SBI Promotion Aspirants Guide 2025

Total assets of the bank, including deposits, advances, investments, and other assets.

Interest earned on deposits, loans, and investments.

Interest paid on deposits and borrowed funds.

The difference between total interest income and interest expenses.

Income generated from sources other than interest, such as fees and commissions.

The percentage of current and savings account deposits to total deposits.

A profitability ratio that measures the return on assets.

A profitability ratio that measures the return on equity.

The amount of profit earned per share of stock.

The percentage of a bank's operating expenses to its operating income.

Corporate Debt Market Development Fund is a fund aimed at developing the corporate debt market. It is managed by SBI CDMDF Trustee Private Limited.

The Environment Social Governance & Climate Finance Unit (ESG- CFU) is an internal department that consolidates all ESG-related functions of the Bank, working across different areas and departments.

A Deputy Managing Director leads the Environment Social Governance & Climate Finance Unit (ESG-CFUs), a business unit that coordinates the ESG efforts of the entire bank.

Cyber Cells are teams tasked with dealing with cybersecurity issues and implementing guidelines set by the Ministry of Home Affairs (MHA). Each Local Head Office (LHO) has a dedicated cell.

An Assistant General Manager (AGM) specializing in fraud monitoring is appointed as the nodal officer for the Cyber Cell in each Local Head Office.

PAN or Form 60 is required for establishing an account-based relationship with an individual. It serves as a unique identification number for tax purposes.

Officially Valid Documents (OVDs) are required for account verification. These documents provide proof of identity and address.

A booklet designed to guide and support promotion aspirants in their preparation for an upcoming bank promotion exam.

A key factor for success in the competitive banking industry, alongside knowledge and determination.

A Passport is a travel document serving as proof of identity and nationality.

The driving license is a document that permits the holder to operate a vehicle.

The booklet is designed to meet the specific needs of those preparing for promotion.

The booklet is believed to be beneficial for those who study with dedication and an open mind.

A Aadhaar card is biometric identification document, providing proof of identity and address.

The Voter's Identity Card is issued by the Election Commission of India, proving the holder's eligibility to vote.

The booklet is a result of a collaborative effort by the team at SBILD Tiruchirapalli.

The booklet acknowledges and expresses gratitude to Smt. Suranjana Dutta, Chief General Manager, Strategic Training Unit, Corporate Centre for their guidance.

The Central KYC Records Registry (CKYCR) is responsible for storing, safeguarding, and retrieving KYC records of customers in digital form.

The booklet specifically acknowledges and expresses gratitude to Shri Parminder Singh, Chief General Manager, Chennai Circle for their significant support.

The CERSAI acts as the CKYCR, handling KYC data for financial institutions.

The booklet acknowledges and expresses gratitude to Shri. Sanjeev Kumar, Deputy General Manager & Circle Development Officer, Chennai Circle for being a source of motivation.

The aggregate of all credits in a financial year should not exceed rupees one lakh, the aggregate of all withdrawals and transfers in a month should not exceed rupees ten thousand, and the balance at any point of time should not exceed rupees fifty thousand.

Banks should have a policy duly approved by the Board of the Bank for approving 'correspondent banking relationships'.

A video-KYC process (V-CIP) is operated by a specially trained Bank official.

Banks observe 2nd November each year as AML/CFT Awareness Day.

The major risk of non-compliance with the KYC Policy is Compliance and Legal Risk.

Accounts opened based on V-CIP or Video KYC are treated as face-to-face.

As per RBI Guidelines, Bank shall not deal in Virtual Currencies (VC) or provide services for facilitating any person or entity in dealing with or settling VCs.

The State Bank Institute of Learning and Development (SBILD) is an organization that provides training and development for employees of the State Bank of India (SBI).

Banks observe 1st August every year as KYC Compliance and Fraud Prevention Day.

SBILD Tiruchirappalli is a branch of the State Bank Institute of Learning and Development located in Tiruchirappalli, Tamil Nadu, India.

The organization's primary focus is on training and development for employees of the State Bank of India.

The syllabus and examination pattern for SBILD courses outlines the structure, content, and assessment methods for training programs.

This section provides information about the history of SBI, tracing its evolution from its origins to its present form.

The organizational structure of SBI outlines the different departments, their roles, and how they work together to achieve SBI's goals.

SBI policy guidelines define the principles and rules that govern the functioning of the bank, ensuring responsible and ethical operations.

This section covers the financial performance and results of SBI, including key metrics and indicators of its financial health.