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Understanding Financial Decisions and Partnerships

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Understanding Financial Decisions and Partnerships

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Questions and Answers

What influences the products that are reviewed and written about on the site?

NerdWallet's authority on auto loans

Objective information

Thousands of hours of research

Compensation from partners (correct)

Where is Shannon Bradley, a NerdWallet authority on auto loans, based?

Los Angeles, California

Houston, Texas

Newburgh, Indiana (correct)

Chicago, Illinois

What does Des Toups have experience in, according to the text?

Side hustles

Auto loans

Bankruptcy (correct)

Couponing

How does NerdWallet make money?

By partner compensation (B) Signup and view all the answers

What does the text emphasize about NerdWallet's recommendations and advice?

They are grounded in research (C) Signup and view all the answers

What is the purpose of a car loan?

To finance the purchase of a car (A) Signup and view all the answers

What happens if you refinance a car loan?

You lower your interest rate (D) Signup and view all the answers

What is the purpose of an annual percentage rate (APR) in a car loan?

To calculate the total cost of borrowing money (C) Signup and view all the answers

What does it mean when a lender pre-qualifies you for a car loan?

You are approved for the loan without an application (B) Signup and view all the answers

What happens if you fall behind on payments for a car loan?

The lender takes back possession of the car (C) Signup and view all the answers