Podcast
Questions and Answers
How do land use regulations impact the supply of real estate?
How do land use regulations impact the supply of real estate?
What is the most common designation of appraiser used by private lenders?
What is the most common designation of appraiser used by private lenders?
What is the primary difference between a CRA and an AACI?
What is the primary difference between a CRA and an AACI?
When would a private lender consider using the Income Approach for property valuation?
When would a private lender consider using the Income Approach for property valuation?
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What is one of the purposes of a real estate appraisal?
What is one of the purposes of a real estate appraisal?
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Which of the following is NOT used as security for mortgage financing?
Which of the following is NOT used as security for mortgage financing?
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How does population growth affect the demand for housing?
How does population growth affect the demand for housing?
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Which of the following is NOT one of the purposes of completing a real estate appraisal?
Which of the following is NOT one of the purposes of completing a real estate appraisal?
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What type of property would a real estate investor be interested in based on their preferred rate of return?
What type of property would a real estate investor be interested in based on their preferred rate of return?
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How does the makeup of the population impact the types of housing in demand?
How does the makeup of the population impact the types of housing in demand?
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What is the primary purpose of using the direct capitalization approach?
What is the primary purpose of using the direct capitalization approach?
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When is the cost approach typically included in a residential appraisal?
When is the cost approach typically included in a residential appraisal?
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What is the most common approach to determining value for a private lender?
What is the most common approach to determining value for a private lender?
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What do Automated Valuation Models (AVMs) primarily use to calculate property value?
What do Automated Valuation Models (AVMs) primarily use to calculate property value?
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Are Automated Valuation Models (AVMs) generally suitable for private lenders?
Are Automated Valuation Models (AVMs) generally suitable for private lenders?
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What risk assessment tool is commonly used by CMHC and Sagen, despite not being a valuation model?
What risk assessment tool is commonly used by CMHC and Sagen, despite not being a valuation model?
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What is the instrument used to discharge the debt registered against the borrower’s property that releases the lender’s interest in the property?
What is the instrument used to discharge the debt registered against the borrower’s property that releases the lender’s interest in the property?
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What is it referred to as when a lender wishes to increase the amount of security by placing a mortgage on both of her client’s properties?
What is it referred to as when a lender wishes to increase the amount of security by placing a mortgage on both of her client’s properties?
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What is a judgment, in relation to a debt?
What is a judgment, in relation to a debt?
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In Sasha’s example, what does a partial discharge refer to?
In Sasha’s example, what does a partial discharge refer to?
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What is the purpose of filing a writ of seizure and sale against a debtor's land?
What is the purpose of filing a writ of seizure and sale against a debtor's land?
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When can a creditor file a writ of seizure and sale against a debtor?
When can a creditor file a writ of seizure and sale against a debtor?
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What are the two automated underwriting systems mentioned in the text?
What are the two automated underwriting systems mentioned in the text?
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Which of the following is NOT one of the three types of appraisal reports mentioned?
Which of the following is NOT one of the three types of appraisal reports mentioned?
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Which type of appraisal is most suitable for private lenders?
Which type of appraisal is most suitable for private lenders?
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Why is a full appraisal considered to offer the highest level of protection for lenders?
Why is a full appraisal considered to offer the highest level of protection for lenders?
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What is the legal instrument used to register a mortgage debt against the borrower's property?
What is the legal instrument used to register a mortgage debt against the borrower's property?
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Which entities DO NOT have access to the 'emili' and 'MySagen' automated underwriting systems?
Which entities DO NOT have access to the 'emili' and 'MySagen' automated underwriting systems?
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