اختبار 4 PDF
Document Details
Uploaded by RadiantCelebration5291
جامعة تبوك
Tags
Summary
This document contains questions related to banking, finance, and risk management. It details various aspects of banking operations, and includes a set of questions for assessment. The content covers areas such as sustainability and ESG factors, risk management, and customer service.
Full Transcript
### Sustainability and ESG Factors: - **A.** This aspect focuses on the bank's profitability, asset quality, capital adequacy, and liquidity - **B.** Evaluating how efficiently the bank manages its resources, controls costs, and uses its assets to generate revenue - **C.** Evaluating the bank's env...
### Sustainability and ESG Factors: - **A.** This aspect focuses on the bank's profitability, asset quality, capital adequacy, and liquidity - **B.** Evaluating how efficiently the bank manages its resources, controls costs, and uses its assets to generate revenue - **C.** Evaluating the bank's environmental, social, and governance (ESG) practices to assess its long-term sustainability and social responsibility - **D.** Examining the bank's customer satisfaction levels, brand reputation, and trustworthiness in the market ### Risk Management: - **A.** This aspect focuses on the bank's profitability, asset quality, capital adequacy, and liquidity - **B.** Evaluating how efficiently the bank manages its resources, controls costs, and uses its assets to generate revenue - **C.** Assessing the bank's ability to identify, measure, and mitigate various types of risks, including credit risk, market risk, operational risk, and compliance risk - **D.** Examining the bank's customer satisfaction levels, brand reputation, and trustworthiness in the market ### Which are risks associated with changing equity prices, refer to: - **A.** Capital market risk - **B.** Currency risk - **C.** Interest Risk - **D.** Liquidity Risk ### It is a practice used by financial institutions to mitigate financial risks resulting from a mismatch of assets and liabilities: - **A.** Bank management - **B.** Assets and liabilities management - **C.** Bank regulation - **D.** Evaluating bank performance ### It refers to the financial institution is unable to meet its obligations due to a shortage of liquidity: - **A.** Capital market risk - **B.** Currency risk - **C.** Interest Rate Risk - **D.** Liquidity Risk ### Customer Service and Reputation: - **A.** This aspect focuses on the bank's profitability, asset quality, capital adequacy, and liquidity - **B.** Evaluating how efficiently the bank manages its resources, controls costs, and uses its assets to generate revenue - **C.** Assessing the bank's ability to identify, measure, and mitigate various types of risks, including credit risk, market risk, operational risk, and compliance risk - **D.** Examining the bank's customer satisfaction levels, brand reputation, and trustworthiness in the market