RBI, NABARD, and Cooperative Banks Overview

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7 Questions

What is one of the factors contributing to the difficulty in customer retention?

Decreased dependence of corporate sector on banks

Which banking norm emphasizes more on risk assessment and control?

Basel II

What has come down due to the increased role of private sector banks?

Market share of PSU banks

Which aspect is considered a challenge due to higher costs when compared to foreign counterparts?

Cost of fund

What is being replaced with new standards in three phases, including Recognition & Measurement, Impairment, and Hedge Accounting?

IAS 39

Which factor poses a great challenge for bankers as it involves a true professional approach?

Corporate governance

What is stressed more by Basel III norms compared to Basel II norms?

Risk assessment

Explore the roles of RBI as the banking regulator and NABARD as the supervisor, along with the structure of urban and rural cooperative banks in India. Learn about the pre-independence phase and the different categories of cooperative banks.

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