 Cheque Leaves Conditions and Service Service Charges as per Schedule of Service 18 SMS Alerts / Email Alerts Free Charges Charges. 19 Standing Instruction (within Free Note: Bank) *Discount in Retail Loan Processing Charges & Demat AMC is available to Proprietors, 20 Debit Card* *subject to VISA Vyapaar DI Debit Card Partners, Promoters, Directors and up to 2 authorized signatories of the Current Account eligibility as per Constitution of Account. Subject to recovery of minimum charges per property to 21 Debit Card Issuance Charges 1st Year Free be mortgaged as out of pocket expenses (for legal, valuation etc) As per Service Charges 22 NEFT / RTGS / IMPS / UPI Online only Free Schedule. (including BULK) - ONLINE 23 NEFT / RTGS / IMPS / UPI As per Service Charges Schedule (including BULK) - Branch Mode 24 bobWorld Internet / Allowed bobWorld Mobile (As per Bank’s extant guidelines.) 25 Monthly Statement Free online only 26 Folio Charges Free 27 Balance Certificate Free 28 Signature Verification Free 29 No. of Free QR Code Free generation* 30 No of Free Soundbox QR 2 *Terms & Conditions apply.  Be a winner. Go for Gold! bob Gold Current Account bob Gold Current Account Sr. Parameters Sr. Parameters Scheme Code - CA143 Scheme Code - CA143 1 Monthly Average Balance ₹` 5,00,000/- 31 Signature Verification Free 2 Eligible Customer All All customers eligible to open Current 32 No. of Free QR Code Free Account as per Bank's Extant Guidelines generation* preferably Medium Sized Businessmen, Top 33 No of Free Soundbox QR 10 Professionals, Medium Sized Traders, etc. 34 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, 3 Eligible Branches All Branches additional Soundbox QR subject to a minimum transaction by each 4 Sweep Facility Allowed on specific request Soundbox Machine of `1,00,000/- per 5 Minimum Threshold `10,00,000/- month over and above the complementary Soundboxes. 6 In Multiple of `₹1,00,000/- 35 No. of Free M-POS* / POS* 2 7 First Sweep will happen `₹11,00,000/- 36 Monthly Charges for POS / 100% waiver of monthly Rental Charges, 8 Default Sweep Period 15D MPOS subject to a minimum transaction by each POS 9 Reverse Sweep in multiple of `₹1,00,000/- Machine of `2,00,000/- per month over and 10 Sweep Happens Every Monday above the complementary POS machines. 11 Free Anywhere Cash Deposit Up to ₹` 50,00,000/- per day subject to 10 37 Collateral Free Overdraft Up to ₹` 25,00,000/- Limit (CDM, Recyclers, times of MAB (Maximum 10,000 notes (Subject to Eligibility, Limit Calculation, ROI Currency Chest, Base & per day) and Terms & Conditions set out by Bank) Non-Base and Outstation 38 Discount of Auto Loan 50% Branches.) Processing Charges* 12 Cash Deposit Charges (over `10/- per packet or a part thereof. 39 Discount of Retail Loan 25% the limit as above) (Min. `10/- , and Maximum `10,000/- (Home, Education, Mortgage (per day per txn) Loans) Processing Charges* 13 Free Cash Withdrawal 10 40 Corporate Credit Card Free transaction per month at (Subject to Eligibility criteria of captioned Base Branch, Local Non- Credit Card of Bank’s subsidiary BOBFSL) Base and Outstation Branch 41 Percentage of Discount on 25% (excluding ATM withdrawals) DEMAT AMC* 14 Intersol Transactions Charges Free 42 BCMS i. Collection through virtual accounts (cash 15 Total limit on Immediate ₹` 1,50,000/- deposit) - 10% waiver on Card Rates Credit of Outstation Cheque ii. Collection through Virtual Accounts (VA) (at any point of time) for RTGS/NEFT/IMPS - Free 16 Outward Cheque Return 10 iii. Payment through NEFT /RTGS/IMPS - Free Charges (No. of Cheques p.a.) iv. Integration Charges for (API and H2H) with bank's existing set up - Free 17 Charges for Non- `1,000/- Maintenance of MAB (per 43 BCMS, IPG, POS, QR, Available on Priority Basis. month (Excluding GST)) Soundbox, BHIM facilities as per respective products 18 Free Cheque Leaves (p.a.) Unlimited