6 Questions
Quin és el principal avantatge del sistema monetari de fiat?
La seva valor està derivada de la llei del govern
Quin és el problema principal del bescanvi?
La coincidència doble de necessitats
Quin és el principal avantatge dels pagaments electrònics?
La seva comoditat
Quin és el tipus de moneda que té el seu valor derivat d'un commodity físic?
Moneda de commodity-backed
Quin és el benefici principal de la moneda de commodity-based?
La seva estabilitat en el valor
Quin és el sistema de pagament electrònic que permet als usuaris emmagatzemar les seves dades de pagament?
Digital wallets
Study Notes
Monetary Systems
- A system that enables economic transactions and exchange of goods and services
- Functions:
- Medium of exchange: enables trade
- Unit of account: standard unit of value
- Store of value: holds value over time
Types of Currency
- Fiat Currency: value derived from government decree, not backed by physical commodity
- Commodity-backed Currency: value derived from underlying commodity (e.g., gold standard)
- Representative Currency: value derived from underlying commodity, but not redeemable for it
Bartering
- Direct exchange of goods or services without using money
- Limited by:
- Double Coincidence of Wants: both parties must have what the other wants
- Lack of standardization: difficult to value goods and services
- Limited scalability: difficult to trade with multiple parties
Electronic Payments
- Digital transactions using digital payment systems
- Examples:
- Online banking
- Mobile payments (e.g., Apple Pay, Google Pay)
- Digital wallets (e.g., PayPal)
- Benefits:
- Convenience
- Speed
- Increased accessibility
Commodity-based Currency
- Currency backed by a physical commodity (e.g., gold, silver)
- Examples:
- Gold standard: currency pegged to gold value
- Silver certificate: currency redeemable for silver
- Benefits:
- Stability: value tied to commodity value
- Limited inflation: commodity supply limits currency supply
- International trade: commodity-based currencies facilitate trade
Aprendeix sobre els sistemes monetaris, les funcions del diner, les diferents formes de moneda, el bescanvi i els pagaments electrònics. Des de les monedes fiduciaris fins als pagaments mòbils.
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