B-Math Reviewer (Stonks) PDF

B-Math Reviewer (Stonks) Brokerage firm/corp - Middlemen, connects investors to stock market Bonds - Debt/Fixed Income Instrument Philippine Stock Exchange (PSE) - Governs the local s...

B-Math Reviewer (Stonks) Brokerage firm/corp - Middlemen, connects investors to stock market Bonds - Debt/Fixed Income Instrument Philippine Stock Exchange (PSE) - Governs the local stock market 3 Ways to invest in bonds: - Formed in the unity of the Manila 1. Bank Stock Exchange and the Makati Stock 2. Mobile app exchange 3. Brokerage companies ​ PSE Index - Benchmark/Top 30 Types of Bonds: Companies in the stock market 1. Government/Sovereign Bonds a. T-Bills: 10 yrs ​ Industrial d. Retail Treasury Bonds ​ Holding Firm ​ Property Embedded Options: 1. Convertible Bonds - Can convert 4 Participants in the Stock market into shares of stocks 1.​ PSE 2.​ Publicly Listed Corporations 2. Secured Bonds - Low risk, Low 3.​ Trading Participants/Stock return, secure because of collateral Brokers 4.​ Stockholders/Investors 3. Unsecured Bonds - High risk, High return Types of Stocks:​ 1. Common Stock - Ownership of 4. Callable Bonds - Can pay anytime corporation within the expiry period 2. Preferred Stock - Integrates stocks 5. Puttable Bonds - Can be asked to and bonds pay anytime Bonds - Debt Dividend - Company Earnings Stocks - Buy and Sell distributed to Stockholders Stocks/Equity - Unit of stocks is Types of Dividends SHARES 1. Cash Dividend - is cash 2. Stock Dividend - Shares of the - Non-payment of alimony/Child company support 3. Property Dividend - Shares of different or sister company 1.​ Business Loans 4. Liquidating Dividend - payment to a. Corporate Loan - Top Corporations shareholders during partial or full b. Commercial Loan - Commercial liquidation Businesses c. Small and Medium Enterprises Loans Loan - SMEs Consumer Credit - Loans offered to businesses, individuals or other retail 2.​ Consumer Loans customers a. Housing/Mortgage Loan - To finance property Business Loan - to make a business b. Auto/Car Loan - to finance a Consumer loan - to buy a house or vehicle somn c. Salary/Personal Loan - offered to Installment Loans employed individuals 1. Closed-end Credit - P and I repaid in specific equal payments d. Credit Card - Credit facility offered 2. Open-end Credit - no fixed amount to qualified individuals of payments - Has a credit limit for daily expenses 5 Cs of Credit In-House Financing - Completed 1. Character - Reputation internally within a business 2. Capacity - Ability - extensive paperwork not required 3. Capital - What is left - alternative for those unqualified 4. Collateral - Lender’s Security 5. Conditions - Commercial terms Bank Financing - Done through a Truth in Lending Act (R.A 3765) third-party institution - Requires all lending institutions to declare all necessary details - Usually has the best interest rates No person shall be imprisoned for ​ P debt unless: R = 1 - (1 + r/m) -tm ​ - Fraud/Deceit r/m - Access Device Violation BP = P​ ​ OB = BP - PR - Tax evasion IP = BP x r/m PR = R - IP​ Amortization formulas