guidelines* 19 SMS Alerts / Email Alerts Free 44 Sol Transfer Allowed 20 Standing Instruction (within Free (Subject to compliance of Terms and Bank) Conditions for Sol Transfer of Current 21 Collection Charges of Only postage payable Accounts) Outstation Cheques 45 Scheme Transfer Allowed 22 Debit Card* *subject to VISA Vyapaar DI Debit Card (Subject to compliance of Terms and eligibility Conditions for Scheme guidelines of Current Account Scheme) 23 Debit Card Issuance Charges Free 46 All other Terms and As per Bank's extant guidelines & applicable 24 Debit Card Renewal Charges Free Conditions and Service Service Charges as per Schedule of Service 25 NEFT / RTGS / IMPS / UPI Free Charges Charges. (including BULK) - ONLINE 26 NEFT / RTGS / IMPS / UPI Free Note: (including BULK) - Branch *Discount in Retail Loan Processing Charges & Demat AMC is available to Proprietors, Mode Partners, Promoters, Directors and up to 2 authorized signatories of the Current Account 27 bobWorld Internet / Allowed as per Constitution of Account. Subject to recovery of minimum charges per property to bobWorld Mobile (As per Bank’s extant guidelines.) be mortgaged as out of pocket expenses (for legal, valuation etc) As per Service Charges Schedule. 28 Monthly Statement Free 29 Folio Charges Free 30 Balance Certificate Free *Terms & Conditions apply.  Dream Big. Do Bigger Upgrade to Platinum. bob Platinum Current Account bob Platinum Current Account Sr. Parameters Sr. Parameters Scheme Code - CA144 Scheme Code - CA144 1 Monthly Average Balance ₹` 10,00,000/- 30 Balance Certificate Free 2 Eligible All All customers eligible to open Current 31 Signature Verification Free Account as per Bank’s Extant Guidelines 32 No. of Free QR Code Free preferably Large Sized Businessmen, Top generation* Professionals, Large Sized Traders, etc. 33 No of Free Soundbox QR 20 3 Eligible Branches All Branches 34 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, 4 Sweep Facility Allowed on specific request additional Soundbox QR subject to a minimum transaction by each 5 Minimum Threshold `20,00,000/- Soundbox Machine of `1,00,000/- per 6 In Multiple of `1,00,000/- month over and above the complementary Soundboxes. 7 First Sweep will happen `21,00,000/- 35 No. of Free M-POS* / POS* 4 8 Default Sweep Period 15D 36 Monthly Charges for POS / 100% waiver of monthly Rental Charges, 9 Reverse Sweep in multiple of `1,00,000/- MPOS subject to a minimum transaction by each POS 10 Sweep Happens Every Monday Machine of `2,00,000/- per month over and 11 Free Anywhere Cash Deposit Up to `1,00,00,000/- per day subject to 10 above the complementary POS machines. Limit (CDM, Recyclers, times of MAB (Maximum 20,000 notes 37 Collateral Free Overdraft Up to ₹` 25, 00,000/- Currency Chest, Base & per day) (Subject to Eligibility, Limit Calculation, ROI Non-Base and Outstation and Terms & Conditions set out by Bank) Branches.) 38 Discount of Auto Loan 50% 12 Cash Deposit Charges (over `10/- per packet or a part thereof. Processing Charges* the limit as above) (Min. `10/- , and Maximum `10,000/- 39 Discount of Retail Loan 50% (per day per txn) (Home, Education, Mortgage 13 Free Cash Withdrawal 20 Loans) Processing Charges* transaction per month at 40 Corporate Credit Card Free Base Branch, Local Non- (Subject to Eligibility criteria of captioned Base and Outstation Branch Credit Card of Bank’s subsidiary BOBFSL) (excluding ATM withdrawals) 41 Percentage of Discount on 50% 14 Intersol Transactions Charges ₹Free DEMAT AMC* 15 Total limit on Immediate `1,50,000/- 42 BCMS i. Collection through virtual accounts (cash Credit of Outstation Cheque deposit) - 10% waiver on Card Rates (at any point of time) ii. Collection through Virtual Accounts (VA) 16 Outward Cheque Return 20 for RTGS/NEFT/IMPS - Free Charges (No. of Cheques p.a.) iii. Payment through NEFT /RTGS/IMPS - Free 17 Charges