PruWealth Plan Policy Terms, Conditions & Benefits PDF

|| Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23  || Pru-WP”T&C”-v/Dec’23 If the policy is active at the end of the policy term and there has not been any Death or TPD claim during the term of the policy, you will be entitled to a free 5-year extended life cover. If you were aged be...

|| Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23  || Pru-WP”T&C”-v/Dec’23 If the policy is active at the end of the policy term and there has not been any Death or TPD claim during the term of the policy, you will be entitled to a free 5-year extended life cover. If you were aged between 50 and 55 years at the time of policy inception, the selected policy term chosen may result in the free extended cover being less than 5 years and in some cases zero. In the event of Death during this period, we shall pay your beneficiary(ies) the Sum Assured as at the end of the policy term. There is no double payout for accidental death during the free cover period. In the event that you become permanently disabled and the deferred periods have been satisfied, we shall pay a percentage of the Sum Assured depending on the severity of the disability.  || Pru-WP”T&C”-v/Dec’23 This is a long-term Policy and it is in your best interest to have the Policy continue for the full policy term to optimize the benefits on the policy. However, you have the right to surrender your policy at any time during the policy term. During the policy term, a cash value shall be payable to the policyholder, which shall depend upon the year of surrender. No Cash Value would be payable during the free extended cover period, that is, after payment of the maturity benefit. The surrender value is equal to a percentage of the total premiums paid as at the date of surrender as per the schedule below: 5 years 8 years 0% 0% 20% 20% 40% 40% 60% 60% 100% 100% 100% 100% 100% || Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23  || Pru-WP”T&C”-v/Dec’23 Any valid national identification document that establishes the name and date of birth of the policyholder and / or claimant: Voters’ ID, Driver’s license, Passport, Ghana card or Biometric SSNIT ID. || Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23  || Pru-WP”T&C”-v/Dec’23 The period during which life insurance coverage is provided subject to regular payment of premiums by the customer unless stated otherwise. The Policy Term can be Five (5), Eight (8), Ten (10), Twelve (12) and Fifteen (15). The policy term cannot be changed after the commencement of the Policy.  || Pru-WP”T&C”-v/Dec’23 5 18 55 8 18 55 10 18 55 12 18 53 15 18 50 || Pru-WP”T&C”-v/Dec’23 || Pru-WP”T&C”-v/Dec’23  For Further Information: Please contact us immediately if You have not received Your Policy Schedule two (2) months after Your first premium is deducted. You can communicate with us by: You can pay your outstanding Calling Customer Service on: premiums using: 0302 208 877 The USSD CODE: * 778 # across all networks Visiting any of our branch offices PruBot (Whatsapp Service): Emailing: Simply send Hi to: [email protected] +233 55 144 5522 Postal Address: on whatsapp Prudential Life Insurance Ghana Limited Reach us on Social media using P. O. Box AN 11549, the following handles: Accra North, Ghana. @Prulifegh @Prulifeghana www.prudential.com.gh Prudential Life Ghana Contact Details Head Office Osu Branch 12th Floor, 335 Place, Adjacent Glory Oil Filling Station, N1 Highway - Dzorwulu Labone Junction, Towards Danquah Circle Dansoman Branch Kumasi Branch Emmanuel Courts, Dufie Plaza, Behind Kessben Dansoman Roundabout, Near St. Martin’s De-Porres School, Takoradi Branch General Ankrah High St., Dansoman 2nd Floor, Tropical Plaza, Market Circle, Liberation Road Accra Central Branch 2nd Floor, SIC Mall, Makola Koforidua Branch 2nd Floor, Linda Dor Plaza Spintex Road Branch Plot 40, Main Takyi Plaza Building, Sunyani Branch East Airport 2nd Floor, Prudential Place, Near Cocoa House, Sunyani Tema Branch Ground Floor, Meridian Plaza, Comm. 1