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Survival Benefits in Life Insurance

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Questions and Answers

What is the Guaranteed Income payout frequency for the Level Income with Enhanced Lump sum Benefit variant?

Annual (correct)

Quarterly

Semi-Annual

Monthly

Under the Increasing Income with Lump sum Benefit option, what is the interest rate at which the Income Benefit payout increases?

5% (correct)

What factors determine the Level Income Benefit payout percentage?

Policy Maturity, Deferment Period, Premium Payment Term

Life Insured’s Age at inception of the policy, Annualized Premium

All of the above

Benefit Option, Income Variant, Policy Term (correct)

Survival Benefits in Life Insurance

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Questions and Answers

What is the Guaranteed Income payout frequency for the Level Income with Enhanced Lump sum Benefit variant?

Under the Increasing Income with Lump sum Benefit option, what is the interest rate at which the Income Benefit payout increases?

What factors determine the Level Income Benefit payout percentage?

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