for Non- i. MAB > 50% - `1,500/- iv. Integration Charges for (API and H2H) with Maintenance of MAB (per ii. MAB < 50% - `2,500/- bank’s existing set up - Free month for new Schemes 43 BCMS, IPG, POS, QR, Available on Priority Basis. (Excluding GST) Soundbox, BHIM facilities 18 Free Cheque Leaves (p.a.) Unlimited as per respective products guidelines 19 SMS Alerts / Email Alerts Free 44 Sol Transfer Allowed 20 Standing Instruction (within Free (Subject to compliance of Terms and Bank) Conditions for Sol Transfer of Current 21 Collection Charges of Only postage payable Accounts) Outstation Cheques 45 Scheme Transfer Allowed 22 Debit Card* *subject to VISA Vyapaar DI Debit Card (Subject to compliance of Terms and eligibility Conditions for Scheme guidelines of Current 23 Debit Card Issuance Charges Free Account Scheme) 24 Debit Card Renewal Charges Free 46 All other Terms and As per Bank's extant guidelines & applicable Conditions and Service Service Charges as per Schedule of Service 25 NEFT / RTGS / IMPS / UPI Free Charges Charges. (including BULK) - ONLINE 26 NEFT / RTGS / IMPS / UPI Free Note: (including BULK) - Branch *Discount in Retail Loan Processing Charges & Demat AMC is available to Proprietors, Mode Partners, Promoters, Directors and up to 2 authorized signatories of the Current Account 27 bobWorld Internet / Allowed as per Constitution of Account. Subject to recovery of minimum charges per property to bobWorld Mobile (As per be mortgaged as out of pocket expenses (for legal, valuation etc) As per Service Charges Bank’s extent guidelines.) Schedule. 28 Monthly Statement Free 29 Folio Charges Free *Terms & Conditions apply.  Next level benefits for your Business. Unlock the R  hodium advantage. bob Rhodium Current Account bob Rhodium Current Account Sr. Parameters Sr. Parameters Scheme Code - CA145 Scheme Code - CA145 1 Monthly Average Balance ₹` 25,00,000/- 30 Balance Certificate Free 2 Eligible All customers eligible to open Current Account as per Bank’s Extant Guidelines 31 Signature Verification Free preferably Large Sized Businessmen, Top 32 No. of Free QR Code Free Professionals, Large Sized Traders, etc. generation* 3 Eligible Branches All Branches 33 No of Free Soundbox QR 30 4 Sweep Facility Allowed on specific request 34 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, 5 Minimum Threshold `₹50,00,000/- additional Soundbox QR subject to a minimum transaction by each 6 In Multiple of `1,00,000/- Soundbox Machine of `1,00,000/- per month over and above the complementary 7 First Sweep will happen `₹51,00,000/- Soundboxes. 8 Default Sweep Period 15D 35 No. of Free M-POS* / POS* 8 9 Reverse Sweep in multiple of `1,00,000/- 36 Monthly Charges for POS / 100% waiver of monthly Rental Charges, 10 Sweep Happens Every Monday MPOS subject to a minimum transaction by each POS 11 Free Anywhere Cash Deposit Up to `2,50,00,000/- per day subject to 10 Machine of `2,00,000/- per month over and Limit (CDM, Recyclers, times of MAB (Maximum 50,000 notes above the complementary POS machines. Currency Chest, Base & per day) 37 Collateral Free Overdraft Up to ₹` 25, 00,000/- Non-Base and Outstation (Subject to Eligibility, Limit Calculation, ROI Branches.) and Terms & Conditions set out by Bank) 12 Cash Deposit Charges (over `10/- per packet or a part thereof. 