The Christ Hospital

Family Deductible Overview

• An embedded family deductible means that individual family members have their own separate deductible limits within a larger family plan.
• Once an individual reaches their specific deductible limit, their medical expenses may begin to be fully covered by the insurance.
• The overall family deductible is often higher than individual deductibles, providing a safety net for the entire family.
• This structure can encourage family members to seek medical care, as individual expenses are capped.