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Self Awareness and Limitations

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Questions and Answers

What was the outcome of exceeding the credit limit?

A fee was charged for each transaction. (correct)

The credit account was suspended.

A notification was sent to the account holder.

The credit limit was automatically increased.

What is the primary issue with the author's communication?

Ineffective persuasion. (correct)

Tone of the message is aggressive.

Lack of clarity on credit rules.

Lengthy message.

Why did the author not know they were close to the limit?

They did not receive notifications.

They did not check their account regularly. (correct)

They were not informed about the credit rules.

They were not aware of the credit limit.

What was the author charged for each transaction?

A $10 fee. Signup and view all the answers

During which period did the author make 12 purchases?

Between August 7 and September 27. Signup and view all the answers

What is the result of not knowing the credit limit?

Fees are charged for each transaction. Signup and view all the answers

Why is it essential to keep track of credit purchases?

To avoid exceeding the credit limit. Signup and view all the answers

What can happen if the credit limit is consistently exceeded?

The credit account is suspended. Signup and view all the answers

What is the primary reason for the author's issue?

All of the above. Signup and view all the answers

What can be done to avoid exceeding the credit limit?

Monitor credit purchases regularly. Signup and view all the answers

Study Notes

Ineffective Persuasive Request Letter

The writer's Visa account was overspent due to ineffective approval system and lack of awareness about their credit limit.
10 out of 12 transactions were phoned in for approval, but all were approved despite exceeding the credit limit.
The writer assumed that if their purchases received telephone approval, they were still within their credit limit.

Consequences of Overspending

Between August 7 and September 27, the writer made 12 purchases, exceeding their credit limit.
They were charged a $10 fee for each of the 12 transactions, resulting in additional costs.

Importance of Credit Limit Awareness

The writer did not keep a running record of their Visa account and credit purchases, leading to unawareness of their approaching credit limit.
They would not have continued to make purchases if they had known they were over their credit limit.

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Description

This quiz assesses your understanding of self-awareness, recognizing personal limitations, and making informed decisions. It evaluates your ability to acknowledge and accommodate your limitations in various aspects of life.