38 Discount of Auto Loan 75% the limit as above) (Min. `10/- , and Maximum `10,000/- Processing Charges* (per day per txn) 39 Discount of Retail Loan 75% 13 Free Cash Withdrawal 50 (Home, Education, Mortgage transaction per month at Loans) Processing Charges* Base Branch, Local Non- 40 Corporate Credit Card Free Base and Outstation Branch (Subject to Eligibility criteria of captioned (excluding ATM withdrawals) Credit Card of Bank’s subsidiary BOBFSL) 14 Intersol Transactions Charges ₹Free 41 Percentage of Discount on 100% 15 Total limit on Immediate `1,50,000/- DEMAT AMC* Credit of Outstation Cheque 42 BCMS i. Collection through virtual accounts (cash (at any point of time) deposit) - 10% waiver on Card Rates 16 Outward Cheque Return 40 ii. Collection through Virtual Accounts (VA) Charges (No. of Cheques p.a.) for RTGS/NEFT/IMPS - Free 17 Charges for Non- i. MAB > 50% - `3,500/- iii. Payment through NEFT /RTGS/IMPS - Free Maintenance of MAB (per ii. MAB < 50% - ₹` 5,000/- iv. Integration Charges for (API and H2H) with month for new Schemes bank’s existing set up - Free (Excluding GST) 43 BCMS, IPG, POS, QR, Available on Priority Basis. 18 Free Cheque Leaves (p.a.) Unlimited Soundbox, BHIM facilities as per respective products 19 SMS Alerts / Email Alerts Free guidelines 20 Standing Instruction (within Free 44 Sol Transfer Allowed Bank) (Subject to compliance of Terms and 21 Collection Charges of Only postage payable Conditions for Sol Transfer of Current Outstation Cheques Accounts) 22 Debit Card* *subject to VISA Vyapaar DI Debit Card 45 Scheme Transfer Allowed eligibility (Subject to compliance of Terms and 23 Debit Card Issuance Charges Free Conditions for Scheme guidelines of Current Account Scheme) 24 Debit Card Renewal Charges Free 46 All other Terms and As per Bank's extant guidelines & applicable 25 NEFT / RTGS / IMPS / UPI Free Conditions and Service Service Charges as per Schedule of Service (including BULK) - ONLINE Charges Charges. 26 NEFT / RTGS / IMPS / UPI Free (including BULK) - Branch Note: Mode *Discount in Retail Loan Processing Charges & Demat AMC is available to Proprietors, 27 bobWorld Internet / Allowed Partners, Promoters, Directors and up to 2 authorized signatories of the Current Account bobWorld Mobile (As per as per Constitution of Account. Subject to recovery of minimum charges per property to Bank’s extent guidelines.) be mortgaged as out of pocket expenses (for legal, valuation etc) As per Service Charges 28 Monthly Statement Free Schedule. 29 Folio Charges Free *Terms & Conditions apply.  Everything you need and more… Enter the Diamond League. bob Diamond Current Account bob Diamond Current Account Sr. Parameters Sr. Parameters Scheme Code - CA146 Scheme Code - CA146 1 Monthly Average Balance ₹` 50,00,000/- 30 Balance Certificate Free 2 Eligible All customers eligible to open Current 31 Signature Verification Free Account as per Bank’s Extant Guidelines 32 No. of Free QR Code Free prefrebaly Large Sized Businessmen, Top generation* Professionals, Large Sized Traders, etc. 33 No of Free Soundbox QR 50 3 Eligible Branches All Branches 34 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, 4 Sweep Facility Allowed on specific request additional Soundbox QR subject to a minimum transaction by each 5 Minimum Threshold `₹1,00,00,000/- Soundbox Machine of `1,00,000/- per 6 In Multiple of `1,00,000/- month over and above the complementary Soundboxes 7 First Sweep will happen `1,01,00,000/- 35 No. of Free M-POS* / POS* 10 8 Default Sweep Period 15D 36 Monthly Charges for POS / 100% waiver of monthly Rental Charges, 9 Reverse Sweep in multiple of `1,00,000/- MPOS subject to a minimum transaction by each POS 10 Sweep Happens Every Monday Machine of `2,00,000/- per month over and 11 Free Anywhere Cash Deposit Up to ₹` 5,00,00,000/- per day subject to 10 above the complementary POS machines. Limit (CDM, Recyclers, times of MAB (Maximum 1,00,000 notes 37 Collateral Free Overdraft Up to ₹` 25,00,000/- Currency Chest, Base & per day) (Subject to Eligibility, Limit Calculation, ROI Non-Base and Outstation and Terms & Conditions set out by Bank) Branches.) 