UCO Bank LBO Recruitment 2025-26

UCO Bank LBO Recruitment 2025-26: Key Details

• UCO Bank is inviting online applications for Local Bank Officer (LBO) positions
• Dates for online registration and fee payment: January 16, 2025, to February 5, 2025
• Candidates should regularly visit the bank's website for updates
• Any revisions or corrigendums will be posted on the bank's website
• Hard copies of applications or other documents are not to be sent to the office

Vacancy Details

• A total of 250 vacancies exist
• Vacancies are distributed across multiple states and categories
• State-wise vacancy distribution:
  • Gujarat: 57 (Gujarati proficiency)
  • Maharashtra: 70 (Marathi proficiency)
  • Assam: 30 (Assamese proficiency)
  • Karnataka: 35 (Kannada proficiency)
  • Tripura: 13 (Bengali/Kokborok proficiency)
  • Sikkim: 6 (Nepali/English proficiency)
  • Nagaland: 5 (English proficiency)
  • Meghalaya: 4 (English/Garo/Khasi proficiency)
  • Kerala: 15 (Malayalam proficiency)
  • Telengana & Andhra Pradesh: 10 (Telugu proficiency)
  • Jammu & Kashmir: 5 (Kashmiri proficiency)
• Abbreviations:
  • SC: Scheduled Caste
  • ST: Scheduled Tribe
  • OBC: Other Backward Classes
  • EWS: Economically Weaker Section
  • UR: Unreserved
  • PwBD: Persons with Benchmark Disabilities
  • VI: Visually Impaired
  • HI: Hearing Impaired
  • OC: Orthopedically Challenged/ Locomotor Disability
  • ID: Intellectual Disability
• Vacancies are provisional and can change
• The bank can interchange reserved vacancies as per government guidelines
• Applicants can only apply for one state vacancy
• Candidates must be proficient in the specified local language

Important Information for Applicants

• Category changes are not allowed after online application registration
• Shortlisting does not guarantee employment
• No requests to consider candidature under a different category will be entertained

Pay Scale and Emoluments

• Position: Junior Management Grade Scale-
• Basic Pay Scale: Rs. 48480-85920
• Other benefits: D.A., H.R.A., Lease accommodation, C.C.A., medical benefits, and other allowances as per bank rules
• Prior experience is not considered for service seniority
• Selected candidates will be posted within their selected state upon promotion to SMGS-IV or 12 years of service, whichever is earlier
• LBOs can participate in promotions as per the bank's policy for Generalist Officers

Eligibility Criteria

• Nationality:
  • Citizen of India
  • Subject of Nepal or Bhutan
  • Tibetan refugee to India before 1962
  • Person of Indian origin migrated from specified countries
• Candidates in categories (ii)-(v) need an eligibility certificate from the Indian government
• Age (as of January 1, 2025):
  • Minimum age: 20 years
  • Maximum age: 30 years
  • Born between: January 2, 1995, and January 1, 2005 (inclusive)

Age Relaxation

• Scheduled Caste/Tribe (SC/ST): 5 years
• Other Backward Classes (OBC-NCL): 3 years
• Benchmark Disability: 10 years
• Ex-Servicemen: 5 years (subject to government guidelines)
• 1984 Riot victims: 5 years

Notes on Age Relaxation

• Age relaxation is cumulative; candidates can only use one category from points iii to v
• Maximum agelimit for General and EWS Candidates
• Required certificates must be submitted during the interview
• Those in the OBC category need a certificate stating they don't belong to the "creamy layer"
• If an ex-serviceman applies for multiple jobs before civil employment, they can use the benefit for subsequent jobs
• Candidates in reserved categories with no specified reservation can apply for general vacancies if they meet requirements

Benchmark Disabilities Reservation

• Reservation for Persons with Benchmark Disabilities is horizontal
• In accordance with "The Rights of Persons with Disabilities Act, 2016" under section 34
• Various categories of disabilities:
  • Visual Impairment ("VI")
    • Blindness (Total absence of sight, low visual acuity, or limited field of vision)
    • Low Vision (Reduced visual acuity or limited field of vision)
  • Hearing Impaired ("Hl")
    • Deaf (70 DB hearing loss in both ears)
    • Hard of Hearing (60-70 DB hearing loss in both ears)
  • Orthopedically Challenged/ Locomotor Disability ("OC"/'LD")
    • Inability to perform movements due to musculoskeletal or nervous system conditions
    • Includes Leprosy cured, Cerebral palsy, Dwarfism, Muscular dystrophy
    • Acid attack victims, spinal deformity

