10 Questions
What was the outcome of exceeding the credit limit?
A fee was charged for each transaction.
What is the primary issue with the author's communication?
Ineffective persuasion.
Why did the author not know they were close to the limit?
They did not check their account regularly.
What was the author charged for each transaction?
A $10 fee.
During which period did the author make 12 purchases?
Between August 7 and September 27.
What is the result of not knowing the credit limit?
Fees are charged for each transaction.
Why is it essential to keep track of credit purchases?
To avoid exceeding the credit limit.
What can happen if the credit limit is consistently exceeded?
The credit account is suspended.
What is the primary reason for the author's issue?
All of the above.
What can be done to avoid exceeding the credit limit?
Monitor credit purchases regularly.
Study Notes
Ineffective Persuasive Request Letter
- The writer's Visa account was overspent due to ineffective approval system and lack of awareness about their credit limit.
- 10 out of 12 transactions were phoned in for approval, but all were approved despite exceeding the credit limit.
- The writer assumed that if their purchases received telephone approval, they were still within their credit limit.
Consequences of Overspending
- Between August 7 and September 27, the writer made 12 purchases, exceeding their credit limit.
- They were charged a $10 fee for each of the 12 transactions, resulting in additional costs.
Importance of Credit Limit Awareness
- The writer did not keep a running record of their Visa account and credit purchases, leading to unawareness of their approaching credit limit.
- They would not have continued to make purchases if they had known they were over their credit limit.
This quiz assesses your understanding of self-awareness, recognizing personal limitations, and making informed decisions. It evaluates your ability to acknowledge and accommodate your limitations in various aspects of life.
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