38 Discount of Auto Loan 100% 12 Cash Deposit Charges (over `10/- per packet or a part thereof. Processing Charges* the limit as above) (Min. `10/- , and Maximum `10,000/- 39 Discount of Retail Loan 100% (per day per txn) (Home, Education, Mortgage 13 Free Cash Withdrawal 100 Loans) Processing Charges* transaction per month at 40 Corporate Credit Card Free Base Branch, Local Non (Subject to Eligibility criteria of captioned Base and Outstation Branch Credit Card of Bank’s subsidiary BOBFSL) (excluding ATM withdrawals) 41 Percentage of Discount on 100% 14 Intersol Transactions Charges Free DEMAT AMC* 15 Total limit on Immediate `1,50,000/- 42 BCMS i. Collection through virtual accounts (cash Credit of Outstation Cheque deposit) - 10% waiver on Card Rates (at any point of time) ii. Collection through Virtual Accounts (VA) 16 Outward Cheque Return Unlimited for RTGS/NEFT/IMPS - Free Charges (No. of Cheques p.a.) iii. Payment through NEFT /RTGS/IMPS - Free 17 Charges for Non- i. MAB > 50% - `6,000/- iv. Integration Charges for (API and H2H) with Maintenance of MAB (per ii. MAB < 50% - `10,000/- bank's existing set up - Free month for new Schemes 43 BCMS, IPG, POS, QR, Available on Priority Basis. (Excluding GST) Soundbox, BHIM facilities 18 Free Cheque Leaves (p.a.) Unlimited as per respective products guidelines 19 SMS Alerts / Email Alerts Free 44 Sol Transfer Allowed 20 Standing Instruction (within Free (Subject to compliance of Terms and Bank) Conditions for Sol Transfer of Current 21 Collection Charges of Only postage payable Accounts) Outstation Cheques 45 Scheme Transfer Allowed 22 Debit Card* *subject to VISA Vyapaar DI Debit Card (Subject to compliance of Terms and eligibility Conditions for Scheme guidelines of Current 23 Debit Card Issuance Charges Free Account Scheme) 24 Debit Card Renewal Charges Free 46 All other Terms and As per Bank's extant guidelines & applicable Conditions and Service Service Charges as per Schedule of Service 25 NEFT / RTGS / IMPS / UPI Free Charges Charges. (including BULK) - ONLINE 26 NEFT / RTGS / IMPS / UPI Free Note: (including BULK) - Branch *Discount in Retail Loan Processing Charges & Demat AMC is available to Proprietors, Mode Partners, Promoters, Directors and up to 2 authorized signatories of the Current Account 27 bobWorld Internet / Allowed as per Constitution of Account. Subject to recovery of minimum charges per property to bobWorld Mobile As per be mortgaged as out of pocket expenses (for legal, valuation etc) As per Service Charges Bank’s extent guidelines.) Schedule. 28 Monthly Statement Free 29 Folio Charges Free *Terms & Conditions apply.  Rural, Urban or Metro… Get the advantage to get ahead bob Advantage Current Account bob Advantage Current Account Sr. Parameters Sr. Parameters Scheme Code - CA101 Scheme Code - CA101 1 Quarterly Average Balance RURAL - ₹` 2,000, 26 Percentage of Discount on 1st Year Free (QAB) SEMI URBAN- `5,000, DEMAT AMC* URBAN/METRO - `10,000 27 Corporate Credit Card Free 2 Eligible Customers All customers eligible to open Current (Subject to Eligibility criteria of captioned Account as per Bank's Extant Guidelines. Credit Card of Bank’s subsidiary BOBFSL) 3 Eligible Branches All Branches 28 BCMS, IPG, POS, QR, Available 4 Sweep Facility Not Allowed Soundbox, BHIM facilities as per respective products 5 Free Anywhere Cash Deposit 1,000 notes per day guidelines* Limit (CDM, Recyclers, Currency Chest, Base & 29 Sol Transfer Allowed Non-Base and Outstation (Subject to compliance of Terms and Branches.) Conditions for Sol Transfer of Current Accounts) 6 Cash Deposit Charges (over `10/- per packet or a part thereof. (Min. `10/- the limit as above) and Maximum `10,000/- per day per txn) 30 Scheme Transfer Allowed (Subject to compliance of Terms and 7 Free Cash Withdrawal 5 Conditions for Scheme guidelines of Current transaction per month at Account Scheme) Base Branch, Local Non- Base and Outstation Branch 31 All other Terms and As per Bank's extant guidelines & applicable (excluding ATM withdrawals) Conditions and Service Service Charges as per Schedule of Service Charges Charges. 