Intellectual Disability Category

• Autism Spectrum disorder (ASD)
• Specific Learning Disability (SLD)
• Mental Illness (Ml)
• "Multiple Disabilities" includes combinations of the above

Guidelines for Benchmark/Specified Disabilities Using a Scribe

• Candidates must arrange their own scribe
• Scribe facility requires a certificate stating the candidate's writing limitations and the scribe's necessity
• Scribe's qualification must be lower than the candidate's
• Violating scribe eligibility results in applicant cancellation
• Scribes can act for only one candidate
• Compensatory time is granted only to registered candidates
• If the scribe independently answers, the test will be stopped and test cancelled
• Bank to perform online Aadhaar checks on candidates and scribes

Guidelines for Visually Impaired Candidates

• Candidates with >= 40% disability can view the test in magnified font with compensatory time
• Magnified font option not available with use of a scribe

Guidelines for Locomotor Disability and Cerebral Palsy Candidates

• Compensatory time granted for extremity impairment slowing writing (minimum 40% impairment)

Guidelines for Candidates with Intellectual Disability

• 20 minutes per exam hour compensated with or without a scribe to >=40% intellectual disability applicants

Guidelines for Specified Disabilities with Writing Difficulty

• Compensatory time is allowed for those who are eligible for a scribe

Usage of Scribe and Compensatory Time

• Those with <40 Disability Covered under RPwD Act with writing disabilities can use a scribe or get compensatory time
• They need to show paperwork confirming their writing limitation and the need for a scribe

Note Regarding Government

• Changes for GOI guidelines to be updated from time to time
• Bank reserves right to conduct examination for genuineness of score/ performance

EWS (Economically Weaker Section)

• EWS status for those with a family gross annual income below Rs.8.00 lakh
• The income is from all sources for the financial year prior to the application
• Exclusions from EWS status due to assets:
  • Agricultural land: 5 acres and above
  • Residential flat: 1000 sq. ft. and above
  • Residential plot in notified municipalities: 100 sq. yards and above
  • Residential plot in other areas: 200 sq. yards and above
• Property in different locations is combined when determining EWS status
• An Income and Asset Certificate from a Competent Authority is required for availing the EWS reservation
• "Family" includes the person seeking reservation, their parents and siblings below 18, as well as spouse and children below 18
• All guidelines of the Government of India are to be followed

Education

• Degree from a University/Institution/Board recognized by the Indian government
• A valid Mark-sheet containing the percentage of marks obtained in Graduation must be possessed
• All Educational Qualifications should be recognized by Govt.
• The final result should be declared on or before 01-01-2025
• Submission is required of a proper document from the board/university that declares the result
• Calculation of Percentage: Percentage is found through dividing marks obtained, by maximum marks * 100
• In grade point systems, CGPA/OGPA must be converted into a percentage

Application Fee/Intimation Charges

• Payable between Jan 16 2025 - Feb 05 2025.
  • Rs. 175 for SC/ST/PWD.
  • Rs. 850 for the other categories
• Payable via online payment.
• Transaction charges to be borne by the candidate
• The fee is non-refundable or held in reserve

Examination Structure

• 4 sections with a total of 155 questions for 200 marks and a composite time of 3 hours
• Reasoning and Computer Aptitude: 45 questions, 60 marks, 60 minutes (English and Hindi)
• General Economy, Banking Awareness: 40 questions 40 marks 35 minutes (English and Hindi)
• English Language 35 questions 40 marks 40 minutes (English)
• Data Analysis & Interpretation 35 questions 60 marks 45 minutes (English and Hindi)

Examination Process

• No sectional cutoffs
• Overall minimum qualifying marks to be decided by the bank
• Website for detailed information regarding exam
• Without the required documents the candidate will not be able to attend the online examination
• Call letter
• Photo identification
• Must arrive on time
• Duration of the Online Examination is 3 hours but candidates may be required to be at venue for about 4 hours

Penalties for Wrong Answers:

• 0.25 of the mark will be deducted for each wrong answer
• Blank answers will not incur a penalty

Cut Off Score:

• Candidates are required to obtain a minimum score after which they will be sort listed for the Interview
• Decision of the Bank in shortlisting and calling number of candidates for common interviews/ provisional allotment shall be final
• The number of candidates to be called for Interview based on the performance in the written test
  • Three times the number of the unreserved candidates -Five times in respect to reserved catergory candidates.