8 Total limit on Immediate `20,000/- Credit of Outstation Cheque (at any point of time) 9 Charges for Non- i. Metro: `800/- Maintenance of QAB ii. Urban: `600/- (Excluding GST) iii. Rural/Semi Urban: `400/- 10 Free Cheque Leaves Free first 50 Cheque Leaves 11 SMS Alerts / Email Alerts Allowed as per service charges schedule 12 Standing Instruction (within Free Bank) 13 Debit Card* *subject to VISA Vyapaar DI Debit Card eligibility 14 Debit Card Issuance Charges 1st Year Free 15 Debit Card Renewal Charges As per Schedule of Charges 16 NEFT / RTGS / IMPS / UPI As per Schedule of Charges (including BULK) - ONLINE 17 NEFT / RTGS / IMPS / UPI As per Schedule of Charges (including BULK) - Branch Mode 18 bobWorld Internet / Allowed, bobWorld Mobile Subject to Bank's extant guidelines. 19 Monthly Statement Free 20 No. of Free QR Code Free generation* 21 No of Free Soundbox QR 1 22 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, additional Soundbox QR subject to a minimum transaction by each Soundbox Machine of `1,00,000/- per month over and above the complementary Soundboxes 23 No. of Free M-POS* / POS* As per Schedule of Charges 24 Monthly Charges for POS / 100% waiver of monthly Rental Charges, MPOS subject to a minimum transaction by each POS Machine of `2,00,000/- per month over and above the complementary POS machines. 25 Collateral Free Overdraft Up to ₹` 25,00,000/- (Subject to Eligibility, Limit Calculation, ROI and Terms & Conditions set out by Bank) *Terms & Conditions apply.  Ready to grow ? Take the premium way ahead bob Premium Current Account bob Premium Current Account Sr. Parameters Sr. Parameters Scheme Code - CA108 Scheme Code - CA108 1 Quarterly Average Balance `75,000/- 33 Monthly Charges Waiver of 100% waiver of monthly Rental Charges, (QAB) additional Soundbox QR subject to a minimum transaction by each 2 Eligible Customers All customers eligible to open Current Soundbox Machine of `1,00,000/- per Account as per Bank's Extant Guidelines. month over and above the complementary Soundboxes 3 Eligible Branches All Branches 34 No. of Free M-POS* / POS* 1 4 Sweep Facility Allowed on specific request 35 Monthly Charges for POS / 100% waiver of monthly Rental Charges, 5 Minimum Threshold `5,00,000/- MPOS subject to a minimum transaction by each POS 6 In Multiple of `25,000/- Machine of `2,00,000/- per month over and 7 First Sweep will happen `5,25,000/- above the complementary POS machines. 8 Period of Sweep 15D – 45D 36 Collateral Free Overdraft Up to ₹` 25,00,000/- (Subject to Eligibility, Limit Calculation, ROI 9 Default Sweep Period 15D and Terms & Conditions set out by Bank) 10 Reverse Sweep in multiple of `25,000/- 37 Discount of Auto Loan 25% 11 Sweep Happens Every Monday Processing Charges* 12 Free Anywhere Cash Deposit Up to ₹` 7,50,000/- per day subject to 10 38 Discount of Retail Loan 10% Limit (CDM, Recyclers, times of MAB (Maximum 1,500 notes (Home, Education, Mortgage Currency Chest, Base & per day) Loans) Processing Charges* Non-Base and Outstation 39 Corporate Credit Card Free Branches.) (Subject to Eligibility criteria of captioned 13 Cash Deposit Charges (over `10/- per packet or a part thereof. (Min. `10/- Credit Card of Bank’s subsidiary BOBFSL) the limit as above) and Maximum `10,000/- per day per txn) 40 Percentage of Discount on 25% 14 Free Cash Withdrawal 5 DEMAT AMC* transaction per month at 41 BCMS, IPG, POS, QR, Available on Priority Basis. Base Branch, Local Non- Soundbox, BHIM facilities Base and Outstation Branch as per respective products (excluding ATM withdrawals) guidelines 15 Total limit on Immediate ₹` 50,000/- 42 Sol Transfer Allowed Credit of Outstation Cheque (Subject to compliance of Terms and (at any point of time) Conditions for Sol Transfer of Current 16 Outward Cheque Return 5 Accounts) Charges (No. of Cheques p.a.) 43 Scheme Transfer Allowed 17 Charges for Non- QAB >50% - `2,000/- (Subject to compliance of Terms and Maintenance of QAB QAB