Exam Scores

• Corrected scores will be normalised, and calculated to two decimals

Examination Centers:

• List in Annexure 1
• No request for change of center
• Bank, however, reserves the right to cancel any of the Examination Centers and/ or add some other Centers, at its discretion
• bank is not responsible for any loss or injury
• Unruly behavior/misbehavior results in disqualification

PRE-EXAMINATION TRAINING

• Only for those with scheduled castes/ tribes/ backward classes/ minority communities in Online Mode
• Can be cancelled/ have changes made by bank depending admin
• Attending doesn't imply selection

Details about Identification

• Bank will use Biometric data for identification
• Documents to produce:
  • Call letter
  • Photo identity with the same name on it
  • Any one of the photo id's:
    • Pan card
    • Passport
    • DL
    • Voter's card
    • Bank passbook
    • Photo identity proof issued by a Gazetted Officer/ People's Representative etc

Language Test

• LBO must be proficient, or have studied the local languages
• Must be fluent via writing etc
• 10th/12th pass mark sheet exempt with evidence that they understand the local language

Interview

• Selected from performance in written test
• Minimum qualifying is 40 marks
• Reserved may have 35 marks

Online Examination

• Weight is 80:20, with 20 marks for the interview
• Online Exam and interview, and must qualify high to be shortlisted for selection
• The selection will be subject to the selected local language

Original and Photocopies to bring to Interview

    - Interview Call Letter
    - Online Application printout
    - DOB Proof (Competent Authority or X Certificate with DOB).
    - Photo Identity Proof
    - Marks sheets
    - Caste Certificate
    - OBC Form
    - EWS Form (2023-24 Guidelines)
    - Medical Certificate
    - Service Book Copy
    - No Objection Certificate

    ### Probation
    -  Selected Candidates will be on probation for 2 years from the date of active service
    -  Bond- 2 years of service and will be terminated if candidate fails to achieve minimum standards.

• selected will execute Bond to serve two years or pay Rs. 2.00 Lacs if candidate is not able to complete two years

Employee Applications

     - New candidates can apply
     - Need to fufill the eligibility criteria
     - If selected, resign from current position within bank and join new process
     - No additional benefits

Certificate Authorities

    - SC, ST, OBC, Disabilities must be done as notified by GOI from time to time

• Authorities are: - District Magistrate - Additional district magistrate - Collector - Deputy Commissioner - Sub-Divisional officer - Medical Board

How to Apply

• apply only online

• Go to the Bank's website and go into recruitment opportunities

• Register and create password

• Upload: -Photograph

  • Signature -Thumbprint
  • Handwritten declaration certificate

• Pay any applicatable fees

  ### Intimations for various processes
   - Via SMS or email.
  

• The bank is not responsible for any failures, with the latest information provided at https://ucobank.com

• Pay any application fees online. For credit card users, the bank will convert it into local currency. Print out the application - it will also be sent as an email. The application will be considered in all aspects

• The candidate retains 8 copies of the the same photograph which is uploaded at the time of online registration

• Details regarding criminal cases/details may be necessary, and will be investigated if ever to be an interview/joining

• Any dispute should be in English and presented at kolkata

Cancellation rights

 - The bank reserved rights to alter, modify or change any eligibility criteria including selection and qualification procedure - the bank also reserved rights of changing eligibility criteria/ method and procedure for selection

• Candidates are advised to keep their email alive for receiving emails
• Bank will not respond to any queries
• Bank can reject/reject applications with finality
• Any unruly behaviour in examination will equal termination
• Make sure candidate uploads 8 photographs for further processing
• Criminal cases can be a cause for denied employment from the bank
• Any dispute or interpretation of version other than English - English will apply
• Canvassing in any form disqualifies application/employment
• Medical fit necessary, and selected application is subject to rules and regulations
• Production of 'No Objection Certificate' is necessary where applicable All the material relating to this recruitment process and final

###Disclaimer Clause - If the candiddate is found to not possess proper credentials, they will be terminated without notice- decision of the decision bank in all selection matters will be full and final The bank is also not responsible for any errors.